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5915 Union Mills Rd, Troy, VA 22974

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For Sale
Sale Pending

$595,000

3 beds • 4 baths • 1 half baths • 4,016 sqft

Estimated Payment

$ 3,346 /mo. †

6.76% APR for 30 yrs.
$3,064 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $148.16
    Price per square foot

  • 41-50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Tucked away on a private driveway, this 8.27 acre property is conveniently located 20 minutes to Pantops and 10 minutes to Zion Crossroads. There is a bedroom and bathroom on the main level along with a step-up formal living room, family room, dining room and kitchen. The fireplace is propane in the basement, and the stove in the mudroom is wood burning for cozy warm nights or emergency heat. The Primary Suite on the second level boasts a large bathroom and a bedroom with skylight like windows and a walk-in closet. In the basement is where you'll find another room that was once used as an office but was turned into sleeping quarters. There is a doggy door for those who need it and a fenced back yard for their pleasure. See list of attached upgrades over the years. An ADT security system is in place, but was never hooked up by the current owner. Everything you need is in place to make this home truly yours.
MLS# 658649

Courtesy Of EXP REALTY LLC

(434) 422-5664

Property Features

  • Age
    41-50 Years Old
  • Architecture Style
    Contemporary
  • Cooling System
    Central A/C
  • Fireplace
    Fireplace
  • Floor Covering
    Tile, Tile - Ceramic, Wood
  • Heating System
    Fireplace, Heat Pump
  • Lot Size
    8.27 Acres
  • Rooms
    Basement, Bonus Room, Dining Room, Family Room, Kitchen, Living Room, Loft, Office

Map and Directions

Directions to 5915 Union Mills Rd, Troy, VA 22974

Home seller CENTURY 21 Classic Real Estate

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CENTURY 21 Classic Real Estate

(804) 448-4664
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,090
  • Property Taxes
    $255
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,346

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Central Elementary School

Grades 1-2 Public School

Palmyra, VA 22963 7.5 miles
3340 central plains rd

405 total students
13:1 Student teacher ratio

School Details

Carysbrook Elementary School

Grades 3-4 Public School

Fork Union, VA 23055 8.1 miles
9172 james madison hwy

440 total students
15:1 Student teacher ratio

School Rating: B-

School Details

Fluvanna Middle School

Grades 5-7 Public School

Palmyra, VA 22963 7.3 miles
3717 central plains rd

788 total students
15:1 Student teacher ratio

School Rating: C

School Details

West Central Primary School

Grades PK-KG Public School

Palmyra, VA 22963 7.5 miles
3340 central plains rd

209 total students
12:1 Student teacher ratio

School Details

Fluvanna County High School

Grades 8-12 Public School

Palmyra, VA 22963 4.5 miles
1918 thomas jefferson pkwy

1455 total students
14:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Oakland School 3.2 miles Private UG
Lafayette School 3.5 miles Private 5-11
Project Return/fluvanna County 3.9 miles Public UG
Blue Ridge Governor's School 3.9 miles Public UG

Oakland School

Distance: 3.2 miles

Type Private

Grades: UG

Lafayette School

Distance: 3.5 miles

Type Private

Grades: 5-11

Project Return/fluvanna County

Distance: 3.9 miles

Type Public

Grades: UG

Blue Ridge Governor's School

Distance: 3.9 miles

Type Public

Grades: UG

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Troy, VA 22974

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Troy, VA 22974

This community’s employment is highest in the construction and transportation industries. The area’s overall household expenses are below the national average.

88° July
Hottest Average Month
25° January
Coldest Average Month
1,987 Total Households in Area
3.4% Increase in population since the year 2010
30.8%
of households
have children
27 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Troy, VA 22974

Troy, VA 22974 has a population of 5,870 people in 1,987 households with a median age of 43.7 years old.

3.4%
Increase in population
since the year 2010
Population is Trending up
1,872
Total households as of 2010
6.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.7 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 75%
Black 15%
Hispanic 5%
Other 2%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 75%, followed by Black at 15%, Hispanic at 5%, and Other at 2%.

Economics
for Troy, VA 22974

145 /sq mi
Population Density
$98,136 /yr
Median Household Income
$460,000
Median Sales Price
27 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.42% of the households.

Transportation to Work

  • Drive 87%
  • Work from Home 8%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 1,718 82%
Rented 269 13%
Vacant 118 6%

White vs Blue Collar Jobs







White Collar 79%
Blue Collar 21%

Family & Education Facts
for Troy, VA 22974

43.7 Median Age

Average Household Size

2.5
persons per
household

65.7%

Married Households

Community Population By Education

Some College 26%
High School Graduate 22%
Bachelors Degree 21%
Associates Degree 12%
Some High School 10%
Graduate Degree 10%
Of the total people surveyed, the most prevalent educational attainment level is Some College, representing 25.61% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
30.8% of households have children

Weather
for Troy, VA 22974

The weather for this area ranges from a high of 88° F in July to a low of 25° F in January

88° July
Hottest Average Month
25° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
25°
46°
Feb
27°
49°
Mar
33°
58°
Apr
42°
69°
May
51°
77°
Jun
60°
84°
Jul
65°
88°
Aug
63°
86°
Sep
56°
80°
Oct
44°
70°
Nov
35°
59°
Dec
27°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Charlottesville Area Association of REALTORS&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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