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640 Rowley Way, Ramona, CA 92065

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For Sale

$1,099,000

4 beds • 2 baths • 1 half baths • 2,630 sqft

Estimated Payment

$ 5,708 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $417.87
    Price per square foot

  • 21-30 Years Old
    Age

  • Pool
    Amenities

Explore this Property

Welcome to 640 Rowley Way in beautiful Ramona, where casual elegance meets comfort in this stunning single-story residence. Spread out in 2,630 square feet of thoughtfully designed living space, featuring 4 inviting bedrooms and 2.5 bathrooms. A detached garage that would be a great ADU, A large circular driveway greets you, leading to a 3-car garage with an epoxy floor. There's ample space for all your vehicles, plus room for an RV or boat. Step inside to discover a kitchen that s both stylish and functional, complete with granite countertops and double ovens, perfect for culinary creations. The spacious primary suite offers a serene escape, while outside, your own resort-style pool, water features and a tranquil water fountain await. The covered patio is ideal for entertaining or unwinding in style. Situated on a quiet cul-de-sac, walking distance to schools and shopping, this home offers a perfect blend of elegance and practicality. Experience a lifestyle of comfort and sophistication at 640 Rowley Way.
MLS# 250017774

Courtesy Of Compass

(858) 345-4514

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Pool
  • Appliances
    Dishwasher, Garbage Disposer, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Stucco
  • Fireplace
    Fireplace
  • Heating System
    Fireplace, Forced Air
  • Lot Size
    0.6 Acres
  • Roof Type
    Tile
  • Rooms
    Dining Room, Family Room, Kitchen, Living Room, Master Bathroom

Map and Directions

Directions to 640 Rowley Way, Ramona, CA 92065

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $5,708
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $5,708

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Hanson Elementary School

Grades KG-6 Public School

Ramona, CA 92065 0.8 miles
2520 boundary ave

500 total students
26:1 Student teacher ratio

School Rating: D+

School Details

Olive Peirce Middle School

Grades 7-8 Public School

Ramona, CA 92065 0.6 miles
1521 hanson ln

751 total students
22:1 Student teacher ratio

School Rating: C-

School Details

Ramona High School

Grades 9-12 Public School

Ramona, CA 92065 0.7 miles
1401 hanson ln

1528 total students
26:1 Student teacher ratio

School Rating: B

School Details
Other Nearby Schools Distance Type Grades School Rating
Mountain Valley Academy 0.2 miles Public KG-12 A-
Ramona Community Montessori 0.2 miles Public KG-6 C
Ramona Lutheran Church And School 0.6 miles Private PK-6
Montessori Children's Elementary School 1.3 miles Private KG-6
Montecito High (continuation) 1.3 miles Public 9-12 D
Future Bound Independent Study Secondary School 1.3 miles Public 7-12 D-
Ramona Elementary School 1.4 miles Public KG-6 D
Barnett Elementary School 4.2 miles Public KG-6 C
Mt. Woodson Elementary School 4.4 miles Public KG-6 C
San Pasqual Academy 5.6 miles Public 9-12 C-

Mountain Valley Academy

Distance: 0.2 miles

Type Public

Grades: KG-12

A-

Ramona Community Montessori

Distance: 0.2 miles

Type Public

Grades: KG-6

C

Ramona Lutheran Church And School

Distance: 0.6 miles

Type Private

Grades: PK-6

Montessori Children's Elementary School

Distance: 1.3 miles

Type Private

Grades: KG-6

Montecito High (continuation)

Distance: 1.3 miles

Type Public

Grades: 9-12

D

Future Bound Independent Study Secondary School

Distance: 1.3 miles

Type Public

Grades: 7-12

D-

Ramona Elementary School

Distance: 1.4 miles

Type Public

Grades: KG-6

D

Barnett Elementary School

Distance: 4.2 miles

Type Public

Grades: KG-6

C

Mt. Woodson Elementary School

Distance: 4.4 miles

Type Public

Grades: KG-6

C

San Pasqual Academy

Distance: 5.6 miles

Type Public

Grades: 9-12

C-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Ramona, CA 92065

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Ramona, CA 92065

This community’s employment is highest in the administrative support and food industries. The area’s overall household expenses are above the national average.

91° August
Hottest Average Month
38° January
Coldest Average Month
13,089 Total Households in Area
0.4% Increase in population since the year 2010
31.9%
of households
have children
33 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Ramona, CA 92065

Ramona, CA 92065 has a population of 37,820 people in 13,089 households with a median age of 42.2 years old.

0.4%
Increase in population
since the year 2010
Population is Trending up
12,833
Total households as of 2010
4.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.2 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 68%
Hispanic 26%
Other 12%
Asian 2%
Native American 2%
Black <1%
The most prevalent ethnicity is White at 68%, followed by Hispanic at 26%, Other at 12%, and Asian at 2%.

Economics
for Ramona, CA 92065

199 /sq mi
Population Density
$107,177 /yr
Median Household Income
$780,000
Median Sales Price
33 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Over $200k representing 16.28% of the households.

Transportation to Work

  • Drive 88%
  • Work from Home 11%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 9,837 72%
Rented 3,252 24%
Vacant 532 4%

White vs Blue Collar Jobs







White Collar 70%
Blue Collar 30%

Family & Education Facts
for Ramona, CA 92065

42.2 Median Age

Average Household Size

2.9
persons per
household

61%

Married Households

Community Population By Education

High School Graduate 25%
Some College 24%
Bachelors Degree 19%
Some High School 12%
Associates Degree 11%
Graduate Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 25.23% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
31.9% of households have children

Weather
for Ramona, CA 92065

The weather for this area ranges from a high of 91° F in August to a low of 38° F in January

91° August
Hottest Average Month
38° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
38°
63°
Feb
39°
64°
Mar
40°
65°
Apr
43°
71°
May
47°
76°
Jun
51°
84°
Jul
57°
90°
Aug
58°
91°
Sep
55°
88°
Oct
49°
79°
Nov
42°
70°
Dec
38°
64°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 San Diego MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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