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535 S Oak Street, Cortez, CO 81321

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For Sale

$340,000

3 beds • 2 baths • 1,252 sqft

Estimated Payment

$ 1,746 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $271.57
    Price per square foot

Explore this Property

Kimberly Spitzer, RE/MAX Mesa Verde Realty, C: 970-301-0029, KimberlyAnn12@live.com, www.crenmls.com: This immaculately maintained 1,252 sq. ft. home offers comfortable living with 3 spacious bedrooms and 2 bathrooms, located on a generous 0.258-acre corner lot. Fresh, new flooring throughout creates a bright and inviting atmosphere. The large attached garage provides added convenience, while the expansive, fenced backyard with mature trees is perfect for enjoying beautiful summer evenings. The property also features easy access to main street, offering nearby shopping, dining, and amenities. Don t miss the opportunity to make this charming home yours! Schedule your showing today!
MLS# 819838

Courtesy Of RE/MAX Mesa Verde Realty

(970) 565-2000

Property Features

  • Architecture Style
    Stick
  • Lot Size
    0.26 Acres

Map and Directions

Directions to 535 S Oak Street, Cortez, CO 81321

Home seller CENTURY 21 West Slope Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 West Slope Realty

(970) 565-8408
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,746
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,746

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Mesa Elementary School

Grades KG-5 Public School

Cortez, CO 81321 0.2 miles
703 w 7th st

303 total students
14:1 Student teacher ratio

School Rating: B-

School Details

Montezuma-cortez Middle School

Grades 6-8 Public School

Cortez, CO 81321 0.3 miles
450 w 2nd st

539 total students
15:1 Student teacher ratio

School Rating: C+

School Details

Montezuma-cortez High School

Grades 9-12 Public School

Cortez, CO 81321 1.7 miles
418 s sligo st

612 total students
16:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Cortez Adventist Christian School 0.2 miles Private KG-8
Manaugh Elementary School 0.6 miles Public KG-5
Kemper Elementary School 1 miles Public KG-5 C-
Children's Kiva Montessori School 1.3 miles Public KG-8
Southwest Open Charter School 2.1 miles Public 9-12 F
Lighthouse Christian Academy 3.2 miles Private PK-11

Cortez Adventist Christian School

Distance: 0.2 miles

Type Private

Grades: KG-8

Manaugh Elementary School

Distance: 0.6 miles

Type Public

Grades: KG-5

Kemper Elementary School

Distance: 1 miles

Type Public

Grades: KG-5

C-

Children's Kiva Montessori School

Distance: 1.3 miles

Type Public

Grades: KG-8

Southwest Open Charter School

Distance: 2.1 miles

Type Public

Grades: 9-12

F

Lighthouse Christian Academy

Distance: 3.2 miles

Type Private

Grades: PK-11

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cortez, CO 81321

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Cortez, CO 81321

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

91° July
Hottest Average Month
16° January
Coldest Average Month
6,952 Total Households in Area
4% Increase in population since the year 2010
32.4%
of households
have children
18 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cortez, CO 81321

Cortez, CO 81321 has a population of 16,090 people in 6,952 households with a median age of 44.6 years old.

4%
Increase in population
since the year 2010
Population is Trending up
6,428
Total households as of 2010
6.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.6 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 70%
Hispanic 15%
Native American 14%
Other 5%
Asian <1%
Black <1%
The most prevalent ethnicity is White at 70%, followed by Hispanic at 15%, Native American at 14%, and Other at 5%.

Economics
for Cortez, CO 81321

25 /sq mi
Population Density
$58,171 /yr
Median Household Income
$290,000
Median Sales Price
18 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 23.5% of the households.

Transportation to Work

  • Drive 86%
  • Walk or Bike 7%
  • Work from Home 7%
  • Public Transit 0%

Occupancy by Type

Owned 4,678 62%
Rented 2,274 30%
Vacant 575 8%

White vs Blue Collar Jobs







White Collar 72%
Blue Collar 28%

Family & Education Facts
for Cortez, CO 81321

44.6 Median Age

Average Household Size

2.3
persons per
household

54.7%

Married Households

Community Population By Education

High School Graduate 32%
Some College 23%
Bachelors Degree 18%
Graduate Degree 11%
Some High School 9%
Associates Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 32.3% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
32.4% of households have children

Weather
for Cortez, CO 81321

The weather for this area ranges from a high of 91° F in July to a low of 16° F in January

91° July
Hottest Average Month
16° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
16°
41°
Feb
21°
47°
Mar
27°
54°
Apr
34°
65°
May
42°
75°
Jun
50°
86°
Jul
57°
91°
Aug
56°
88°
Sep
48°
80°
Oct
37°
68°
Nov
26°
53°
Dec
18°
42°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Cortez, CO 81321!
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Copyright © 2025 Colorado Real Estate Network Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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