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540 Fern Avenue, Tavares, FL 32778

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For Sale

$275,000

3 beds • 1 baths • 1 half baths • 1,647 sqft

Estimated Payment

$ 1,695 /mo. †

6.65% APR for 30 yrs.
$3,390 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1980
    Year built

  • $166.97
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Welcome to this beautiful and cozy home located in the heart of Tavares. New ROOF! New AC! This delightful property offers the perfect blend of comfort and convenience, ideal for first-time homebuyers or savvy investors. Featuring a spacious open layout, this home includes 3 bedrooms and 1.5 bathrooms. The home boasts a brand-new roof, ensuring peace of mind for years to come. The large kitchen is a standout, complete with granite countertops, offering plenty of space for meal preparation and entertaining. French doors lead to a screened-in porch and a generously sized, fenced-in backyard-ideal for outdoor gatherings or simply relaxing in your own space. This home is just minutes away from Tavares' local shops, dining options, schools, and parks, offering everything you need within reach. Tavares, aka the "Seaplane City," is conveniently located near the activity core, and is surrounded by many lakes where you can enjoy county boat tours, boating, fishing, and kayaking. Whether you're exploring the charming downtown area or looking to enjoy outdoor recreation, this location has it all.
MLS# O6268760

Listed By CENTURY 21 Carioti

Property Features

  • Age
    41-50 Years Old
  • Lot Size
    0.23 Acres
  • Sewer
    Public
  • Style
    Other Style

Map and Directions

Directions to 540 Fern Avenue, Tavares, FL 32778

Home seller Meet the Agent,
Lucy Yip

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Lucy Yip

of CENTURY 21 Carioti

(407) 590-4462
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,412
  • Property Taxes
    $282
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,695

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Tavares Elementary School

Grades PK-5 Public School

Tavares, FL 32778 1.6 miles
720 e clifford st

800 total students
13:1 Student teacher ratio

School Rating: C-

School Details

Tavares Middle School

Grades 6-8 Public School

Tavares, FL 32778 1.9 miles
1335 lane park cutoff ofc

975 total students
16:1 Student teacher ratio

School Rating: C-

School Details

Tavares High School

Grades 9-12 Public School

Tavares, FL 32778 1 miles
603 n new hampshire ave

1267 total students
21:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Lake County Acer Program 0.6 miles Public 6-12
Nonschool Exceptional Education 1.2 miles Public PK-12
Non School Pk 1.2 miles Public PK
Adventure Christian Academy 2.2 miles Private PK-3
Liberty Christian Preparatory School 2.8 miles Private PK-12
Pinecrest Academy Tavares 2.9 miles Public KG-8 B+
Milestones Community School Of Lake County 3.1 miles Private 5-12
Lake Academy Eustis 3.4 miles Public KG-12
Create Conservatory 3.8 miles Private KG-5
Lake Technical College 4 miles Public 9-12
Treadway Elementary School 4.1 miles Public PK-5 C
Triangle Elementary School 4.1 miles Public PK-5 D
Faith Lutheran School 4.2 miles Private PK-8
Lake Virtual Instruction Program 4.2 miles Public KG-12
Lake Virtual Instruction Course Offerings 4.2 miles Public KG-12
Lake Virtual Franchise 4.2 miles Public KG-12 C-
Lake Virtual Instruction Program (district Provided) 4.2 miles Public KG-12

Lake County Acer Program

Distance: 0.6 miles

Type Public

Grades: 6-12

Nonschool Exceptional Education

Distance: 1.2 miles

Type Public

Grades: PK-12

Non School Pk

Distance: 1.2 miles

Type Public

Grades: PK

Adventure Christian Academy

Distance: 2.2 miles

Type Private

Grades: PK-3

Liberty Christian Preparatory School

Distance: 2.8 miles

Type Private

Grades: PK-12

Pinecrest Academy Tavares

Distance: 2.9 miles

Type Public

Grades: KG-8

B+

Milestones Community School Of Lake County

Distance: 3.1 miles

Type Private

Grades: 5-12

Lake Academy Eustis

Distance: 3.4 miles

Type Public

Grades: KG-12

Create Conservatory

Distance: 3.8 miles

Type Private

Grades: KG-5

Lake Technical College

Distance: 4 miles

Type Public

Grades: 9-12

Treadway Elementary School

Distance: 4.1 miles

Type Public

Grades: PK-5

C

Triangle Elementary School

Distance: 4.1 miles

Type Public

Grades: PK-5

D

Faith Lutheran School

Distance: 4.2 miles

Type Private

Grades: PK-8

Lake Virtual Instruction Program

Distance: 4.2 miles

Type Public

Grades: KG-12

Lake Virtual Instruction Course Offerings

Distance: 4.2 miles

Type Public

Grades: KG-12

Lake Virtual Franchise

Distance: 4.2 miles

Type Public

Grades: KG-12

C-

Lake Virtual Instruction Program (district Provided)

Distance: 4.2 miles

Type Public

Grades: KG-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Tavares, FL 32778

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Tavares, FL 32778

This community’s employment is highest in the healthcare practitioners and administrative support industries. The area’s overall household expenses are above the national average.

91° July
Hottest Average Month
48° January
Coldest Average Month
11,014 Total Households in Area
7.7% Increase in population since the year 2010
20.5%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Tavares, FL 32778

Tavares, FL 32778 has a population of 24,924 people in 11,014 households with a median age of 53.3 years old.

7.7%
Increase in population
since the year 2010
Population is Trending up
10,003
Total households as of 2010
7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 53.3 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 73%
Hispanic 12%
Black 11%
Other 4%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 73%, followed by Hispanic at 12%, Black at 11%, and Other at 4%.

Economics
for Tavares, FL 32778

524 /sq mi
Population Density
$54,830 /yr
Median Household Income
$270,000
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.05% of the households.

Transportation to Work

  • Drive 94%
  • Work from Home 4%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 8,433 66%
Rented 2,581 20%
Vacant 1,733 14%

White vs Blue Collar Jobs







White Collar 79%
Blue Collar 21%

Family & Education Facts
for Tavares, FL 32778

53.3 Median Age

Average Household Size

2.2
persons per
household

49.8%

Married Households

Community Population By Education

High School Graduate 28%
Some College 23%
Bachelors Degree 19%
Associates Degree 12%
Some High School 11%
Graduate Degree 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.1% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
20.5% of households have children

Weather
for Tavares, FL 32778

The weather for this area ranges from a high of 91° F in July to a low of 48° F in January

91° July
Hottest Average Month
48° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
48°
70°
Feb
50°
73°
Mar
54°
77°
Apr
59°
82°
May
65°
87°
Jun
70°
90°
Jul
72°
91°
Aug
72°
91°
Sep
71°
89°
Oct
64°
83°
Nov
55°
77°
Dec
50°
72°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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