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632 4th Street, Troy, NY 12180

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For Sale
Sale Pending

$220,000

5 beds • 3 baths • 2,205 sqft

Estimated Payment

$ 1,397 /mo. †

6.65% APR for 30 yrs.
$3,205 in taxes
Change Loan Terms

  • Multi-Family (2-4 Units)
    Property type

  • $99.77
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Get in on the ground floor of this wonderful investment property With the adjoining lot included,this all brick property features good cash flow, stable tenancies and separate utilities. Unit 1 Rent $800/mo. Units 2 & 3 Rents are $1,000/mo. Make an appointment today!
MLS# 202425524

Courtesy Of Berkshire Hathaway HomeServices Blake, REALTORS

(518) 935-2555

Property Features

  • Age
    Over 50 Years Old
  • Architecture Style
    New Traditional
  • Exterior Type
    Brick
  • Heating System
    Baseboard
  • Lot Size
    0.06 Acres

Map and Directions

Directions to 632 4th Street, Troy, NY 12180

Home seller CENTURY 21 New West Properties

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 New West Properties

(518) 943-2620
Learn More About Us

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,130
  • Property Taxes
    $267
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,397

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Carroll Hill School

Grades KG-5 Public School

Troy, NY 12180 0.7 miles
112 delaware ave

381 total students
11:1 Student teacher ratio

School Rating: C-

School Details

Troy Middle School

Grades 6-8 Public School

Troy, NY 12180 1.8 miles
1976 burdett ave

866 total students
11:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
True North Troy Preparatory Charter School 0.1 miles Public KG-12 C
North Greenbush School 1.2 miles Public KG-2
La Salle Institute 1.3 miles Private 6-12
Ps 16 1.6 miles Public KG-5 B
Emma Willard School 1.6 miles Private 9-12
Susan Odell Taylor School For Children 1.6 miles Private PK-8
Sacred Heart School 1.7 miles Private PK-6
Troy High School 1.7 miles Public 9-12 C
Watervliet High School 1.8 miles Public 9-12 C-
Ps 14 1.8 miles Public PK-5 B-
Watervliet Elementary School 2 miles Public PK-6 C-
Gardner-dickinson School 2.2 miles Public PK-8
Menands School 2.4 miles Public KG-8 B-
Heatly School 2.5 miles Public PK-12 C-
St Jude The Apostle School 2.6 miles Private PK-5
Ps 2 2.6 miles Public PK-5 C-
Ps 18 2.7 miles Public KG-5 C
St Colman's School 2.9 miles Private 1-12

True North Troy Preparatory Charter School

Distance: 0.1 miles

Type Public

Grades: KG-12

C

North Greenbush School

Distance: 1.2 miles

Type Public

Grades: KG-2

La Salle Institute

Distance: 1.3 miles

Type Private

Grades: 6-12

Ps 16

Distance: 1.6 miles

Type Public

Grades: KG-5

B

Emma Willard School

Distance: 1.6 miles

Type Private

Grades: 9-12

Susan Odell Taylor School For Children

Distance: 1.6 miles

Type Private

Grades: PK-8

Sacred Heart School

Distance: 1.7 miles

Type Private

Grades: PK-6

Troy High School

Distance: 1.7 miles

Type Public

Grades: 9-12

C

Watervliet High School

Distance: 1.8 miles

Type Public

Grades: 9-12

C-

Ps 14

Distance: 1.8 miles

Type Public

Grades: PK-5

B-

Watervliet Elementary School

Distance: 2 miles

Type Public

Grades: PK-6

C-

Gardner-dickinson School

Distance: 2.2 miles

Type Public

Grades: PK-8

Menands School

Distance: 2.4 miles

Type Public

Grades: KG-8

B-

Heatly School

Distance: 2.5 miles

Type Public

Grades: PK-12

C-

St Jude The Apostle School

Distance: 2.6 miles

Type Private

Grades: PK-5

Ps 2

Distance: 2.6 miles

Type Public

Grades: PK-5

C-

Ps 18

Distance: 2.7 miles

Type Public

Grades: KG-5

C

St Colman's School

Distance: 2.9 miles

Type Private

Grades: 1-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Troy, NY 12180

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Troy, NY 12180

This community’s employment is highest in the education and administrative support industries. The area’s overall household expenses are below the national average.

82° July
Hottest Average Month
12° January
Coldest Average Month
22,296 Total Households in Area
-0.3% Increase in population since the year 2010
22.5%
of households
have children
20 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Troy, NY 12180

Troy, NY 12180 has a population of 55,582 people in 22,296 households with a median age of 35.5 years old.

-0.3%
Decrease in population
since the year 2010
Population is Trending down
22,596
Total households as of 2010
2.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 35.5 years old. The smallest percentage group is 18-24 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 65%
Black 16%
Hispanic 10%
Asian 5%
Other 3%
Native American <1%
The most prevalent ethnicity is White at 65%, followed by Black at 16%, Hispanic at 10%, and Asian at 5%.

Economics
for Troy, NY 12180

984 /sq mi
Population Density
$70,133 /yr
Median Household Income
$241,795
Median Sales Price
20 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.79% of the households.

Transportation to Work

  • Drive 77%
  • Work from Home 10%
  • Walk or Bike 8%
  • Public Transit 6%

Occupancy by Type

Rented 12,115 48%
Owned 10,181 40%
Vacant 2,875 11%

White vs Blue Collar Jobs







White Collar 82%
Blue Collar 18%

Family & Education Facts
for Troy, NY 12180

35.5 Median Age

Average Household Size

2.2
persons per
household

29.6%

Married Households

Community Population By Education

High School Graduate 24%
Bachelors Degree 21%
Some College 17%
Graduate Degree 15%
Associates Degree 12%
Some High School 10%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 24.02% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
22.5% of households have children

Weather
for Troy, NY 12180

The weather for this area ranges from a high of 82° F in July to a low of 12° F in January

82° July
Hottest Average Month
12° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
12°
31°
Feb
14°
33°
Mar
23°
43°
Apr
34°
56°
May
45°
68°
Jun
54°
77°
Jul
59°
82°
Aug
57°
80°
Sep
49°
72°
Oct
38°
60°
Nov
30°
48°
Dec
18°
35°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Troy, NY 12180!
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Copyright © 2025 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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