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645 Terrace Ridge Drive, Howard, OH 43028

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For Sale
Sale Pending

$349,000

3 beds • 2 baths • 1,374 sqft

Estimated Payment

$ 2,171 /mo. †

6.76% APR for 30 yrs.
$4,305 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $254.00
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Lovely 2022 Schumacher-built ranch featuring 3 bedrooms on the same floor and 2 full baths. Covered front porch opens to a bright Great Room with luxury vinyl plank flooring. Kitchen includes matching stainless Samsung appliances, a pantry, and a seated island. Main-level laundry with appliances, conveniently off the two-car garage. 16x12 Owner's suite with walk-in closet and full bath. Two guest bedrooms and bath on the opposite side. Full poured walkout basement with minor finishes ready for more space if needed. Backs to 40+ acres of wooded county land with Jelloway Creek. Enjoy wildlife views from the back deck! See floor plans and GIS map in pics.
MLS# 225002943

Courtesy Of RE/MAX Consultant Group

(844) 411-5253

Property Features

  • Age
    1-5 Years Old
  • Architecture Style
    Other
  • Exterior Type
    Stone, Vinyl Siding
  • Lot Size
    0.42 Acres

Map and Directions

Directions to 645 Terrace Ridge Drive, Howard, OH 43028

Home seller CENTURY 21 Excellence Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Excellence Realty

(800) 783-2100
Learn More About Us

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,813
  • Property Taxes
    $358
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,171

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

We don't have all the school attendance zone information for this listing. Contact a local CENTURY 21 office for more information.

Other Nearby Schools Distance Type Grades School Rating
East Knox Elementary School 3.9 miles Public KG-6 B
Danville Elementary School 4 miles Public PK-6 C
East Knox Junior/senior High School 4 miles Public 7-12 C-
Danville High School 4.1 miles Public 7-12 B

East Knox Elementary School

Distance: 3.9 miles

Type Public

Grades: KG-6

B

Danville Elementary School

Distance: 4 miles

Type Public

Grades: PK-6

C

East Knox Junior/senior High School

Distance: 4 miles

Type Public

Grades: 7-12

C-

Danville High School

Distance: 4.1 miles

Type Public

Grades: 7-12

B

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Howard, OH 43028

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Howard, OH 43028

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

83° July
Hottest Average Month
17° January
Coldest Average Month
3,090 Total Households in Area
2.8% Increase in population since the year 2010
30.1%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Howard, OH 43028

Howard, OH 43028 has a population of 7,861 people in 3,090 households with a median age of 44 years old.

2.8%
Increase in population
since the year 2010
Population is Trending up
2,934
Total households as of 2010
6.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 1%
Black <1%
Other <1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 1%, Black at <1%, and Other at <1%.

Economics
for Howard, OH 43028

145 /sq mi
Population Density
$69,850 /yr
Median Household Income
$303,193
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 23.41% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 14%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 2,590 67%
Vacant 749 20%
Rented 500 13%

White vs Blue Collar Jobs







White Collar 64%
Blue Collar 36%

Family & Education Facts
for Howard, OH 43028

44 Median Age

Average Household Size

2.5
persons per
household

67.4%

Married Households

Community Population By Education

High School Graduate 40%
Some College 20%
Bachelors Degree 14%
Associates Degree 11%
Graduate Degree 9%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 39.56% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
30.1% of households have children

Weather
for Howard, OH 43028

The weather for this area ranges from a high of 83° F in July to a low of 17° F in January

83° July
Hottest Average Month
17° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
17°
34°
Feb
19°
38°
Mar
27°
48°
Apr
37°
61°
May
47°
71°
Jun
56°
80°
Jul
60°
83°
Aug
58°
82°
Sep
51°
76°
Oct
40°
64°
Nov
31°
50°
Dec
22°
38°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Columbus and Central Ohio Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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