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627 Montgomery St, Elizabeth City, NJ 07202

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For Sale

$630,000

4 beds • 2 baths • 1 half baths

Estimated Payment

$ 3,990 /mo. †

6.85% APR for 30 yrs.
$8,244 in taxes
Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

  • Over 50 Years Old
    Age

  • Basement
    Rooms

Explore this Property

Welcome home! This well-maintained 2-family home in a prime location, close to schools, hospitals, shopping, and public transportation. Each unit features 2 bedrooms & 1 bath, plus a fully finished basement for extra space. Recent upgrades include new windows throughout, a new roof with solar panels, and a French drain with a sump pump. The 2nd floor was fully renovated in 2021, adding modern charm. Plus, enjoy the convenience of a 1-car driveway. The house will be delivered vacant a fantastic opportunity for homeowners or investors!
MLS# 3943497

Courtesy Of NJ Metro Group LLC

(973) 783-7400

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Oven - Gas, Range, Refrigerator
  • Architecture Style
    Other
  • Exterior Type
    Aluminum Siding
  • Heating System
    Baseboard, Radiator, Steam
  • Lot Size
    0.06 Acres
  • Roof Type
    Asphalt
  • Rooms
    Basement, Kitchen, Living Room

Map and Directions

Directions to 627 Montgomery St, Elizabeth City, NJ 07202

Home seller CENTURY 21 Preferred Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Preferred Realty, Inc.

(908) 688-3311
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,303
  • Property Taxes
    $687
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,990

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Joseph Battin School #4

Grades PK-8 Public School

Elizabeth, NJ 07202 0.2 miles
300 s broad st

827 total students
13:1 Student teacher ratio

School Rating: B-

School Details

Elizabeth High School

Grades 9-12 Public School

Elizabeth, NJ 07201 0.5 miles
40 morrell st

1206 total students
16:1 Student teacher ratio

School Rating: B

School Details

John E. Dwyer Technology Academy

Grades 9-12 Public School

Elizabeth, NJ 07202 0.2 miles
123 pearl st

1430 total students
15:1 Student teacher ratio

School Rating: F

School Details

Alexander Hamilton Preparatory Academy

Grades 9-12 Public School

Elizabeth, NJ 07208 0.9 miles
310 cherry st

1000 total students
16:1 Student teacher ratio

School Rating: C+

School Details

Thomas A. Edison Career And Technical Academy

Grades 9-12 Public School

Elizabeth, NJ 07202 0.4 miles
625 summer st

861 total students
17:1 Student teacher ratio

School Rating: D-

School Details

Thomas Jefferson Arts Academy

Grades 9-12 Public School

Elizabeth, NJ 07201 0.4 miles
27 martin luther king plz

1101 total students
12:1 Student teacher ratio

School Rating: C-

School Details

Admiral William F. Halsey Jr. Leadership Academy

Grades 9-12 Public School

Elizabeth, NJ 07202 0.2 miles
641 south st

1271 total students
15:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
School No 92 0.2 miles Public 9-12
Nicholas S. Lacorte-peterstown School #3 0.4 miles Public PK-8 C-
Christopher Columbus School #15 0.6 miles Public PK-8 C-
Winfield Scott School #2 0.6 miles Public PK-8 D+
Woodrow Wilson School #19 0.6 miles Public PK-8 C
Charles J. Hudson School #25 0.7 miles Public PK-8 D
Mabel G. Homes School #5 0.7 miles Public PK-8 D-
Terence C. Reilly School No 7 0.8 miles Public 2-8 A
Frances C. Smith Early Childhood Center No 50 0.8 miles Public PK
Dr. Orlando Edreira Academy School No. 26 0.8 miles Public PK-8 C+
William F. Halloran School No.22 0.8 miles Public 2-8 A
J. Christian Bollwage Finance Academy 0.8 miles Public 9-12 C-
Abraham Lincoln School #14 0.9 miles Public PK-8 C

School No 92

Distance: 0.2 miles

Type Public

Grades: 9-12

Nicholas S. Lacorte-peterstown School #3

Distance: 0.4 miles

Type Public

Grades: PK-8

C-

Christopher Columbus School #15

Distance: 0.6 miles

Type Public

Grades: PK-8

C-

Winfield Scott School #2

Distance: 0.6 miles

Type Public

Grades: PK-8

D+

Woodrow Wilson School #19

Distance: 0.6 miles

Type Public

Grades: PK-8

C

Charles J. Hudson School #25

Distance: 0.7 miles

Type Public

Grades: PK-8

D

Mabel G. Homes School #5

Distance: 0.7 miles

Type Public

Grades: PK-8

D-

Terence C. Reilly School No 7

Distance: 0.8 miles

Type Public

Grades: 2-8

A

Frances C. Smith Early Childhood Center No 50

Distance: 0.8 miles

Type Public

Grades: PK

Dr. Orlando Edreira Academy School No. 26

Distance: 0.8 miles

Type Public

Grades: PK-8

C+

William F. Halloran School No.22

Distance: 0.8 miles

Type Public

Grades: 2-8

A

J. Christian Bollwage Finance Academy

Distance: 0.8 miles

Type Public

Grades: 9-12

C-

Abraham Lincoln School #14

Distance: 0.9 miles

Type Public

Grades: PK-8

C

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Elizabeth City, NJ 07202

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Elizabeth City, NJ 07202

This community’s employment is highest in the transportation and administrative support industries. The area’s overall household expenses are below the national average.

85° July
Hottest Average Month
24° January
Coldest Average Month
15,657 Total Households in Area
-1% Increase in population since the year 2010
39%
of households
have children
24 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Elizabeth City, NJ 07202

Elizabeth City, NJ 07202 has a population of 43,103 people in 15,657 households with a median age of 37.3 years old.

-1%
Decrease in population
since the year 2010
Population is Trending down
15,329
Total households as of 2010
5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 37.3 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

Hispanic 70%
Other 39%
White 20%
Black 13%
Asian 2%
Native American 1%
The most prevalent ethnicity is Hispanic at 70%, followed by Other at 39%, White at 20%, and Black at 13%.

Economics
for Elizabeth City, NJ 07202

15,694 /sq mi
Population Density
$55,544 /yr
Median Household Income
$550,000
Median Sales Price
24 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.07% of the households.

Transportation to Work

  • Drive 74%
  • Walk or Bike 14%
  • Public Transit 7%
  • Work from Home 4%

Occupancy by Type

Rented 12,159 75%
Owned 3,498 22%
Vacant 591 4%

White vs Blue Collar Jobs







Blue Collar 53%
White Collar 47%

Family & Education Facts
for Elizabeth City, NJ 07202

37.3 Median Age

Average Household Size

2.7
persons per
household

39.9%

Married Households

Community Population By Education

High School Graduate 40%
Some High School 22%
Some College 21%
Bachelors Degree 8%
Graduate Degree 5%
Associates Degree 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 39.72% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
39.1% of households have children

Weather
for Elizabeth City, NJ 07202

The weather for this area ranges from a high of 85° F in July to a low of 24° F in January

85° July
Hottest Average Month
24° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
24°
39°
Feb
25°
41°
Mar
33°
49°
Apr
42°
61°
May
52°
71°
Jun
61°
80°
Jul
66°
85°
Aug
65°
84°
Sep
58°
76°
Oct
47°
66°
Nov
38°
54°
Dec
28°
43°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Elizabeth City, NJ 07202!
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Copyright © 2025 Garden State MLS, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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