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540 20th Street NW, Cleveland, TN 37311

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For Sale

$415,000

3 beds • 2 baths • 1 half baths • 2,249 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $184.53
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

HISTORIC DISTRICT | DOWTOWN CLEVELAND...This charming home boasts an unbeatable location, placing you at the heart of all that Cleveland has to offer. A beautiful open floor plan boasts hardwood flooring throughout leading to the updated kitchen equipped with sleek stainless appliances, granite countertops, kitchen island and farmhouse sink. The large formal dining room is perfect for hosting gatherings and entertaining guests. The serene primary bedroom offers a private retreat with a walk-in closet and a luxurious en suite bathroom. A finished basement adds even more living space with a cozy den complete with wood-burning fireplace and a dedicated office ideal for remote work. Get ready to enjoy those fall evenings on the covered patio, perfect for grilling and relaxing while overlooking the generous backyard. Situated in Cleveland's sought-after historic district and just moments from Lee University, this home truly stands out.
MLS# 20243722

Courtesy Of KW CLEVELAND Keller Williams

(423) 790-7979

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Dock, Patio
  • Appliances
    Dishwasher, Garbage Disposer, Range, Range - Gas, Washer
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood, Tile
  • Heating System
    Central Furnace, Fireplace
  • Lot Size
    0.41 Acres
  • View Type
    Mountain

Map and Directions

Directions to 540 20th Street NW, Cleveland, TN 37311

Home seller CENTURY 21 1st Choice Realtors

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 1st Choice Realtors

(423) 478-2332
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 River Counties Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2024. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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