Skip to main content
Back to Search Results
|

544 Stewart Road, Otto, NC 28763

Show All 48 Photos
For Sale

$409,000

2 beds • 2 baths • 1 half baths • 2,133 sqft

Estimated Payment

$ 2,101 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $191.75
    Price per square foot

  • 21-30 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Discover this exceptional recently updated 2-bedroom, 2.5-bathroom home with a bonus room on UNRESTRICTED property. Nestled in Otto, this property offers a spacious layout with both a living room and den, providing ample space for relaxation & entertainment. Each bedroom boasts its own en-suite bathroom, ensuring privacy and convenience. The interior features tons of upgrades - luxurious LVP flooring, cozy gas log fireplace, solid wood doors throughout, tongue & groove ceiling in the living area - all creating an atmosphere of warmth & elegance. The kitchen is a highlight, showcasing upgraded cabinets, quartz countertops, stainless steel appliances, & tile backsplash that cater to both functionality and aesthetic appeal. Enjoy additional outdoor living space on both the upper and lower decks! Whether you seek a peaceful retreat or a place to host gatherings, this home combines comfort, style, and practicality in a way that's truly inviting. STR allowed.
MLS# 4134743

Courtesy Of Keller Williams Great Smokies

(828) 926-5155

Property Features

  • Age
    21-30 Years Old
  • Appliances
    Dishwasher, Range, Range - Gas, Refrigerator, Washer
  • Architecture Style
    Other
  • Heating System
    Heat Pump
  • Lot Size
    1.13 Acres
  • Roof Type
    Metal
  • Rooms
    Basement
  • View Type
    Mountain

Map and Directions

Directions to 544 Stewart Road, Otto, NC 28763

Home seller CENTURY 21 Connected

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Connected

(828) 348-0222
Learn More About Us

Mortgage Calculator

$
$ %
Loan Term
%
Invalid number

$ /year
$ /year
$ /month

Monthly Payment Breakdown

  • Principle and Interest
    $2,101
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,101

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Mountain View Intermediate School

Grades 5-6 Public School

Franklin, NC 28734 8.6 miles
161 clarks chapel rd

608 total students
15:1 Student teacher ratio

School Rating: D

School Details

South Macon Elementary School

Grades PK-4 Public School

Franklin, NC 28734 4.7 miles
855 addington bridge rd

476 total students
12:1 Student teacher ratio

School Rating: B-

School Details

Macon Middle School

Grades 7-8 Public School

Franklin, NC 28734 8.6 miles
1345 wells grove rd

625 total students
16:1 Student teacher ratio

School Rating: C+

School Details

Macon Early College High School

Grades 9-12 Public School

Franklin, NC 28734 8.1 miles
77 siler farm rd

136 total students
34:1 Student teacher ratio

School Rating: B+

School Details

Franklin High School

Grades 9-12 Public School

Franklin, NC 28734 9.2 miles
100 panther dr

966 total students
17:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Union Academy 5 miles Public 7-12 F

Union Academy

Distance: 5 miles

Type Public

Grades: 7-12

F

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Otto, NC 28763

Tour the area

Schedule a
tour with a
personal guide

Otto, NC 28763

This community’s employment is highest in the healthcare practitioners and administrative support industries. The area’s overall household expenses are above the national average.

80° July
Hottest Average Month
26° January
Coldest Average Month
1,169 Total Households in Area
5.5% Increase in population since the year 2010
17.7%
of households
have children
24 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Otto, NC 28763

Otto, NC 28763 has a population of 2,746 people in 1,169 households with a median age of 47.1 years old.

5.5%
Increase in population
since the year 2010
Population is Trending up
1,104
Total households as of 2010
3.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 47.1 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 86%
Hispanic 12%
Other 6%
Asian <1%
Native American <1%
Black <1%
The most prevalent ethnicity is White at 86%, followed by Hispanic at 12%, Other at 6%, and Asian at <1%.

Economics
for Otto, NC 28763

49 /sq mi
Population Density
$63,579 /yr
Median Household Income
$191,250
Median Sales Price
24 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 17.42% of the households.

Transportation to Work

  • Drive 96%
  • Walk or Bike 3%
  • Work from Home 1%
  • Public Transit 0%

Occupancy by Type

Owned 860 49%
Vacant 575 33%
Rented 308 18%

White vs Blue Collar Jobs







White Collar 66%
Blue Collar 34%

Family & Education Facts
for Otto, NC 28763

47.1 Median Age

Average Household Size

2.4
persons per
household

51.1%

Married Households

Community Population By Education

High School Graduate 32%
Some College 19%
Bachelors Degree 16%
Some High School 12%
Associates Degree 11%
Graduate Degree 10%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 32.05% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
17.7% of households have children

Weather
for Otto, NC 28763

The weather for this area ranges from a high of 80° F in July to a low of 26° F in January

80° July
Hottest Average Month
26° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
26°
47°
Feb
27°
49°
Mar
33°
56°
Apr
41°
65°
May
48°
72°
Jun
56°
77°
Jul
59°
80°
Aug
59°
79°
Sep
53°
74°
Oct
42°
66°
Nov
33°
56°
Dec
27°
48°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

Tour the area

Schedule a
tour with a
personal guide

There's more to learn about Otto, NC 28763!
Explore more local area information

An Equal Opportunity Company

Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Loading