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540 Harbor Road, Norwood, NC 28128

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For Sale

$520,000

3 beds • 5 baths • 3,588 sqft

Estimated Payment

$ 2,671 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $144.93
    Price per square foot

  • 21-30 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Stunning 3 bedroom 5 full bathroom house with water views of Lake Tillery! Two primary bedrooms! Two lots with an elevated and spacious front yard. Excellent man cave and additional flex space/storage in basement. Large deck, covered front porch and balcony all overlooking Lake Tillery! Listing includes both lots 66 & 67. Front half of roof replaced in 2020. Water heater is only approximately 2-3 years old. New windows, doors, and exterior paint 2022. New front porch decking and gutters 2023.
MLS# 4182379

Courtesy Of Larry McGuire Realty

(980) 581-8183

Property Features

  • Age
    21-30 Years Old
  • Appliances
    Dishwasher, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Stucco
  • Heating System
    Heat Pump
  • Lot Size
    0.71 Acres
  • Rooms
    Basement
  • View Type
    Water

Map and Directions

Directions to 540 Harbor Road, Norwood, NC 28128

Home seller CENTURY 21 Russ Hollins Realtors

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(704) 983-2114
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,671
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,671

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Norwood Elementary School

Grades KG-5 Public School

Norwood, NC 28128 1 miles
400 s main st

346 total students
15:1 Student teacher ratio

School Rating: D+

School Details

South Stanly Middle School

Grades 6-8 Public School

Norwood, NC 28128 3.7 miles
12492 cottonville rd

383 total students
15:1 Student teacher ratio

School Rating: C

School Details

South Stanly High School

Grades 9-12 Public School

Norwood, NC 28128 3.6 miles
40488 s stanly school rd

482 total students
17:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Tillery Christian Academy 1.5 miles Private KG-9

Tillery Christian Academy

Distance: 1.5 miles

Type Private

Grades: KG-9

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Norwood, NC 28128

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Norwood, NC 28128

This community’s employment is highest in the production occupations and sales industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
31° January
Coldest Average Month
3,050 Total Households in Area
3.5% Increase in population since the year 2010
28.5%
of households
have children
28 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Norwood, NC 28128

Norwood, NC 28128 has a population of 7,274 people in 3,050 households with a median age of 42 years old.

3.5%
Increase in population
since the year 2010
Population is Trending up
2,879
Total households as of 2010
4.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 79%
Black 13%
Hispanic 4%
Other 3%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 79%, followed by Black at 13%, Hispanic at 4%, and Other at 3%.

Economics
for Norwood, NC 28128

100 /sq mi
Population Density
$60,652 /yr
Median Household Income
$250,000
Median Sales Price
28 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.18% of the households.

Transportation to Work

  • Drive 90%
  • Work from Home 11%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 2,394 64%
Vacant 677 18%
Rented 656 18%

White vs Blue Collar Jobs







White Collar 67%
Blue Collar 33%

Family & Education Facts
for Norwood, NC 28128

42 Median Age

Average Household Size

2.4
persons per
household

55.1%

Married Households

Community Population By Education

High School Graduate 30%
Some College 27%
Bachelors Degree 16%
Some High School 12%
Associates Degree 10%
Graduate Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 30.01% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.5% of households have children

Weather
for Norwood, NC 28128

The weather for this area ranges from a high of 90° F in July to a low of 31° F in January

90° July
Hottest Average Month
31° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
31°
53°
Feb
33°
57°
Mar
40°
65°
Apr
48°
74°
May
56°
81°
Jun
64°
88°
Jul
68°
90°
Aug
67°
89°
Sep
61°
84°
Oct
49°
74°
Nov
40°
65°
Dec
32°
55°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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