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696 Ny-9p, Stillwater, NY 12866

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For Sale

$648,000

3 beds • 1 baths • 1 half baths • 1,248 sqft

Estimated Payment

$ 3,732 /mo. †

6.67% APR for 30 yrs.
$4,765 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $519.23
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

Saratoga Lake and the knockout sunset is yours at this lakefront 3-bed, 2-bath home. Set on 50-feet of deeded lakefront with your private dock for boating and entertainment, this 0.35 acres. features a beautiful kitchen with new appliances, enclosed front porch, 200-amp service, insulated windows & skylights. Public sewer & water. This is a rare chance to own your lakefront property in Upstate NY. Owner finance is a plus for this property.
MLS# 202426965

Courtesy Of Gloria Herman

(518) 225-4703

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Deck, Dock, Porch, Patio, Garden, Water Front
  • Appliances
    Oven - Gas, Range, Refrigerator
  • Architecture Style
    Cottage
  • Cooling System
    Window Unit(s) A/C
  • Exterior Type
    Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Vinyl, Wood
  • Heating System
    Baseboard, Fireplace, Hot Water
  • Lot Size
    0.35 Acres
  • Roof Type
    Metal
  • View Type
    Water

Map and Directions

Directions to 696 Ny-9p, Stillwater, NY 12866

Home seller CENTURY 21 Rural Estates

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(518) 895-2902
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,335
  • Property Taxes
    $397
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,732

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Stillwater Elementary School

Grades PK-5 Public School

Stillwater, NY 12170 6.2 miles
1068 hudson ave

487 total students
11:1 Student teacher ratio

School Rating: B

School Details

Stillwater Middle School High School

Grades 6-12 Public School

Stillwater, NY 12170 6.1 miles
1068 hudson ave

570 total students
9:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Malta Montessori 4.2 miles Private PK-5
Waldorf School Of Saratoga Springs 5.5 miles Private PK-12
Saratoga Central Catholic High School 5.6 miles Private 6-12
Saratoga Springs High School 5.8 miles Public 9-12 A-
Geyser Road Elementary School 6.1 miles Public KG-5 C

Malta Montessori

Distance: 4.2 miles

Type Private

Grades: PK-5

Waldorf School Of Saratoga Springs

Distance: 5.5 miles

Type Private

Grades: PK-12

Saratoga Central Catholic High School

Distance: 5.6 miles

Type Private

Grades: 6-12

Saratoga Springs High School

Distance: 5.8 miles

Type Public

Grades: 9-12

A-

Geyser Road Elementary School

Distance: 6.1 miles

Type Public

Grades: KG-5

C

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Stillwater, NY 12866

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Stillwater, NY 12866

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

83° July
Hottest Average Month
11° January
Coldest Average Month
17,238 Total Households in Area
2% Increase in population since the year 2010
19.5%
of households
have children
20 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Stillwater, NY 12866

Stillwater, NY 12866 has a population of 40,302 people in 17,238 households with a median age of 44.6 years old.

2%
Increase in population
since the year 2010
Population is Trending up
17,104
Total households as of 2010
3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.6 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 87%
Hispanic 5%
Asian 3%
Black 2%
Other 1%
Native American <1%
The most prevalent ethnicity is White at 87%, followed by Hispanic at 5%, Asian at 3%, and Black at 2%.

Economics
for Stillwater, NY 12866

562 /sq mi
Population Density
$99,579 /yr
Median Household Income
$515,000
Median Sales Price
20 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 14.54% of the households.

Transportation to Work

  • Drive 80%
  • Work from Home 16%
  • Walk or Bike 4%
  • Public Transit 1%

Occupancy by Type

Owned 10,880 55%
Rented 6,357 32%
Vacant 2,409 12%

White vs Blue Collar Jobs







White Collar 88%
Blue Collar 12%

Family & Education Facts
for Stillwater, NY 12866

44.6 Median Age

Average Household Size

2.2
persons per
household

46.4%

Married Households

Community Population By Education

Bachelors Degree 28%
Graduate Degree 26%
High School Graduate 19%
Some College 12%
Associates Degree 8%
Some High School 6%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 28.15% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
19.6% of households have children

Weather
for Stillwater, NY 12866

The weather for this area ranges from a high of 83° F in July to a low of 11° F in January

83° July
Hottest Average Month
11° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
11°
30°
Feb
13°
34°
Mar
23°
43°
Apr
35°
58°
May
45°
70°
Jun
55°
79°
Jul
59°
83°
Aug
57°
81°
Sep
49°
72°
Oct
38°
61°
Nov
30°
48°
Dec
18°
35°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Stillwater, NY 12866!
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Copyright © 2025 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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