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6731 E Fm 1123, Belton, TX 76513

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For Sale

$12,500,000

3 beds • 4 baths • 1 half baths • 5,580 sqft

Estimated Payment

$ 64,196 /mo. †

6.65% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $2,240.14
    Price per square foot

  • 31-40 Years Old
    Age

Explore this Property

A rare opportunity to own one of Central Texas most breathtaking estates Summers Mill Ranch spans 303 meticulously maintained acres with over 1.8 miles of combined frontage along the scenic Lampasas River and historic Salado Creek. This extraordinary property, just outside Belton in the historic resort and equestrian community of Summers Mill, offers limitless potential as a luxury retreat, a working horse or cattle ranch, or an exclusive residential development. A gated entry leads to a nearly 6,000 sq ft custom hilltop home surrounded by majestic century-old oak trees and sweeping views of rolling pastures, hay fields, and the serene waterfront below. The thoughtfully designed residence includes 3 bedrooms, 5 baths, multiple living areas, a richly appointed study, oversized craft room, formal dining space, and a pool ideal for enjoying the expansive countryside setting. Every detail reflects comfort, function, and timeless elegance. The property is thoughtfully cross-fenced and includes frontage on both FM 1123 and Hickerson Road. With no city zoning and favorable development possibilities, this land offers flexibility rarely found in such a prime location. Enjoy fishing along the riverbanks, hiking scenic trails, watching migratory birds, or hunting whitetail deer and other wildlife in a setting where nature and luxury live side by side. Whether you re envisioning a private family ranch, equestrian estate, outdoor lover s paradise, or the next premier riverside community, Summers Mill Ranch delivers unmatched beauty, versatility, and legacy potential. Just minutes from Salado, 20 minutes from Temple, less than an hour from Austin, and under three hours from both Dallas and Houston. Shown by private appointment only.
MLS# 9512248

Courtesy Of Coldwell Banker United, Realtors

(512) 263-5655

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Pool, Ceiling Fan, Security System, Security System, Water Front
  • Appliances
    Cooktop, Cooktop - Electric, Dishwasher, Garbage Disposer, Ice Maker, Microwave, Oven - Double, Refrigerator, Refrigerator - Wine Storage, Warming Drawer, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Brick, Concrete, Glass, Wood Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Brick, Carpet, Marble, Tile, Wood
  • Heating System
    Central Furnace, Fireplace, Hot Water
  • Lot Size
    303.55 Acres
  • Roof Type
    Asphalt
  • Rooms
    Kitchen
  • View Type
    City, Hills, Panorama, Water

Map and Directions

Directions to 6731 E Fm 1123, Belton, TX 76513

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $64,196
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $64,196

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Miller Heights Elementary School

Grades KG-5 Public School

Belton, TX 76513 4.7 miles
1110 fairway dr

305 total students
12:1 Student teacher ratio

School Rating: C

School Details

Belton Middle School

Grades 6-8 Public School

Belton, TX 76513 7.5 miles
1704 sparta rd

741 total students
13:1 Student teacher ratio

School Rating: C-

School Details

Belton High School

Grades 9-12 Public School

Belton, TX 76513 7.6 miles
600 lake rd

2884 total students
15:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Central Texas Christian School 4 miles Private PK-12
Cedar Crest 4.1 miles Public 6-12 D-
Academy Middle School 4.5 miles Public 6-8 B
Academy Intermediate School 4.5 miles Public 3-5 A-
Bell County Alternative School 4.7 miles Public 7-12
Bell County Disciplinary Alternative Education Program 4.7 miles Public 10-12
Academy High School 4.7 miles Public 9-12 C+
Nolan Creek School 5.2 miles Public KG-8 B-
Southwest Elementary School 5.5 miles Public KG-5 D
South Belton Middle School 5.8 miles Public 6-8 D
Raye - Allen Elementary School 5.9 miles Public PK-5 C

Central Texas Christian School

Distance: 4 miles

Type Private

Grades: PK-12

Cedar Crest

Distance: 4.1 miles

Type Public

Grades: 6-12

D-

Academy Middle School

Distance: 4.5 miles

Type Public

Grades: 6-8

B

Academy Intermediate School

Distance: 4.5 miles

Type Public

Grades: 3-5

A-

Bell County Alternative School

Distance: 4.7 miles

Type Public

Grades: 7-12

Bell County Disciplinary Alternative Education Program

Distance: 4.7 miles

Type Public

Grades: 10-12

Academy High School

Distance: 4.7 miles

Type Public

Grades: 9-12

C+

Nolan Creek School

Distance: 5.2 miles

Type Public

Grades: KG-8

B-

Southwest Elementary School

Distance: 5.5 miles

Type Public

Grades: KG-5

D

South Belton Middle School

Distance: 5.8 miles

Type Public

Grades: 6-8

D

Raye - Allen Elementary School

Distance: 5.9 miles

Type Public

Grades: PK-5

C

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Belton, TX 76513

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Belton, TX 76513

This community’s employment is highest in the education and administrative support industries. The area’s overall household expenses are below the national average.

96° August
Hottest Average Month
36° January
Coldest Average Month
17,627 Total Households in Area
4.8% Increase in population since the year 2010
33.5%
of households
have children
24 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Belton, TX 76513

Belton, TX 76513 has a population of 48,363 people in 17,627 households with a median age of 34.3 years old.

4.8%
Increase in population
since the year 2010
Population is Trending up
16,205
Total households as of 2010
9.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 34.3 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 65%
Hispanic 25%
Other 9%
Black 8%
Asian 2%
Native American 1%
The most prevalent ethnicity is White at 65%, followed by Hispanic at 25%, Other at 9%, and Black at 8%.

Economics
for Belton, TX 76513

367 /sq mi
Population Density
$76,306 /yr
Median Household Income
$368,845
Median Sales Price
24 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 14.74% of the households.

Transportation to Work

  • Drive 90%
  • Work from Home 8%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 12,061 64%
Rented 5,566 30%
Vacant 1,222 6%

White vs Blue Collar Jobs







White Collar 75%
Blue Collar 25%

Family & Education Facts
for Belton, TX 76513

34.3 Median Age

Average Household Size

2.6
persons per
household

48.8%

Married Households

Community Population By Education

High School Graduate 23%
Some College 22%
Bachelors Degree 21%
Graduate Degree 13%
Some High School 12%
Associates Degree 10%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 22.72% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
33.5% of households have children

Weather
for Belton, TX 76513

The weather for this area ranges from a high of 96° F in August to a low of 36° F in January

96° August
Hottest Average Month
36° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
36°
59°
Feb
39°
63°
Mar
46°
71°
Apr
55°
78°
May
63°
85°
Jun
70°
91°
Jul
72°
96°
Aug
72°
96°
Sep
66°
90°
Oct
56°
81°
Nov
46°
69°
Dec
38°
61°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 UnlockMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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