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69 ZUMA Street, Waterloo, IA 50703

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For Sale

$96,000

2 beds • 1 baths • 966 sqft

Estimated Payment

$ 574 /mo. †

6.76% APR for 30 yrs.
$902 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $99.38
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

This home is available in time for you to get in before the holidays. End this year in a new home by adding your personal touch to this cozy space. The front of the home offers you a large deck & then upon entering the home you have a great space for an office area, as you have windows on each side to give you the daylight you want. The main floor also consists of the living room, two bedrooms, one of which currently does have the laundry in it right now, A full bath and the eat-in kitchen. The back door leads you downstairs or outside. Downstairs you have a living space, and a storage room that could be another bedroom if you were to add an egress window. The utilities room along with another shower, and a storage area at the end. You can really make this area into what you need or want. Outside you have the fenced in back yard, a single stall garage & two additional storage sheds. Now is the time to schedule your showing!
MLS# 20245149

Courtesy Of Oakridge Real Estate

(319) 277-5005

Open Houses

March

2

Sunday

In Person

Sunday, March 2, 2025

3:00PM - 4:00PM

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Ceiling Fan
  • Appliances
    Range, Refrigerator, Water - Softener
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Lot Size
    0.17 Acres

Map and Directions

Directions to 69 ZUMA Street, Waterloo, IA 50703

Home seller CENTURY 21 Signature Real Estate

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CENTURY 21 Signature Real Estate

(319) 266-8080
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $499
  • Property Taxes
    $75
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $574

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Highland Elementary School

Grades PK-5 Public School

Waterloo, IA 50703 0.8 miles
812 idaho st

534 total students
12:1 Student teacher ratio

School Rating: C+

School Details

Bunger Middle School

Grades 6-8 Public School

Evansdale, IA 50707 1.8 miles
157 s roosevelt rd

484 total students
13:1 Student teacher ratio

School Rating: C

School Details

Waterloo West High School

Grades 9-12 Public School

Waterloo, IA 50702 2.5 miles
425 e ridgeway ave

1721 total students
17:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Expo Alternative Learning Center 0.9 miles Public 6-12 D
Kittrell Elementary School 1.7 miles Public PK-5 B
Waterloo East High School 1.7 miles Public 9-12 D+
Dr. Walter Cunningham School For Excellence 1.9 miles Public PK-5 C-
Poyner Elementary School 1.9 miles Public PK-5 C
Royal Legacy Christian Academy 1.9 miles Private PK-6
Irving Elementary School 2.2 miles Public KG-5 C-
Blessed Maria Assunta Pallotta Middle School 2.4 miles Private 6-8
Columbus Catholic High School 2.4 miles Private 9-12
Elk Run Early Childhood Center 2.5 miles Public PK
St Edward School 2.6 miles Private KG-5
Kingsley Elementary School 2.9 miles Public KG-5 B
George Washington Carver Academy 3.1 miles Public 6-8 D-
Hoover Middle School 3.2 miles Public 6-8 B-
Lou Henry Elementary School 3.3 miles Public KG-5 B-
Lincoln Elementary School 3.8 miles Public PK-5 C-
Waterloo Christian School 3.9 miles Private KG-12

Expo Alternative Learning Center

Distance: 0.9 miles

Type Public

Grades: 6-12

D

Kittrell Elementary School

Distance: 1.7 miles

Type Public

Grades: PK-5

B

Waterloo East High School

Distance: 1.7 miles

Type Public

Grades: 9-12

D+

Dr. Walter Cunningham School For Excellence

Distance: 1.9 miles

Type Public

Grades: PK-5

C-

Poyner Elementary School

Distance: 1.9 miles

Type Public

Grades: PK-5

C

Royal Legacy Christian Academy

Distance: 1.9 miles

Type Private

Grades: PK-6

Irving Elementary School

Distance: 2.2 miles

Type Public

Grades: KG-5

C-

Blessed Maria Assunta Pallotta Middle School

Distance: 2.4 miles

Type Private

Grades: 6-8

Columbus Catholic High School

Distance: 2.4 miles

Type Private

Grades: 9-12

Elk Run Early Childhood Center

Distance: 2.5 miles

Type Public

Grades: PK

St Edward School

Distance: 2.6 miles

Type Private

Grades: KG-5

Kingsley Elementary School

Distance: 2.9 miles

Type Public

Grades: KG-5

B

George Washington Carver Academy

Distance: 3.1 miles

Type Public

Grades: 6-8

D-

Hoover Middle School

Distance: 3.2 miles

Type Public

Grades: 6-8

B-

Lou Henry Elementary School

Distance: 3.3 miles

Type Public

Grades: KG-5

B-

Lincoln Elementary School

Distance: 3.8 miles

Type Public

Grades: PK-5

C-

Waterloo Christian School

Distance: 3.9 miles

Type Private

Grades: KG-12

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Waterloo, IA 50703

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Waterloo, IA 50703

This community’s employment is highest in the production occupations and healthcare practitioners industries. The area’s overall household expenses are below the national average.

84° July
Hottest Average Month
8° January
Coldest Average Month
7,634 Total Households in Area
-0% Increase in population since the year 2010
28%
of households
have children
19 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Waterloo, IA 50703

Waterloo, IA 50703 has a population of 18,300 people in 7,634 households with a median age of 36.7 years old.

-0%
Decrease in population
since the year 2010
Population is Trending down
7,487
Total households as of 2010
4.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 36.7 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 49%
Black 34%
Hispanic 10%
Other 5%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 49%, followed by Black at 34%, Hispanic at 10%, and Other at 5%.

Economics
for Waterloo, IA 50703

194 /sq mi
Population Density
$43,446 /yr
Median Household Income
$92,000
Median Sales Price
19 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.13% of the households.

Transportation to Work

  • Drive 93%
  • Work from Home 4%
  • Walk or Bike 3%
  • Public Transit 1%

Occupancy by Type

Owned 4,279 50%
Rented 3,354 39%
Vacant 882 10%

White vs Blue Collar Jobs







Blue Collar 54%
White Collar 46%

Family & Education Facts
for Waterloo, IA 50703

36.7 Median Age

Average Household Size

2.4
persons per
household

33.8%

Married Households

Community Population By Education

High School Graduate 36%
Some College 24%
Some High School 15%
Associates Degree 12%
Bachelors Degree 8%
Graduate Degree 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 35.85% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28% of households have children

Weather
for Waterloo, IA 50703

The weather for this area ranges from a high of 84° F in July to a low of 8° F in January

84° July
Hottest Average Month
8° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
8°
26°
Feb
13°
31°
Mar
24°
43°
Apr
36°
59°
May
48°
71°
Jun
58°
80°
Jul
62°
84°
Aug
59°
82°
Sep
50°
74°
Oct
39°
63°
Nov
26°
45°
Dec
14°
31°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Waterloo, IA 50703!
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Copyright © 2025 Northeast Iowa Regional Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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