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69 Montgomery Street, Cherry Valley, NY 13320

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For Sale

$159,000

3 beds • 1 baths • 1 half baths • 1,538 sqft

Estimated Payment

$ 1,232 /mo. †

6.76% APR for 30 yrs.
$4,875 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $103.38
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

This charming 3 bedroom 1 1/2 bath two-story village home with detached 2 car garage blends character with modern updates. The main floor includes a cozy living room with a wood-burning stove and an extra space for an office, playroom or possible first floor bedroom with views of the back yard, formal dining room, and kitchen with stainless steel appliances, granite countertops, built ins and a bar area for entertaining. The kitchen opens to a back deck with backyard views of the hills and wildlife. A great place to enjoy the outdoors with family and friends. There is a half bath that completes the first floor. Upstairs are three bedrooms, a dedicated laundry room, and a full bath with a clawfoot tub. The home features some original wood floors, most all replacement windows, newer metal roof, hot water tank, and furnace. Outside is a two-stall detached garage with electric for your vehicles and storage, large shed, chicken coop and playhouse and enough yard to garden and entertain. The property is within walking distance to restaurants, bookstore and all that the village has to offer.
MLS# R1586230

Courtesy Of Keller Williams Upstate New York Properties

(607) 431-2540

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck
  • Appliances
    Dishwasher, Oven, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Wood Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Hardwood, Tile
  • Heating System
    Fireplace
  • Lot Size
    0.25 Acres
  • Roof Type
    Metal

Map and Directions

Directions to 69 Montgomery Street, Cherry Valley, NY 13320

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $826
  • Property Taxes
    $406
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,232

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Cherry Valley-springfield Central School

Grades PK-12 Public School

Cherry Valley, NY 13320 1.4 miles
597 county highway 54

416 total students
9:1 Student teacher ratio

School Rating: C-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cherry Valley, NY 13320

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Cherry Valley, NY 13320

This community’s employment is highest in the agriculture and sales industries. The area’s overall household expenses are above the national average.

76° July
Hottest Average Month
9° January
Coldest Average Month
805 Total Households in Area
-1.3% Increase in population since the year 2010
29.7%
of households
have children
27 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cherry Valley, NY 13320

Cherry Valley, NY 13320 has a population of 1,960 people in 805 households with a median age of 46.3 years old.

-1.3%
Decrease in population
since the year 2010
Population is Trending down
821
Total households as of 2010
8.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 94%
Hispanic 1%
Asian <1%
Black <1%
Other <1%
Native American <1%
The most prevalent ethnicity is White at 94%, followed by Hispanic at 1%, Asian at <1%, and Black at <1%.

Economics
for Cherry Valley, NY 13320

27 /sq mi
Population Density
$67,505 /yr
Median Household Income
$176,000
Median Sales Price
27 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.84% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 5%
  • Walk or Bike 5%
  • Public Transit 0%

Occupancy by Type

Owned 683 62%
Vacant 302 27%
Rented 122 11%

White vs Blue Collar Jobs







White Collar 71%
Blue Collar 29%

Family & Education Facts
for Cherry Valley, NY 13320

46.3 Median Age

Average Household Size

2.4
persons per
household

60.7%

Married Households

Community Population By Education

High School Graduate 30%
Bachelors Degree 22%
Associates Degree 15%
Some College 13%
Graduate Degree 12%
Some High School 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 29.75% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.7% of households have children

Weather
for Cherry Valley, NY 13320

The weather for this area ranges from a high of 76° F in July to a low of 9° F in January

76° July
Hottest Average Month
9° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
9°
26°
Feb
11°
29°
Mar
20°
38°
Apr
31°
52°
May
42°
64°
Jun
50°
72°
Jul
55°
76°
Aug
54°
75°
Sep
47°
67°
Oct
37°
56°
Nov
27°
43°
Dec
16°
31°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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