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628 Main Street, Winona, MN 55987

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For Sale

$165,000

4 beds • 2 baths • 1 half baths • 2,160 sqft

Estimated Payment

$ 994 /mo. †

6.65% APR for 30 yrs.
$1,758 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $76.39
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Discover this home brimming with character in central Winona, perfectly designed for both comfort and style. Featuring four bedrooms and a bathroom on each level, this brick and stucco residence provides ample space for both privacy and family gatherings. The main level is enhanced by a flexible bonus room, perfect for an office or creative space. Cozy evenings can be spent by the fireplace, and relaxation is just a step away on either of the two screened-in porches, offering views and fresh air. Although situated on a busy street, the home provides a quiet and peaceful atmosphere inside, offering a surprising sense of calm. This house is full of potential and ready for your personal touch with some TLC and updates to bring it to its full charm. The fully fenced backyard ensures privacy and security, perfect for outdoor enjoyment. Additional features include a detached single-stall garage and a bonus family room in the basement, creating extra space for entertainment or leisure. This home, rich in personality and practicality, is an excellent choice for those seeking convenience and tranquility in their living environment. Just 2 blocks from Lake Winona where you can enjoy walking paths and closer views of the bluffs during all 4 seasons.
MLS# 6610286

Courtesy Of Keller Williams Premier Realty Rochester

(507) 424-4422

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dryer, Range, Refrigerator
  • Architecture Style
    Other
  • Fireplace
    Fireplace
  • Heating System
    Fireplace
  • Lot Size
    0.09 Acres

Map and Directions

Directions to 628 Main Street, Winona, MN 55987

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $847
  • Property Taxes
    $146
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $994

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Winona Middle School

Grades 5-8 Public School

Winona, MN 55987 2.2 miles
1570 homer rd

774 total students
21:1 Student teacher ratio

School Rating: D+

School Details

Washington Kosciusko Elementary School

Grades KG-4 Public School

Winona, MN 55987 1.2 miles
365 mankato ave

312 total students
12:1 Student teacher ratio

School Rating: C

School Details

Winona Senior High School

Grades 9-12 Public School

Winona, MN 55987 1 miles
901 gilmore ave

890 total students
20:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
St Martin's Lutheran School 0.7 miles Private KG-8
Hope Lutheran High School 0.7 miles Private 9-12
St Matthews Lutheran School 1 miles Private PK-8
Winona Early Childhood Special Education 1 miles Public PK
Cotter Schools 1.4 miles Private PK-12
Bluffview Montessori 1.5 miles Public KG-8 A
Cotter Schools-st. Marys Campus 1.6 miles Private KG
Jefferson Elementary School 1.6 miles Public KG-4 B-
Winona Area Learning Center 1.7 miles Public 6-12 C-
River Valley Academy Area Learning Center 1.8 miles Public 9-12 D-
Anchor Academy 2.2 miles Private 7-11
Hved Ecse 2.2 miles Public PK
Riverway Secondary School 2.4 miles Public 7-12 D
Riverway Learning Community Charter 2.4 miles Public PK-6
Goodview Elementary School 3.6 miles Public KG-4 B+

St Martin's Lutheran School

Distance: 0.7 miles

Type Private

Grades: KG-8

Hope Lutheran High School

Distance: 0.7 miles

Type Private

Grades: 9-12

St Matthews Lutheran School

Distance: 1 miles

Type Private

Grades: PK-8

Winona Early Childhood Special Education

Distance: 1 miles

Type Public

Grades: PK

Cotter Schools

Distance: 1.4 miles

Type Private

Grades: PK-12

Bluffview Montessori

Distance: 1.5 miles

Type Public

Grades: KG-8

A

Cotter Schools-st. Marys Campus

Distance: 1.6 miles

Type Private

Grades: KG

Jefferson Elementary School

Distance: 1.6 miles

Type Public

Grades: KG-4

B-

Winona Area Learning Center

Distance: 1.7 miles

Type Public

Grades: 6-12

C-

River Valley Academy Area Learning Center

Distance: 1.8 miles

Type Public

Grades: 9-12

D-

Anchor Academy

Distance: 2.2 miles

Type Private

Grades: 7-11

Hved Ecse

Distance: 2.2 miles

Type Public

Grades: PK

Riverway Secondary School

Distance: 2.4 miles

Type Public

Grades: 7-12

D

Riverway Learning Community Charter

Distance: 2.4 miles

Type Public

Grades: PK-6

Goodview Elementary School

Distance: 3.6 miles

Type Public

Grades: KG-4

B+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Winona, MN 55987

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Winona, MN 55987

This community’s employment is highest in the administrative support and education industries. The area’s overall household expenses are below the national average.

82° July
Hottest Average Month
5° January
Coldest Average Month
14,092 Total Households in Area
-0.1% Increase in population since the year 2010
15.6%
of households
have children
15 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Winona, MN 55987

Winona, MN 55987 has a population of 34,281 people in 14,092 households with a median age of 35.5 years old.

-0.1%
Decrease in population
since the year 2010
Population is Trending down
14,202
Total households as of 2010
3.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 35.5 years old. The smallest percentage group is 18-24 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 89%
Hispanic 3%
Black 2%
Asian 2%
Other 1%
Native American <1%
The most prevalent ethnicity is White at 89%, followed by Hispanic at 3%, Black at 2%, and Asian at 2%.

Economics
for Winona, MN 55987

201 /sq mi
Population Density
$62,283 /yr
Median Household Income
$200,000
Median Sales Price
15 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.11% of the households.

Transportation to Work

  • Drive 81%
  • Walk or Bike 10%
  • Work from Home 8%
  • Public Transit 2%

Occupancy by Type

Owned 9,306 61%
Rented 4,786 31%
Vacant 1,187 8%

White vs Blue Collar Jobs







White Collar 71%
Blue Collar 29%

Family & Education Facts
for Winona, MN 55987

35.5 Median Age

Average Household Size

2.2
persons per
household

36.7%

Married Households

Community Population By Education

High School Graduate 24%
Bachelors Degree 22%
Some College 22%
Associates Degree 13%
Graduate Degree 13%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 23.62% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
15.6% of households have children

Weather
for Winona, MN 55987

The weather for this area ranges from a high of 82° F in July to a low of 5° F in January

82° July
Hottest Average Month
5° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
5°
23°
Feb
9°
29°
Mar
21°
40°
Apr
35°
56°
May
46°
69°
Jun
56°
78°
Jul
60°
82°
Aug
58°
80°
Sep
49°
71°
Oct
38°
60°
Nov
25°
42°
Dec
12°
28°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Winona, MN 55987!
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Copyright © 2025 Regional Multiple Listing Service of Minnesota [NorthStarMLS]. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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