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652 1st St, Cedar Key, FL 32625

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For Sale

$689,000

2 beds • 2 baths • 1,242 sqft

Estimated Payment

$ 4,275 /mo. †

6.65% APR for 30 yrs.
$8,837 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $554.75
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

This fabulous historic gem in Cedar Key, Florida--sitting at the water's edge--has an incredible view of the open Gulf of Mexico and the surrounding uninhabited islands! With its open floor plan, plenty of porches, and fabulous Gulf-side back yard, opportunities for entertaining are abundant! With two bedrooms and two full baths, this is a great home for tropical getaways, or for full-time island life. Sit on the front porch, sipping your favorite beverage, and watch the relaxed pace as the little town gets things done on what we call, "island time." Have dinner or drinks on the back porch, grilling away, with the best view in town! Sunset views are fabulous from here! Relax in an Adirondack chair, watching the sea gulls dip, the Osprey soar, and the bottle-nosed dolphins frolic! The "Florida Room" on the back--with its wall of windows overlooking the beautiful shoreline--will be a favorite spot to sit and sip, chat, or read. Recent upgrades to the kitchen include granite countertops and extra cabinetry. With select areas like kitchen and bath are tiled, the fully restored hardwood floors sparkle throughout the rest of the home. Nice high ceilings are typical of historic coastal cottages, and this one will not disappoint. Brick pavers add a nice touch to the driveways--one on each side of the generous waterfront lot. Additional pavers in the back are being reworked into a nice seaside patio. Just a block from downtown food and fun, this home is an easy walk to everything you might want: restaurants, bars, library, coffee shops, museum, ice cream, art center, bakery, and even our community garden! Looking for a part-time home with great vacation rental potential? Look no more--this one has been a top performer! These sweet historic cottages are rarely available, so you will need to act fast to get this one! You'd better call today for your chance!
MLS# 794111

Courtesy Of Cedar Key Realty, Inc.

(352) 543-9899

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Dock, Porch, Patio, Ceiling Fan, Water Front, Wired
  • Architecture Style
    Cottage
  • Floor Covering
    Hardwood
  • Heating System
    Central Furnace
  • Lot Size
    0.17 Acres
  • Roof Type
    Metal
  • View Type
    Water

Map and Directions

Directions to 652 1st St, Cedar Key, FL 32625

Home seller CENTURY 21 Dianne Chewning & Associates

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Dianne Chewning & Associates

(352) 542-8568
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,539
  • Property Taxes
    $736
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $4,275

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cedar Key High School

Grades PK-12 Public School

Cedar Key, FL 32625 0.5 miles
951 whiddon ave

218 total students
13:1 Student teacher ratio

School Rating: B

School Details

Levy Virtual Instruction Program

Grades KG-11 Public School

Bronson, FL 32621 32.8 miles
480 marshburn dr

6 total students

School Details

Levy Virtual Instruction Program (district Provided)

Grades KG-5 Public School

Bronson, FL 32621 32.8 miles
480 marshburn dr

4 total students

School Details

Levy Virtual Franchise

Grades 6-12 Public School

Bronson, FL 32621 32.8 miles
480 marshburn dr

2 total students

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cedar Key, FL 32625

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Cedar Key, FL 32625

This community’s employment is highest in the food and education industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
45° January
Coldest Average Month
529 Total Households in Area
4.8% Increase in population since the year 2010
25.3%
of households
have children
16 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cedar Key, FL 32625

Cedar Key, FL 32625 has a population of 1,042 people in 529 households with a median age of 51.9 years old.

4.8%
Increase in population
since the year 2010
Population is Trending up
481
Total households as of 2010
8.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 51.9 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 93%
Hispanic 3%
Black 2%
Other <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 93%, followed by Hispanic at 3%, Black at 2%, and Other at <1%.

Economics
for Cedar Key, FL 32625

6 /sq mi
Population Density
$58,372 /yr
Median Household Income
$295,000
Median Sales Price
16 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.25% of the households.

Transportation to Work

  • Drive 62%
  • Work from Home 25%
  • Walk or Bike 6%
  • Public Transit 4%

Occupancy by Type

Owned 411 50%
Vacant 289 35%
Rented 118 14%

White vs Blue Collar Jobs







White Collar 85%
Blue Collar 15%

Family & Education Facts
for Cedar Key, FL 32625

51.9 Median Age

Average Household Size

2
persons per
household

47.9%

Married Households

Community Population By Education

High School Graduate 35%
Graduate Degree 16%
Bachelors Degree 16%
Some College 16%
Associates Degree 9%
Some High School 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 35.09% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
25.3% of households have children

Weather
for Cedar Key, FL 32625

The weather for this area ranges from a high of 90° F in July to a low of 45° F in January

90° July
Hottest Average Month
45° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
45°
65°
Feb
47°
67°
Mar
53°
73°
Apr
59°
79°
May
65°
86°
Jun
72°
89°
Jul
74°
90°
Aug
74°
90°
Sep
71°
88°
Oct
62°
83°
Nov
54°
74°
Dec
47°
67°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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