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6608 Lois Street, Panama City, FL 32404

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For Sale
Sale Pending

$495,000

4 beds • 3 baths • 1 half baths • 2,497 sqft

Estimated Payment

$ 3,029 /mo. †

6.76% APR for 30 yrs.
$5,494 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $198.24
    Price per square foot

  • 41-50 Years Old
    Age

  • Fireplace
    Fireplace

Explore this Property

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERSWelcome to this stunning 4-bedroom plus a bonus room, 3 1/2-bathroom, custom home nestled on over 2 acres of land, the biggest pool on the market, and a barn! This property offers the perfect combination of privacy, charm, and modern amenities, making it the ideal retreat for your family.With a VA assumable loan And a 2.49% interest rate, 6608 Lois Street, Panama City FL 32404 is an ideal opportunity. As you approach, the large gravel driveway and picturesque custom Tudor-style windows set the tone for what lies inside. Step into the open and airy living space, featuring vaulted ceilings, a wood-burning stone fireplace, and an abundance of natural light that creates a warm and inviting atmosphere. The spacious layout flows effortlessly from room to room, making it perfect for both everyday living and entertaining. If it's a big family you are trying to accommodate this home is perfect, whether you work from home or home school there is an abundance of space.The kitchen is complete with granite countertops, custom cabinetry, and a breakfast bar. Whether you're preparing a casual meal or hosting a dinner party, this kitchen is sure to impress. Plus, beautiful Tudor sliding doors lead you out to a large, enclosed sun room, offering sweeping views of the pool and expansive backyard. It's the perfect spot to relax and enjoy the peaceful surroundings.The main level also boasts a private master suite, with an office conveniently located next door, offering a serene space for work or relaxation. A den off the living room adds even more flexibility to the floor plan. Upstairs, you'll find two additional bedrooms, a full bathroom, and additional storage space, providing ample space for family and guests.Outside, the true beauty of this property shines. The large 20x40 in-ground pool that is 8 feet deep on the deep end invites you to cool off and unwind, not only is this pool huge, deep, and new but it also offers a sun step to enjoy. The elegant pavers really finish this space nicely while the massive 28x22- barn offers endless possibilities for storage, hobbies, or even converting it into a workshop or studio.The garage provides even more storage and features pull-down steps leading to a large loft area. This space offers incredible potential to be finished out into additional living space or keep it for storage or an art studio..There's plenty of space for outdoor activities, gardening, or simply enjoying the wide-open space. This lot is also large enough for horses, goats and other livestock.Located just 7.7 miles from Tyndall Air Force Base and a short distance to shopping, dining, and entertainment, this home offers both convenience and tranquility.Don't miss out on the opportunity to make this unique and stunning property your own! Schedule a showing today and experience all this incredible home has to offer.
MLS# 768015

Courtesy Of Coldwell Banker Carroll Realty, Inc.

(850) 231-2154

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Porch, Ceiling Fan
  • Appliances
    Dishwasher, Oven, Range, Washer
  • Architecture Style
    Tudor
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Brick
  • Fireplace
    Fireplace
  • Heating System
    Central Furnace
  • Lot Size
    2.46 Acres
  • Rooms
    Dining Room, Kitchen, Living Room, Loft

Map and Directions

Directions to 6608 Lois Street, Panama City, FL 32404

Home seller CENTURY 21 Commander Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Commander Realty, Inc.

(850) 769-8326
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,571
  • Property Taxes
    $457
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,029

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Callaway Elementary School

Grades KG-5 Public School

Panama City, FL 32404 0.6 miles
7115 e highway 22

384 total students
17:1 Student teacher ratio

School Rating: B+

School Details

Rutherford High School

Grades 6-12 Public School

Panama City, FL 32401 2.7 miles
1000 school ave

1379 total students
17:1 Student teacher ratio

School Rating: D+

School Details
Other Nearby Schools Distance Type Grades School Rating
Parker Elementary School 1.6 miles Public PK-5 C-
Margaret K. Lewis In Millville 2.9 miles Public PK-12
Cedar Grove Elementary School 3.3 miles Public PK-5 F
Rosenwald High School 4 miles Public 6-12 F
Merriam Cherry Street Elementary School 4.1 miles Public PK-5 C-
Eagle Nest Christian Academy 4.4 miles Private PK-12
Holy Nativity Episcopal School 4.6 miles Private PK-8
Tyndall Academy 4.9 miles Public PK-8 B
Hiland Park Elementary School 4.9 miles Public KG-5 D
Chautauqua Charter School 5.1 miles Public 9-12
Bay High School 5.2 miles Public 9-12 B-
Bay Haven Charter Academy 5.4 miles Public KG-5 B
Bay Haven Charter Middle School 5.4 miles Public 6-8 B
New Horizons Learning Center 5.8 miles Public 6-12
A Crawford Mosley High School 5.9 miles Public 9-12 B
The Northwest Florida Academy 6.6 miles Private 1-11

Parker Elementary School

Distance: 1.6 miles

Type Public

Grades: PK-5

C-

Margaret K. Lewis In Millville

Distance: 2.9 miles

Type Public

Grades: PK-12

Cedar Grove Elementary School

Distance: 3.3 miles

Type Public

Grades: PK-5

F

Rosenwald High School

Distance: 4 miles

Type Public

Grades: 6-12

F

Merriam Cherry Street Elementary School

Distance: 4.1 miles

Type Public

Grades: PK-5

C-

Eagle Nest Christian Academy

Distance: 4.4 miles

Type Private

Grades: PK-12

Holy Nativity Episcopal School

Distance: 4.6 miles

Type Private

Grades: PK-8

Tyndall Academy

Distance: 4.9 miles

Type Public

Grades: PK-8

B

Hiland Park Elementary School

Distance: 4.9 miles

Type Public

Grades: KG-5

D

Chautauqua Charter School

Distance: 5.1 miles

Type Public

Grades: 9-12

Bay High School

Distance: 5.2 miles

Type Public

Grades: 9-12

B-

Bay Haven Charter Academy

Distance: 5.4 miles

Type Public

Grades: KG-5

B

Bay Haven Charter Middle School

Distance: 5.4 miles

Type Public

Grades: 6-8

B

New Horizons Learning Center

Distance: 5.8 miles

Type Public

Grades: 6-12

A Crawford Mosley High School

Distance: 5.9 miles

Type Public

Grades: 9-12

B

The Northwest Florida Academy

Distance: 6.6 miles

Type Private

Grades: 1-11

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Panama City, FL 32404

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Panama City, FL 32404

This community’s employment is highest in the sales and food industries. The area’s overall household expenses are below the national average.

90° July
Hottest Average Month
42° January
Coldest Average Month
15,408 Total Households in Area
7.5% Increase in population since the year 2010
34.3%
of households
have children
28 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Panama City, FL 32404

Panama City, FL 32404 has a population of 40,551 people in 15,408 households with a median age of 40.2 years old.

7.5%
Increase in population
since the year 2010
Population is Trending up
13,605
Total households as of 2010
9.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40.2 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 70%
Black 13%
Hispanic 8%
Other 3%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 70%, followed by Black at 13%, Hispanic at 8%, and Other at 3%.

Economics
for Panama City, FL 32404

146 /sq mi
Population Density
$66,339 /yr
Median Household Income
$281,400
Median Sales Price
28 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.4% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 6%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 11,540 62%
Rented 3,869 21%
Vacant 3,105 17%

White vs Blue Collar Jobs







White Collar 69%
Blue Collar 31%

Family & Education Facts
for Panama City, FL 32404

40.2 Median Age

Average Household Size

2.5
persons per
household

56.7%

Married Households

Community Population By Education

High School Graduate 28%
Some College 27%
Some High School 14%
Associates Degree 13%
Bachelors Degree 12%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 28.35% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
34.3% of households have children

Weather
for Panama City, FL 32404

The weather for this area ranges from a high of 90° F in July to a low of 42° F in January

90° July
Hottest Average Month
42° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
42°
63°
Feb
44°
65°
Mar
50°
71°
Apr
56°
77°
May
64°
84°
Jun
71°
89°
Jul
73°
90°
Aug
73°
90°
Sep
69°
87°
Oct
59°
80°
Nov
50°
72°
Dec
44°
65°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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