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529 Harbor Ridge Drive, Palm Harbor, FL 34683

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For Sale

$399,900

3 beds • 2 baths • 1 half baths • 1,700 sqft

Estimated Payment

$ 2,556 /mo. †

6.76% APR for 30 yrs.
$5,748 in taxes
Change Loan Terms

  • Townhouse
    Property type

  • $235.24
    Price per square foot

  • 11-20 Years Old
    Age

Explore this Property

Turn-key and Beautiful water-view townhome! Stunningly well kept! Move right in and enjoy this fully upgraded home with water views on two sides! Built in 2014, this townhome features generous room sizes, 2 car garage, hurricane impact windows and impact garage door! The original owners have lovingly taken care of this special home. New top of the line Carrier HVAC 2024, New polyaspartic garage floor covering 2024, New custom master bedroom closet organizer 2024, New lower level LVP flooring 2023, New upper level carpeting 2024, New garage shelving 2023, New interior painted 2022, New exterior paint 2022, New front screen/glass door 2021, Custom window coverings, Oil rubbed bronze hardware throughout. This quiet cul-de sac community features sidewalks, a community pool and a very affordable HOA that covers the roofs, exterior painting, lawn care, cable, internet, water, sewer and trash and more. Great location to nearby shopping, Historic Tarpon Springs and Dunedin, and the Honeymoon Island Beach is only 16 min away! Move fast! This is the one! Only 11 years old, fantastic condition and ready for her new owner! As a plus, Flood policy is only $1575/year and the sellers have never had any water issues.
MLS# TB8344138

Courtesy Of RE/MAX Elite Realty

(727) 785-7653

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Pond, Water Front
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Contemporary
  • Exterior Type
    Block, Stucco
  • Floor Covering
    Carpet, Hardwood
  • Heating System
    Central Furnace
  • Lot Size
    0.07 Acres
  • Rooms
    Dining Room, Kitchen, Living Room

Map and Directions

Directions to 529 Harbor Ridge Drive, Palm Harbor, FL 34683

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,077
  • Property Taxes
    $479
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,556

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Sutherland Elementary

Grades PK-5 Public School

Palm Harbor, FL 34683 1.8 miles
3150 n belcher rd

614 total students
14:1 Student teacher ratio

School Rating: A+

School Details

Tarpon Springs Middle School

Grades 6-8 Public School

Tarpon Springs, FL 34689 2.5 miles
501 n florida ave

651 total students
17:1 Student teacher ratio

School Rating: C+

School Details

Tarpon Springs High School

Grades 9-12 Public School

Tarpon Springs, FL 34689 2 miles
1411 gulf rd

1195 total students
22:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
St. Petersburg Collegiate High School North Pinellas 1.3 miles Public 10-12 A+
Tarpon Springs Fundamental Ele 1.7 miles Public KG-5 A+
Sunset Hills Elementary 1.9 miles Public PK-5 A
Palm Harbor University High 2.3 miles Public 9-12 A-
Tarpon Springs Elementary 2.6 miles Public PK-5 B-
Christian Way Academy 2.6 miles Private KG
Westlake Christian School 2.7 miles Private KG-8
Spring Valley School 2.9 miles Private UG
Center Academy 3 miles Private 4-12
Carwise Middle School 3.1 miles Public 6-8 B
Elisa Nelson Elementary School 3.2 miles Public 1-5 A+
Ozona Elementary 3.3 miles Public PK-5 A
Huntington Learning Center 3.5 miles Private 1-12
Palm Harbor Middle School 3.6 miles Public 6-8 B-
Gulfside Elementary School 3.9 miles Public KG-5 D
East Lake High School 4 miles Public 9-12 B+
Highland Lakes Elementary 4.1 miles Public PK-5 A-

St. Petersburg Collegiate High School North Pinellas

Distance: 1.3 miles

Type Public

Grades: 10-12

A+

Tarpon Springs Fundamental Ele

Distance: 1.7 miles

Type Public

Grades: KG-5

A+

Sunset Hills Elementary

Distance: 1.9 miles

Type Public

Grades: PK-5

A

Palm Harbor University High

Distance: 2.3 miles

Type Public

Grades: 9-12

A-

Tarpon Springs Elementary

Distance: 2.6 miles

Type Public

Grades: PK-5

B-

Christian Way Academy

Distance: 2.6 miles

Type Private

Grades: KG

Westlake Christian School

Distance: 2.7 miles

Type Private

Grades: KG-8

Spring Valley School

Distance: 2.9 miles

Type Private

Grades: UG

Center Academy

Distance: 3 miles

Type Private

Grades: 4-12

Carwise Middle School

Distance: 3.1 miles

Type Public

Grades: 6-8

B

Elisa Nelson Elementary School

Distance: 3.2 miles

Type Public

Grades: 1-5

A+

Ozona Elementary

Distance: 3.3 miles

Type Public

Grades: PK-5

A

Huntington Learning Center

Distance: 3.5 miles

Type Private

Grades: 1-12

Palm Harbor Middle School

Distance: 3.6 miles

Type Public

Grades: 6-8

B-

Gulfside Elementary School

Distance: 3.9 miles

Type Public

Grades: KG-5

D

East Lake High School

Distance: 4 miles

Type Public

Grades: 9-12

B+

Highland Lakes Elementary

Distance: 4.1 miles

Type Public

Grades: PK-5

A-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Palm Harbor, FL 34683

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Palm Harbor, FL 34683

This community’s employment is highest in the administrative support and food industries. The area’s overall household expenses are above the national average.

91° August
Hottest Average Month
50° January
Coldest Average Month
14,490 Total Households in Area
0.6% Increase in population since the year 2010
22.3%
of households
have children
24 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Palm Harbor, FL 34683

Palm Harbor, FL 34683 has a population of 33,462 people in 14,490 households with a median age of 48.4 years old.

0.6%
Increase in population
since the year 2010
Population is Trending up
14,309
Total households as of 2010
2.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 48.4 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 85%
Hispanic 8%
Asian 2%
Other 2%
Black 1%
Native American <1%
The most prevalent ethnicity is White at 85%, followed by Hispanic at 8%, Asian at 2%, and Other at 2%.

Economics
for Palm Harbor, FL 34683

2,564 /sq mi
Population Density
$78,086 /yr
Median Household Income
$470,000
Median Sales Price
24 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.82% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 16%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 11,139 67%
Rented 3,350 20%
Vacant 2,131 13%

White vs Blue Collar Jobs







White Collar 83%
Blue Collar 17%

Family & Education Facts
for Palm Harbor, FL 34683

48.4 Median Age

Average Household Size

2.3
persons per
household

52.1%

Married Households

Community Population By Education

Bachelors Degree 26%
High School Graduate 23%
Some College 20%
Graduate Degree 14%
Associates Degree 13%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 25.68% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
22.3% of households have children

Weather
for Palm Harbor, FL 34683

The weather for this area ranges from a high of 91° F in August to a low of 50° F in January

91° August
Hottest Average Month
50° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
50°
71°
Feb
52°
73°
Mar
57°
77°
Apr
61°
81°
May
67°
86°
Jun
72°
89°
Jul
74°
90°
Aug
74°
91°
Sep
72°
89°
Oct
66°
84°
Nov
58°
78°
Dec
52°
72°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Pinellas Suncoast Association of REALTORS&#174;, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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