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695 KY Highway 3018, Cynthiana, KY 41031

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For Sale

$1,099,000

3 beds • 2 baths • 2,761 sqft

Estimated Payment

$ 5,656 /mo. †

6.67% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Farm/Ranch
    Property type

  • $398.04
    Price per square foot

  • 1-5 Years Old
    Age

Explore this Property

Thoughtfully designed home and horse farm developed and built over the last 3 years. A gorgeous modern farmhouse set back from the quiet country road, sits atop the hill with panoramic views. Six of the nine rolling pastures have run in sheds and there are 20+ acres of hay fields which produce as many as 100 large square bales a season. One of the tobacco barns has been beautifully restored into 5 oversized stalls, a tack room, feed room and two grooming bays. You will find custom stall fronts with Lucas V front doors. The aisleway, auxiliary rooms and grooming bays are fully concrete with mats. There is an 80x200 all-weather footing arena. For the outdoorsman the farm has deer and turkey and the half acre pond has been cleaned out and recently stocked with catfish, bass, blue gill, sunfish, and carp. The home was custom built by the owners. Features include; Allura concrete siding, upgraded professional series kitchen appliances, ceiling height cabinets, quartz countertops in the kitchen and baths, 3-zoned heating and air, Anderson windows and a basement media room with surround sound. The owners have thought of everything when designing and building this farm and it shows!
MLS# 24007482

Courtesy Of RE/MAX Creative Realty

(859) 422-2000

Property Features

  • Age
    1-5 Years Old
  • Architecture Style
    Ranch
  • Heating System
    Heat Pump, Zoned
  • Lot Size
    55.88 Acres
  • Rooms
    Dining Room, Great Room, Kitchen

Map and Directions

Directions to 695 KY Highway 3018, Cynthiana, KY 41031

Home seller CENTURY 21 Garner Properties

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CENTURY 21 Garner Properties

(859) 363-9900
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $5,656
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $5,656

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Westside Elementary School

Grades PK-5 Public School

Cynthiana, KY 41031 2.8 miles
1585 ky highway 356

336 total students
14:1 Student teacher ratio

School Rating: C

School Details

Harrison County Middle School

Grades 6-8 Public School

Cynthiana, KY 41031 4.9 miles
269 education dr

674 total students
18:1 Student teacher ratio

School Rating: C

School Details

Harrison County High School

Grades 9-12 Public School

Cynthiana, KY 41031 4.5 miles
320 webster ave

857 total students
20:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
St Edward School 4.4 miles Private PK-5
Harrison County Area Technology Center 4.5 miles Public 8-12
Harrison County Learning Center 4.6 miles Public 6-12
Southside Elementary School 4.8 miles Public PK-5 C-

St Edward School

Distance: 4.4 miles

Type Private

Grades: PK-5

Harrison County Area Technology Center

Distance: 4.5 miles

Type Public

Grades: 8-12

Harrison County Learning Center

Distance: 4.6 miles

Type Public

Grades: 6-12

Southside Elementary School

Distance: 4.8 miles

Type Public

Grades: PK-5

C-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cynthiana, KY 41031

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Cynthiana, KY 41031

This community’s employment is highest in the production occupations and sales industries. The area’s overall household expenses are below the national average.

87° July
Hottest Average Month
23° January
Coldest Average Month
6,758 Total Households in Area
3% Increase in population since the year 2010
30.3%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cynthiana, KY 41031

Cynthiana, KY 41031 has a population of 16,877 people in 6,758 households with a median age of 42.1 years old.

3%
Increase in population
since the year 2010
Population is Trending up
6,501
Total households as of 2010
4.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.1 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 92%
Hispanic 2%
Black 2%
Other <1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 92%, followed by Hispanic at 2%, Black at 2%, and Other at <1%.

Economics
for Cynthiana, KY 41031

71 /sq mi
Population Density
$60,476 /yr
Median Household Income
$256,000
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 17.97% of the households.

Transportation to Work

  • Drive 91%
  • Work from Home 5%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 4,722 65%
Rented 2,036 28%
Vacant 549 8%

White vs Blue Collar Jobs







White Collar 55%
Blue Collar 45%

Family & Education Facts
for Cynthiana, KY 41031

42.1 Median Age

Average Household Size

2.5
persons per
household

54.1%

Married Households

Community Population By Education

High School Graduate 41%
Some College 20%
Some High School 13%
Graduate Degree 10%
Bachelors Degree 9%
Associates Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 40.57% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
30.3% of households have children

Weather
for Cynthiana, KY 41031

The weather for this area ranges from a high of 87° F in July to a low of 23° F in January

87° July
Hottest Average Month
23° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
23°
41°
Feb
24°
45°
Mar
33°
55°
Apr
42°
66°
May
51°
76°
Jun
60°
84°
Jul
64°
87°
Aug
63°
86°
Sep
56°
80°
Oct
44°
69°
Nov
34°
55°
Dec
26°
44°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Lexington-Bluegrass Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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