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820 Avenue Z Nw, Winter Haven, FL 33881

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For Sale

$299,900

4 beds • 2 baths • 2,082 sqft

Estimated Payment

$ 1,781 /mo. †

6.76% APR for 30 yrs.
$2,674 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $144.04
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

HUGE PRICE REDUCTION ON THIS GORGEOUS TRI-LEVEL HISTORIC HOME...featuring much of its original character brought back to life! Characteristics such as original wood flooring, beautiful, exposed beams in the kitchen, along with the original wood cabinetry, and door-framing with its gorgeous 1925 decorative woodwork. As you enter the home you are adorned by the beautiful natural light that shines into the open foyer with gorgeous, polished marble-look tile flooring, and straight ahead is the beautiful stone fireplace that has been updated with a gorgeous whitewash & refinished wood mantel. This large living space has beautiful, refinished wood flooring and is your thoroughfare to the formal dining room and large kitchen in one direction & master bedroom, plus gorgeous stairway for all 3 upstairs bedrooms in the other direction. Also on the main living level of this home is a bonus room, featuring wood flooring and the perfect place to maintain an outdoor view while working from your home office. The master suite is on the lower-level of this tri-level home, which has its own entry/exit door to the exterior of the home, walk-in closet & gorgeous, updated bathroom. Plenty of backyard space to enjoy outdoor activates or just sit back and relax on your large 29x8 covered back porch. In the back yard is also a storage shed (18x20) to keep all of your tools and equipment out of the weather. Close to the beautifully revamped historic downtown Winter Haven, major roadways to lead you to neighboring towns (Hwy 17, Hwy 92, Polk Parkway), shopping, medical facilities and restaurants. Updates include: Roof (2021), 2 central A/C units (2022), Electrical Completely rewired (2022), tented for termites in 2018. Call today to schedule your showing of this gorgeous historic beauty!
MLS# P4931677

Courtesy Of Coldwell Banker Real Estate Winter Haven

(863) 294-7541

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Ceiling Fan
  • Appliances
    Dryer, Range, Refrigerator
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Laminate, Tile, Tile - Ceramic, Wood
  • Heating System
    Central Furnace, Fireplace
  • Lot Size
    0.3 Acres
  • Rooms
    Dining Room, Kitchen, Living Room

Map and Directions

Directions to 820 Avenue Z Nw, Winter Haven, FL 33881

Home seller CENTURY 21 Watson & Myers Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Watson & Myers Realty

(863) 324-1000
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,558
  • Property Taxes
    $222
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,781

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Clarence Boswell Elementary School

Grades PK-5 Public School

Auburndale, FL 33823 5.6 miles
2820 k ville ave

513 total students
14:1 Student teacher ratio

School Rating: C-

School Details

Walter Caldwell Elementary School

Grades PK-5 Public School

Auburndale, FL 33823 2.8 miles
141 dairy rd

726 total students
17:1 Student teacher ratio

School Rating: B-

School Details

Westwood Middle School

Grades 6-8 Public School

Winter Haven, FL 33881 2.4 miles
3520 avenue j nw

727 total students
17:1 Student teacher ratio

School Rating: D

School Details

Winter Haven Senior High School

Grades 9-12 Public School

Winter Haven, FL 33880 2.7 miles
600 6th st se

2303 total students
22:1 Student teacher ratio

School Rating: D

School Details
Other Nearby Schools Distance Type Grades School Rating
Treasures Of Life Academy 0.5 miles Private 1-12
New Beginnings High School 0.5 miles Public 6-12 D
Winter Haven Head Start 0.6 miles Public PK
St Joseph Catholic School 1.1 miles Private PK-8
Jewett Middle Academy Magnet 1.1 miles Public 6-8 B
Jewett School Of The Arts 1.2 miles Public PK-8 C+
Fred Garner Elementary School 1.4 miles Public PK-5 C-
Beymer United Methodist Preschool & Kindergarten 1.5 miles Private PK-KG
Hartridge Academy 1.6 miles Public KG-5 B
Inwood Elementary School 1.8 miles Public PK-5 D+
Chain Of Lakes Collegiate High School 1.9 miles Public 11-12 A+
Future Scholars Christian Academy 2.1 miles Private KG-10
Future Scholars Christian Academy 2.1 miles Private KG-9
Cypress Junction Montessori 2.1 miles Public PK-8 C-
Immanuel Lutheran 2.1 miles Private KG-8
Denison Middle School 2.2 miles Public 6-8 D
Grace Lutheran School 2.2 miles Private PK-8
Language & Literacy Academy For Learning 2.3 miles Public PK-12
Frank E. Brigham Academy 2.4 miles Public PK-5 A+

Treasures Of Life Academy

Distance: 0.5 miles

Type Private

Grades: 1-12

New Beginnings High School

Distance: 0.5 miles

Type Public

Grades: 6-12

D

Winter Haven Head Start

Distance: 0.6 miles

Type Public

Grades: PK

St Joseph Catholic School

Distance: 1.1 miles

Type Private

Grades: PK-8

Jewett Middle Academy Magnet

Distance: 1.1 miles

Type Public

Grades: 6-8

B

Jewett School Of The Arts

Distance: 1.2 miles

Type Public

Grades: PK-8

C+

Fred Garner Elementary School

Distance: 1.4 miles

Type Public

Grades: PK-5

C-

Beymer United Methodist Preschool & Kindergarten

Distance: 1.5 miles

Type Private

Grades: PK-KG

Hartridge Academy

Distance: 1.6 miles

Type Public

Grades: KG-5

B

Inwood Elementary School

Distance: 1.8 miles

Type Public

Grades: PK-5

D+

Chain Of Lakes Collegiate High School

Distance: 1.9 miles

Type Public

Grades: 11-12

A+

Future Scholars Christian Academy

Distance: 2.1 miles

Type Private

Grades: KG-10

Future Scholars Christian Academy

Distance: 2.1 miles

Type Private

Grades: KG-9

Cypress Junction Montessori

Distance: 2.1 miles

Type Public

Grades: PK-8

C-

Immanuel Lutheran

Distance: 2.1 miles

Type Private

Grades: KG-8

Denison Middle School

Distance: 2.2 miles

Type Public

Grades: 6-8

D

Grace Lutheran School

Distance: 2.2 miles

Type Private

Grades: PK-8

Language & Literacy Academy For Learning

Distance: 2.3 miles

Type Public

Grades: PK-12

Frank E. Brigham Academy

Distance: 2.4 miles

Type Public

Grades: PK-5

A+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Winter Haven, FL 33881

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Winter Haven, FL 33881

This community’s employment is highest in the healthcare practitioners and administrative support industries. The area’s overall household expenses are below the national average.

92° August
Hottest Average Month
50° January
Coldest Average Month
17,075 Total Households in Area
10.2% Increase in population since the year 2010
29.2%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Winter Haven, FL 33881

Winter Haven, FL 33881 has a population of 41,878 people in 17,075 households with a median age of 44.8 years old.

10.2%
Increase in population
since the year 2010
Population is Trending up
15,180
Total households as of 2010
9.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.8 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 50%
Black 28%
Hispanic 24%
Other 9%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 50%, followed by Black at 28%, Hispanic at 24%, and Other at 9%.

Economics
for Winter Haven, FL 33881

1,380 /sq mi
Population Density
$49,504 /yr
Median Household Income
$269,550
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 19.44% of the households.

Transportation to Work

  • Drive 90%
  • Work from Home 6%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 11,599 60%
Rented 5,476 28%
Vacant 2,156 11%

White vs Blue Collar Jobs







White Collar 64%
Blue Collar 36%

Family & Education Facts
for Winter Haven, FL 33881

44.8 Median Age

Average Household Size

2.4
persons per
household

45.5%

Married Households

Community Population By Education

High School Graduate 35%
Some College 25%
Some High School 13%
Bachelors Degree 12%
Associates Degree 10%
Graduate Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 34.56% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.1% of households have children

Weather
for Winter Haven, FL 33881

The weather for this area ranges from a high of 92° F in August to a low of 50° F in January

92° August
Hottest Average Month
50° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
50°
73°
Feb
51°
75°
Mar
55°
79°
Apr
60°
84°
May
65°
89°
Jun
70°
91°
Jul
72°
92°
Aug
72°
92°
Sep
71°
90°
Oct
65°
85°
Nov
57°
79°
Dec
51°
74°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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