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74 N Oak Avenue, Umatilla, FL 32784

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For Sale

$375,000

4 beds • 2 baths • 1,791 sqft

Estimated Payment

$ 2,581 /mo. †

6.65% APR for 30 yrs.
$7,857 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • $209.38
    Price per square foot

  • 6-10 Years Old
    Age

Explore this Property

We are delighted to present this impressive home showcasing its numerous desirable features including no HOA. This home is spacious with four bedrooms, two bathrooms and a two car garage. The interior tile flooring looks like wood flooring throughout the open concept living area complimented by granite countertops. Conveniently situated to schools and shopping. Offering a peaceful retreat for private time.
MLS# S5122813

Courtesy Of Iron Valley Real Estate Osceola

(407) 698-4663

Property Features

  • Age
    6-10 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dishwasher, Garbage Disposer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Block
  • Floor Covering
    Carpet, Tile
  • Heating System
    Central Furnace
  • Lot Size
    0.27 Acres
  • Rooms
    Dining Room, Great Room, Kitchen

Map and Directions

Directions to 74 N Oak Avenue, Umatilla, FL 32784

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,926
  • Property Taxes
    $654
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,581

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Umatilla Elementary School

Grades PK-5 Public School

Umatilla, FL 32784 1 miles
401 lake st

541 total students
14:1 Student teacher ratio

School Rating: C+

School Details

Umatilla Middle School

Grades 6-8 Public School

Umatilla, FL 32784 0.1 miles
305 e lake st

545 total students
17:1 Student teacher ratio

School Rating: C+

School Details

Umatilla High School

Grades 9-12 Public School

Umatilla, FL 32784 0.3 miles
320 n trowell ave

747 total students
19:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Altoona School 3 miles Public KG-5 B+
Alee Academy 3.6 miles Public KG-8 F
Chosen Generation Christian Academy - Osceola 4.1 miles Private 1-12
Eustis Middle School 4.8 miles Public 6-8 D+

Altoona School

Distance: 3 miles

Type Public

Grades: KG-5

B+

Alee Academy

Distance: 3.6 miles

Type Public

Grades: KG-8

F

Chosen Generation Christian Academy - Osceola

Distance: 4.1 miles

Type Private

Grades: 1-12

Eustis Middle School

Distance: 4.8 miles

Type Public

Grades: 6-8

D+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Umatilla, FL 32784

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Umatilla, FL 32784

This community’s employment is highest in the food and construction industries. The area’s overall household expenses are above the national average.

92° July
Hottest Average Month
46° January
Coldest Average Month
4,952 Total Households in Area
8.3% Increase in population since the year 2010
31%
of households
have children
34 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Umatilla, FL 32784

Umatilla, FL 32784 has a population of 12,197 people in 4,952 households with a median age of 45.1 years old.

8.3%
Increase in population
since the year 2010
Population is Trending up
4,493
Total households as of 2010
6.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 45.1 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 83%
Hispanic 10%
Black 4%
Other 3%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 83%, followed by Hispanic at 10%, Black at 4%, and Other at 3%.

Economics
for Umatilla, FL 32784

109 /sq mi
Population Density
$70,414 /yr
Median Household Income
$239,000
Median Sales Price
34 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.52% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 10%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 3,770 66%
Rented 1,183 21%
Vacant 770 13%

White vs Blue Collar Jobs







White Collar 68%
Blue Collar 32%

Family & Education Facts
for Umatilla, FL 32784

45.1 Median Age

Average Household Size

2.5
persons per
household

58.6%

Married Households

Community Population By Education

High School Graduate 33%
Some College 23%
Some High School 16%
Bachelors Degree 11%
Associates Degree 10%
Graduate Degree 7%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 33% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
31% of households have children

Weather
for Umatilla, FL 32784

The weather for this area ranges from a high of 92° F in July to a low of 46° F in January

92° July
Hottest Average Month
46° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
46°
70°
Feb
48°
72°
Mar
52°
77°
Apr
57°
83°
May
63°
88°
Jun
69°
90°
Jul
71°
92°
Aug
71°
91°
Sep
70°
89°
Oct
62°
83°
Nov
53°
76°
Dec
47°
71°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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