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521 Mercer St, JC, Journal Square, NJ 07302

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For Sale

$599,000

5 beds • 3 baths

Estimated Payment

$ 3,076 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

Explore this Property

Opportunity awaits at 521 Mercer St, Jersey City! This diamond in the rough is located just a short walk from the Journal Square PATH train, offering unbeatable convenience for commuters. The property is in need of major repairs, making it an ideal project for investors or those looking to create their dream home. With the right vision and updates, this home has the potential to shine. Located in a vibrant neighborhood with easy access to shopping, dining, and transportation, this is a chance to invest in one of Jersey City's most sought-after areas. Can be purchased along with 519 Mercer St
MLS# 240018929

Courtesy Of eXp Realty, LLC

(866) 201-6210

Property Features

  • Architecture Style
    Other
  • Heating System
    Baseboard

Map and Directions

Directions to 521 Mercer St, JC, Journal Square, NJ 07302

Home seller CENTURY 21 Sylvia Geist Agency

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Sylvia Geist Agency

(732) 238-1200
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,076
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,076

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Martin Luther King Jr. School

Grades PK-8 Public School

Jersey City, NJ 07306 0.3 miles
886 bergen ave

835 total students
13:1 Student teacher ratio

School Rating: C-

School Details

William L. Dickinson High School

Grades 9-12 Public School

Jersey City, NJ 07306 0.7 miles
2 palisade ave

1878 total students
14:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
Primary Preparatory Elementary School 0.1 miles Private PK-7
Hudson Catholic Regional High School 0.1 miles Private 9-12
County Preparatory High School 0.4 miles Public 9-12 A
St Dominic Academy 0.4 miles Private 7-12
Academy Of Technology Design 0.4 miles Public 9-12 C
Joseph H. Brensinger Elementary School 0.5 miles Public PK-8 C
Julia A. Barnes School 0.5 miles Public PK-5 C+
St Joseph Elementary School 0.5 miles Private PK-8
St Elizabeth School & Child Care Center 0.6 miles Private PK-KG
Learning Community Charter School 0.6 miles Public PK-8 B
Mosdos Of Greenville 0.6 miles Private KG-8
Abraham Lincoln High School 0.6 miles Public 9-12 F
Beloved Community Charter School 0.6 miles Public KG-10 B
Liberty High School 0.6 miles Public 9-12 B+
Mahatma K. Gandhi School 0.7 miles Public PK-8 D
Dr. Michael Conti School 0.7 miles Public PK-8 A-
James J. Ferris High School 0.7 miles Public 9-12 D-
St Aloysius Elementary Academy 0.7 miles Private PK-8

Primary Preparatory Elementary School

Distance: 0.1 miles

Type Private

Grades: PK-7

Hudson Catholic Regional High School

Distance: 0.1 miles

Type Private

Grades: 9-12

County Preparatory High School

Distance: 0.4 miles

Type Public

Grades: 9-12

A

St Dominic Academy

Distance: 0.4 miles

Type Private

Grades: 7-12

Academy Of Technology Design

Distance: 0.4 miles

Type Public

Grades: 9-12

C

Joseph H. Brensinger Elementary School

Distance: 0.5 miles

Type Public

Grades: PK-8

C

Julia A. Barnes School

Distance: 0.5 miles

Type Public

Grades: PK-5

C+

St Joseph Elementary School

Distance: 0.5 miles

Type Private

Grades: PK-8

St Elizabeth School & Child Care Center

Distance: 0.6 miles

Type Private

Grades: PK-KG

Learning Community Charter School

Distance: 0.6 miles

Type Public

Grades: PK-8

B

Mosdos Of Greenville

Distance: 0.6 miles

Type Private

Grades: KG-8

Abraham Lincoln High School

Distance: 0.6 miles

Type Public

Grades: 9-12

F

Beloved Community Charter School

Distance: 0.6 miles

Type Public

Grades: KG-10

B

Liberty High School

Distance: 0.6 miles

Type Public

Grades: 9-12

B+

Mahatma K. Gandhi School

Distance: 0.7 miles

Type Public

Grades: PK-8

D

Dr. Michael Conti School

Distance: 0.7 miles

Type Public

Grades: PK-8

A-

James J. Ferris High School

Distance: 0.7 miles

Type Public

Grades: 9-12

D-

St Aloysius Elementary Academy

Distance: 0.7 miles

Type Private

Grades: PK-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for JC, Journal Square, NJ 07302

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JC, Journal Square, NJ 07302

This community’s employment is highest in the administrative support and finance industries. The area’s overall household expenses are above the national average.

84° July
Hottest Average Month
25° January
Coldest Average Month
24,868 Total Households in Area
-3.6% Increase in population since the year 2010
20.1%
of households
have children
30 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for JC, Journal Square, NJ 07302

JC, Journal Square, NJ 07302 has a population of 50,596 people in 24,868 households with a median age of 35.2 years old.

-3.6%
Decrease in population
since the year 2010
Population is Trending down
25,765
Total households as of 2010
3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 35.2 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 44%
Asian 34%
Hispanic 13%
Other 6%
Black 6%
Native American <1%
The most prevalent ethnicity is White at 44%, followed by Asian at 34%, Hispanic at 13%, and Other at 6%.

Economics
for JC, Journal Square, NJ 07302

37,387 /sq mi
Population Density
$159,472 /yr
Median Household Income
$1,125,000
Median Sales Price
30 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 38.55% of the households.

Transportation to Work

  • Public Transit 49%
  • Work from Home 25%
  • Drive 17%
  • Walk or Bike 9%

Occupancy by Type

Rented 18,606 68%
Owned 6,262 23%
Vacant 2,495 9%

White vs Blue Collar Jobs







White Collar 96%
Blue Collar 4%

Family & Education Facts
for JC, Journal Square, NJ 07302

35.2 Median Age

Average Household Size

2
persons per
household

40.6%

Married Households

Community Population By Education

Graduate Degree 42%
Bachelors Degree 39%
High School Graduate 8%
Some College 6%
Some High School 3%
Associates Degree 2%
Of the total people surveyed, the most prevalent educational attainment level is Graduate Degree, representing 41.96% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
20% of households have children

Weather
for JC, Journal Square, NJ 07302

The weather for this area ranges from a high of 84° F in July to a low of 25° F in January

84° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
39°
Feb
26°
41°
Mar
33°
49°
Apr
43°
60°
May
53°
71°
Jun
62°
80°
Jul
68°
84°
Aug
67°
83°
Sep
60°
76°
Oct
49°
65°
Nov
40°
54°
Dec
30°
43°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about JC, Journal Square, NJ 07302!
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Copyright © 2025 Hudson County Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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