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610 4th Street, Spencer, NC 28159

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For Sale
Sale Pending

$214,900

4 beds • 1 baths • 1 half baths • 1,830 sqft

Estimated Payment

$ 1,104 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $117.43
    Price per square foot

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

2 story home-4-bedrooms-1-bedroom downstairs-fireplace-basement-NEW HVAC in 2023. The property is listed below its appraised value. Owner is open to "assumable"to keep rate. Home includes a conveniently located main-level bedroom and 3 remaining bedrooms upstairs. Kitchen features an island designed to maximize both space, efficiency and lots of natural light throughout the home. A great opportunity to transform the unfinished basement into space tailored to your vision. Enjoy the spacious backyard and deck, ideal for entertaining and outdoor activities. Located just minutes from downtown Salisbury and close access to shopping, dining, fire and police stations, half a mile from Spencer Woods Park-offers hiking trails, ponds etc. Only a mile from i-85 highway, ideal for commuters. Perfect as a primary residence or a rental property - Motivated seller.
MLS# 4202611

Courtesy Of Agent Group Realty LLC

(844) 553-5557

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Freezer, Microwave, Range, Refrigerator
  • Architecture Style
    Other
  • Heating System
    Heat Pump
  • Lot Size
    0.14 Acres
  • Rooms
    Basement

Map and Directions

Directions to 610 4th Street, Spencer, NC 28159

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,104
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,104

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

North Rowan Elementary School

Grades PK-5 Public School

Spencer, NC 28159 0.8 miles
600 charles st

300 total students
12:1 Student teacher ratio

School Rating: D

School Details

North Rowan Middle School

Grades 6-8 Public School

Spencer, NC 28159 0.7 miles
512 charles st

384 total students
12:1 Student teacher ratio

School Rating: C

School Details

North Rowan High School

Grades 9-12 Public School

Spencer, NC 28159 0.5 miles
300 n whitehead ave

555 total students
14:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
Essie Mae Kiser Foxx Charter 0.9 miles Public KG-6
Henderson High School 1.6 miles Public 6-12 D
Hanford Dole Elementary School 1.9 miles Public PK-5 F
Carroll T. Overton Elementary School 2.1 miles Public PK-5 D
Knox Middle School 2.3 miles Public 6-8 F
Summit K-8 Virtual Academy 2.4 miles Public KG-8 C
North Hills Christian School 2.5 miles Private PK-12
St Johns Kindergarten 2.6 miles Private PK-KG
Salisbury High School 3.4 miles Public 9-12 D-
H.d. Isenberg Elementary School 3.7 miles Public PK-5 D+
Salisbury Academy 4.1 miles Private PK-8
Sacred Heart Catholic School 4.1 miles Private PK-8
Salisbury Adventist School 4.1 miles Private 2-8
Rowan County Early College 4.6 miles Public 9-12 A+
Elizabeth Duncan - Koontz Elementary School 5.9 miles Public PK-5 D+

Essie Mae Kiser Foxx Charter

Distance: 0.9 miles

Type Public

Grades: KG-6

Henderson High School

Distance: 1.6 miles

Type Public

Grades: 6-12

D

Hanford Dole Elementary School

Distance: 1.9 miles

Type Public

Grades: PK-5

F

Carroll T. Overton Elementary School

Distance: 2.1 miles

Type Public

Grades: PK-5

D

Knox Middle School

Distance: 2.3 miles

Type Public

Grades: 6-8

F

Summit K-8 Virtual Academy

Distance: 2.4 miles

Type Public

Grades: KG-8

C

North Hills Christian School

Distance: 2.5 miles

Type Private

Grades: PK-12

St Johns Kindergarten

Distance: 2.6 miles

Type Private

Grades: PK-KG

Salisbury High School

Distance: 3.4 miles

Type Public

Grades: 9-12

D-

H.d. Isenberg Elementary School

Distance: 3.7 miles

Type Public

Grades: PK-5

D+

Salisbury Academy

Distance: 4.1 miles

Type Private

Grades: PK-8

Sacred Heart Catholic School

Distance: 4.1 miles

Type Private

Grades: PK-8

Salisbury Adventist School

Distance: 4.1 miles

Type Private

Grades: 2-8

Rowan County Early College

Distance: 4.6 miles

Type Public

Grades: 9-12

A+

Elizabeth Duncan - Koontz Elementary School

Distance: 5.9 miles

Type Public

Grades: PK-5

D+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Spencer, NC 28159

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Spencer, NC 28159

This community’s employment is highest in the education and food industries. The area’s overall household expenses are below the national average.

89° July
Hottest Average Month
29° January
Coldest Average Month
1,004 Total Households in Area
1.7% Increase in population since the year 2010
24.9%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Spencer, NC 28159

Spencer, NC 28159 has a population of 2,564 people in 1,004 households with a median age of 39.8 years old.

1.7%
Increase in population
since the year 2010
Population is Trending up
986
Total households as of 2010
2.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 39.8 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 53%
Black 32%
Hispanic 10%
Other 6%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 53%, followed by Black at 32%, Hispanic at 10%, and Other at 6%.

Economics
for Spencer, NC 28159

1,161 /sq mi
Population Density
$59,574 /yr
Median Household Income
$190,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 27.94% of the households.

Transportation to Work

  • Drive 80%
  • Work from Home 14%
  • Walk or Bike 5%
  • Public Transit 0%

Occupancy by Type

Owned 528 46%
Rented 477 41%
Vacant 145 13%

White vs Blue Collar Jobs







White Collar 63%
Blue Collar 37%

Family & Education Facts
for Spencer, NC 28159

39.8 Median Age

Average Household Size

2.5
persons per
household

46.1%

Married Households

Community Population By Education

High School Graduate 30%
Some High School 23%
Some College 22%
Bachelors Degree 15%
Associates Degree 6%
Graduate Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 30.16% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
24.9% of households have children

Weather
for Spencer, NC 28159

The weather for this area ranges from a high of 89° F in July to a low of 29° F in January

89° July
Hottest Average Month
29° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
29°
51°
Feb
31°
55°
Mar
38°
63°
Apr
46°
73°
May
55°
80°
Jun
63°
87°
Jul
67°
89°
Aug
66°
88°
Sep
59°
82°
Oct
47°
73°
Nov
38°
63°
Dec
31°
53°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Spencer, NC 28159!
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Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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