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540 Niagara Street, Utica, NY 13501

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For Sale

$149,900

4 beds • 1 baths • 1,268 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $118.22
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

This inviting corner home sits on a generous double lot in an established residential area known for its peaceful setting and well-kept properties. The oversized driveway offers abundant parking, and the location provides excellent access to Downtown Utica, the NYS Thruway, Route 5S, the North-South Arterial, and is just minutes from the new dog park and TR Proctor Park. The owner has enjoyed nearly 20 years here, and it shows. The spacious yard is ideal for everyday living, while the home's location places you close to hospitals, colleges, restaurants, convenience stores, and more. With 4 bedrooms and over 1,200 square feet of living space, this home is comfortable, practical, and easy to maintain-featuring a newer furnace and updated insulation for efficient heating. A great opportunity in a well-located neighborhood-ready for its next chapter.
MLS# S1653680

Courtesy Of Faith Properties, Inc.

(315) 735-2222

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch, Sky light
  • Appliances
    Dryer, Refrigerator, Washer
  • Architecture Style
    Other
  • Floor Covering
    Hardwood, Carpet
  • Heating System
    Forced Air
  • Lot Size
    0.05 Acres
  • Roof Type
    Asphalt
  • Rooms
    Basement

Map and Directions

Directions to 540 Niagara Street, Utica, NY 13501

Home seller CENTURY 21 Bridgeway Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Bridgeway Realty

(315) 928-1400
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.