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5292 Early Terrace, Port Charlotte, FL 33981

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For Sale

$575,000

2 beds • 2 baths • 1,130 sqft

Estimated Payment

$ 3,391 /mo. †

6.63% APR for 30 yrs.
$5,333 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $508.85
    Price per square foot

  • 41-50 Years Old
    Age

  • Pool
    Amenities

Explore this Property

Welcome to your future waterfront retreat in the charming community of Port Charlotte. This delightful two-bedroom, two-bathroom home offers 1,130 square feet of thoughtfully designed living space, perfect for both year-round living or as your seasonal escape. Boating enthusiasts will appreciate the concrete seawall and impressive 10,000-pound boat lift, providing direct canal access to the Gulf of Mexico. The private dock comes complete with electricity and water hookups, making your maritime adventures a breeze. For baseball fans, this location is a grand slam - enjoy spring training action with the Tampa Bay Rays just minutes away, and the Atlanta Braves' facility a mere 15-minute drive from your doorstep.(partially furnished) The home's position grants you enviable access to multiple Gulf beaches, all within a 15-minute journey. The nearby Gulf Cove Private Park and Boat Ramp, less than a mile away, offers additional recreational opportunities for the whole family. For those looking to expand their horizons, an adjacent 80' x 125' lot is available for separate purchase, providing the potential to create your own expanded waterfront paradise. Inside, the home presents comfortable living spaces with two well-appointed bedrooms and two full bathrooms. The efficient layout maximizes every square foot, creating an inviting atmosphere that combines Florida charm with practical living. Whether you're watching dolphins play in the canal or planning your next boating adventure, this waterfront property offers the perfect blend of leisure and lifestyle.
MLS# D6140263

Courtesy Of Paradise Exclusive Real Estate

(941) 270-2102

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Dock, Pool, Ceiling Fan, Security System, Security System, Water Front
  • Appliances
    Dishwasher, Dryer, Garbage Disposer, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Block, Stucco
  • Floor Covering
    Laminate, Tile, Tile - Ceramic
  • Heating System
    Central Furnace
  • Lot Size
    0.23 Acres
  • Rooms
    Dining Room, Kitchen, Living Room

Map and Directions

Directions to 5292 Early Terrace, Port Charlotte, FL 33981

Home seller CENTURY 21 SUNBELT REALTY

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 SUNBELT REALTY

(941) 235-6610
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,947
  • Property Taxes
    $444
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,391

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Myakka River Elementary School

Grades PK-5 Public School

Port Charlotte, FL 33981 1.4 miles
12650 willmington blvd

492 total students
15:1 Student teacher ratio

School Rating: D+

School Details

L. A. Ainger Middle School

Grades 6-8 Public School

Rotonda West, FL 33947 5.2 miles
245 cougar way

535 total students
17:1 Student teacher ratio

School Rating: B+

School Details
Other Nearby Schools Distance Type Grades School Rating
Genesis Christian Academy 3 miles Private 1-12
Murdock Middle School 4.8 miles Public 6-8 C
Vineland Elementary School 5 miles Public PK-5 B
Port Charlotte High School 5.4 miles Public 9-12 C-
The Academy 5.6 miles Public 6-12 D+
Charlotte Technical College 5.7 miles Public 9-12
Charlotte Virtual Instruction Program 5.7 miles Public KG-12
Charlotte Virtual Franchise 5.7 miles Public KG-12 B-

Genesis Christian Academy

Distance: 3 miles

Type Private

Grades: 1-12

Murdock Middle School

Distance: 4.8 miles

Type Public

Grades: 6-8

C

Vineland Elementary School

Distance: 5 miles

Type Public

Grades: PK-5

B

Port Charlotte High School

Distance: 5.4 miles

Type Public

Grades: 9-12

C-

The Academy

Distance: 5.6 miles

Type Public

Grades: 6-12

D+

Charlotte Technical College

Distance: 5.7 miles

Type Public

Grades: 9-12

Charlotte Virtual Instruction Program

Distance: 5.7 miles

Type Public

Grades: KG-12

Charlotte Virtual Franchise

Distance: 5.7 miles

Type Public

Grades: KG-12

B-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Port Charlotte, FL 33981

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Port Charlotte, FL 33981

This community’s employment is highest in the sales and construction industries. The area’s overall household expenses are above the national average.

91° August
Hottest Average Month
52° January
Coldest Average Month
6,599 Total Households in Area
11.8% Increase in population since the year 2010
14%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Port Charlotte, FL 33981

Port Charlotte, FL 33981 has a population of 14,077 people in 6,599 households with a median age of 61.7 years old.

11.8%
Increase in population
since the year 2010
Population is Trending up
5,682
Total households as of 2010
9.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 61.7 years old. The smallest percentage group is 65-74 years and the largest percentage is the 18-24 years age range.

Community Population By Ethnicity

White 89%
Hispanic 5%
Black 1%
Other 1%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 89%, followed by Hispanic at 5%, Black at 1%, and Other at 1%.

Economics
for Port Charlotte, FL 33981

339 /sq mi
Population Density
$64,915 /yr
Median Household Income
$297,000
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 23.47% of the households.

Transportation to Work

  • Drive 83%
  • Work from Home 17%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 5,903 76%
Vacant 1,195 15%
Rented 696 9%

White vs Blue Collar Jobs







White Collar 68%
Blue Collar 32%

Family & Education Facts
for Port Charlotte, FL 33981

61.7 Median Age

Average Household Size

2.1
persons per
household

61.9%

Married Households

Community Population By Education

High School Graduate 33%
Some College 23%
Bachelors Degree 16%
Associates Degree 12%
Graduate Degree 11%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 32.55% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
14% of households have children

Weather
for Port Charlotte, FL 33981

The weather for this area ranges from a high of 91° F in August to a low of 52° F in January

91° August
Hottest Average Month
52° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
52°
73°
Feb
53°
75°
Mar
57°
78°
Apr
61°
83°
May
67°
87°
Jun
72°
90°
Jul
73°
91°
Aug
74°
91°
Sep
73°
90°
Oct
67°
86°
Nov
59°
80°
Dec
54°
75°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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