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628 N Hwy 22a, Panama City, FL 32404

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For Sale

$300,000

1.19 acres

Estimated Payment

$ 1,544 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • 1.2 acres
    Lot size

Explore this Property

Conveniently located just a few blocks off Tyndall Parkway (US 98) in Callaway, it's currently zoned for, and grandfathered in as, a 10 unit Mobile Home Park with 3 units in place each paying $350/month lot rent (well below market rate). Great development potential as well because City of Callaway would be glad to have site built homes, and current zoning changed to Residential Multifamily. Strong possibility that it could be rezoned to High Density Multifamily which would allow for approx 19 units/acre
MLS# 375515

Courtesy Of Weichert Realtors The H2 Group

(850) 201-8880

Property Features

  • Amenities
    Cable Ready
  • Architecture Style
    Other
  • Lot Size
    1.19 Acres

Map and Directions

Directions to 628 N Hwy 22a, Panama City, FL 32404

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,544
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,544

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cedar Grove Elementary School

Grades PK-5 Public School

Panama City, FL 32405 1.7 miles
2826 e 15th st

601 total students
15:1 Student teacher ratio

School Rating: F

School Details

Rutherford High School

Grades 6-12 Public School

Panama City, FL 32401 1.1 miles
1000 school ave

1379 total students
17:1 Student teacher ratio

School Rating: D+

School Details
Other Nearby Schools Distance Type Grades School Rating
Parker Elementary School 1.7 miles Public PK-5 C-
Margaret K. Lewis In Millville 1.8 miles Public PK-12
Callaway Elementary School 1.8 miles Public KG-5 B+
Rosenwald High School 2.6 miles Public 6-12 F
Merriam Cherry Street Elementary School 2.9 miles Public PK-5 C-
Eagle Nest Christian Academy 3.2 miles Private PK-12
Holy Nativity Episcopal School 3.3 miles Private PK-8
Hiland Park Elementary School 3.5 miles Public KG-5 D
Chautauqua Charter School 3.6 miles Public 9-12
Bay High School 3.7 miles Public 9-12 B-
Bay Haven Charter Academy 4.1 miles Public KG-5 B
Bay Haven Charter Middle School 4.1 miles Public 6-8 B
Jinks Middle School 4.2 miles Public 6-8 D
New Horizons Learning Center 4.3 miles Public 6-12
Kaleidoscope School Of Discovery 4.3 miles Private KG-12
A Crawford Mosley High School 4.4 miles Public 9-12 B
Palm Bay Preparatory Academy 6-12 4.6 miles Public 6-12 B+
Palm Bay Elementary School 4.6 miles Public KG-5 C

Parker Elementary School

Distance: 1.7 miles

Type Public

Grades: PK-5

C-

Margaret K. Lewis In Millville

Distance: 1.8 miles

Type Public

Grades: PK-12

Callaway Elementary School

Distance: 1.8 miles

Type Public

Grades: KG-5

B+

Rosenwald High School

Distance: 2.6 miles

Type Public

Grades: 6-12

F

Merriam Cherry Street Elementary School

Distance: 2.9 miles

Type Public

Grades: PK-5

C-

Eagle Nest Christian Academy

Distance: 3.2 miles

Type Private

Grades: PK-12

Holy Nativity Episcopal School

Distance: 3.3 miles

Type Private

Grades: PK-8

Hiland Park Elementary School

Distance: 3.5 miles

Type Public

Grades: KG-5

D

Chautauqua Charter School

Distance: 3.6 miles

Type Public

Grades: 9-12

Bay High School

Distance: 3.7 miles

Type Public

Grades: 9-12

B-

Bay Haven Charter Academy

Distance: 4.1 miles

Type Public

Grades: KG-5

B

Bay Haven Charter Middle School

Distance: 4.1 miles

Type Public

Grades: 6-8

B

Jinks Middle School

Distance: 4.2 miles

Type Public

Grades: 6-8

D

New Horizons Learning Center

Distance: 4.3 miles

Type Public

Grades: 6-12

Kaleidoscope School Of Discovery

Distance: 4.3 miles

Type Private

Grades: KG-12

A Crawford Mosley High School

Distance: 4.4 miles

Type Public

Grades: 9-12

B

Palm Bay Preparatory Academy 6-12

Distance: 4.6 miles

Type Public

Grades: 6-12

B+

Palm Bay Elementary School

Distance: 4.6 miles

Type Public

Grades: KG-5

C

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Panama City, FL 32404

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Panama City, FL 32404

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are below the national average.

90° July
Hottest Average Month
42° January
Coldest Average Month
15,408 Total Households in Area
7.5% Increase in population since the year 2010
34.3%
of households
have children
28 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Panama City, FL 32404

Panama City, FL 32404 has a population of 40,551 people in 15,408 households with a median age of 40.2 years old.

7.5%
Increase in population
since the year 2010
Population is Trending up
13,605
Total households as of 2010
9.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40.2 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 70%
Black 13%
Hispanic 8%
Other 3%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 70%, followed by Black at 13%, Hispanic at 8%, and Other at 3%.

Economics
for Panama City, FL 32404

146 /sq mi
Population Density
$66,339 /yr
Median Household Income
$281,400
Median Sales Price
28 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.4% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 6%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 11,540 62%
Rented 3,869 21%
Vacant 3,105 17%

White vs Blue Collar Jobs







White Collar 69%
Blue Collar 31%

Family & Education Facts
for Panama City, FL 32404

40.2 Median Age

Average Household Size

2.5
persons per
household

56.7%

Married Households

Community Population By Education

High School Graduate 28%
Some College 27%
Some High School 14%
Associates Degree 13%
Bachelors Degree 12%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.35% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
34.3% of households have children

Weather
for Panama City, FL 32404

The weather for this area ranges from a high of 90° F in July to a low of 42° F in January

90° July
Hottest Average Month
42° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
42°
63°
Feb
44°
65°
Mar
50°
71°
Apr
56°
77°
May
64°
84°
Jun
71°
89°
Jul
73°
90°
Aug
73°
90°
Sep
69°
87°
Oct
59°
80°
Nov
50°
72°
Dec
44°
65°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Panama City, FL 32404!
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Copyright © 2025 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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