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643 Old Hickory Street, Panama City, FL 32404

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For Sale

$310,000

3 beds • 2 baths • 1,879 sqft

Estimated Payment

$ 1,756 /mo. †

6.63% APR for 30 yrs.
$2,008 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $164.98
    Price per square foot

  • 41-50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Charming 3-Bedroom Brick Home in Imperial Oaks - Minutes from Tyndall AFB!Welcome to this beautifully maintained 3-bedroom, 2-bathroom all-brick home in the Imperial Oaks subdivision. Conveniently located just 15 minutes from Tyndall Air Force Base and close to shopping, and restaurants, this home offers both comfort and convenience.Step inside to find a spacious formal living room and a welcoming foyer with a large coat closet. The oversized family room features a wood-burning fireplace, and cathedral ceiling, making it the perfect space for relaxing or entertaining. The large kitchen and dining area boasts a gas stove and ample counter and cabinet space for all your cooking needs.All three bedrooms are generously sized with ample closet space, and the hallway includes an oversized linen closet for additional storage. The primary suite is a retreat of its own, featuring double walk-in closets, and a vanity dressing area with a mirror.Situated on a spacious 0.32-acre lot, this home offers a large fenced-in backyard that backs up to a serene wooded area. Enjoy your morning coffee on the back deck, taking in the beautiful sunrise and peaceful sounds of nature.Recent updates include Roof, HVAC, garage door, windows, and French doors - all replaced within the last 6 years.Chimney sealed & crown coating with a 10-year warranty, new fireplace damper, new gutters (front & back) with rain barrel drainage system.With only one neighbor to the side, this home offers a rare sense of privacy and tranquility. Whether you're starting a family, upgrading your space, or looking for a peaceful retreat, this home is the perfect fit.Schedule your showing today!Measurements are approximate, please measure if important.
MLS# 768068

Courtesy Of Think Real Estate

(850) 270-4200

Property Features

  • Age
    41-50 Years Old
  • Appliances
    Dishwasher, Range, Refrigerator, Washer
  • Architecture Style
    Contemporary
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Heating System
    Fireplace
  • Lot Size
    0.03 Acres
  • Rooms
    Family Room, Kitchen, Living Room

Map and Directions

Directions to 643 Old Hickory Street, Panama City, FL 32404

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,589
  • Property Taxes
    $167
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,756

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Parker Elementary School

Grades PK-5 Public School

Panama City, FL 32404 1 miles
640 s highway 22 a

604 total students
16:1 Student teacher ratio

School Rating: C-

School Details

Rutherford High School

Grades 6-12 Public School

Panama City, FL 32401 2.9 miles
1000 school ave

1379 total students
17:1 Student teacher ratio

School Rating: D+

School Details
Other Nearby Schools Distance Type Grades School Rating
Callaway Elementary School 1.5 miles Public KG-5 B+
Margaret K. Lewis In Millville 2.7 miles Public PK-12
Cedar Grove Elementary School 3.5 miles Public PK-5 F
Merriam Cherry Street Elementary School 3.8 miles Public PK-5 C-
Tyndall Academy 3.9 miles Public PK-8 B
Eagle Nest Christian Academy 4 miles Private PK-12
Rosenwald High School 4 miles Public 6-12 F
Holy Nativity Episcopal School 4.2 miles Private PK-8
Chautauqua Charter School 5 miles Public 9-12
Bay High School 5.1 miles Public 9-12 B-
Hiland Park Elementary School 5.4 miles Public KG-5 D
Kaleidoscope School Of Discovery 6.1 miles Private KG-12
New Horizons Learning Center 6.2 miles Public 6-12

Callaway Elementary School

Distance: 1.5 miles

Type Public

Grades: KG-5

B+

Margaret K. Lewis In Millville

Distance: 2.7 miles

Type Public

Grades: PK-12

Cedar Grove Elementary School

Distance: 3.5 miles

Type Public

Grades: PK-5

F

Merriam Cherry Street Elementary School

Distance: 3.8 miles

Type Public

Grades: PK-5

C-

Tyndall Academy

Distance: 3.9 miles

Type Public

Grades: PK-8

B

Eagle Nest Christian Academy

Distance: 4 miles

Type Private

Grades: PK-12

Rosenwald High School

Distance: 4 miles

Type Public

Grades: 6-12

F

Holy Nativity Episcopal School

Distance: 4.2 miles

Type Private

Grades: PK-8

Chautauqua Charter School

Distance: 5 miles

Type Public

Grades: 9-12

Bay High School

Distance: 5.1 miles

Type Public

Grades: 9-12

B-

Hiland Park Elementary School

Distance: 5.4 miles

Type Public

Grades: KG-5

D

Kaleidoscope School Of Discovery

Distance: 6.1 miles

Type Private

Grades: KG-12

New Horizons Learning Center

Distance: 6.2 miles

Type Public

Grades: 6-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Panama City, FL 32404

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Panama City, FL 32404

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are below the national average.

90° July
Hottest Average Month
42° January
Coldest Average Month
15,408 Total Households in Area
7.5% Increase in population since the year 2010
34.3%
of households
have children
28 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Panama City, FL 32404

Panama City, FL 32404 has a population of 40,551 people in 15,408 households with a median age of 40.2 years old.

7.5%
Increase in population
since the year 2010
Population is Trending up
13,605
Total households as of 2010
9.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40.2 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 70%
Black 13%
Hispanic 8%
Other 3%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 70%, followed by Black at 13%, Hispanic at 8%, and Other at 3%.

Economics
for Panama City, FL 32404

146 /sq mi
Population Density
$66,339 /yr
Median Household Income
$281,400
Median Sales Price
28 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.4% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 6%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 11,540 62%
Rented 3,869 21%
Vacant 3,105 17%

White vs Blue Collar Jobs







White Collar 69%
Blue Collar 31%

Family & Education Facts
for Panama City, FL 32404

40.2 Median Age

Average Household Size

2.5
persons per
household

56.7%

Married Households

Community Population By Education

High School Graduate 28%
Some College 27%
Some High School 14%
Associates Degree 13%
Bachelors Degree 12%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.35% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
34.3% of households have children

Weather
for Panama City, FL 32404

The weather for this area ranges from a high of 90° F in July to a low of 42° F in January

90° July
Hottest Average Month
42° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
42°
63°
Feb
44°
65°
Mar
50°
71°
Apr
56°
77°
May
64°
84°
Jun
71°
89°
Jul
73°
90°
Aug
73°
90°
Sep
69°
87°
Oct
59°
80°
Nov
50°
72°
Dec
44°
65°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Panama City, FL 32404!
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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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