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8399 N Bella Ripa Terrace, Crystal River, FL 34428

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For Sale

$350,000

3 beds • 2 baths • 1 half baths • 2,351 sqft

Estimated Payment

$ 1,989 /mo. †

6.76% APR for 30 yrs.
$2,053 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $148.87
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Price Improvement! Nestled in a highly sought-after neighborhood, this beautifully remodeled block home offers a rare combination of modern convenience and timeless charm. The home boasts a list of upgrades, including new drywall, fixtures, roof, air conditioning, cabinets, windows, doors, plumbing, and wiring. Everything has been carefully updated while preserving the integrity of its solid block construction. Perfectly positioned on a corner fenced lot, the property features lush landscaping, an RV hook-up, and plenty of outdoor space, making it an excellent choice for outdoor enthusiasts. With room to add a pool and a fenced yard, great for hosting gatherings, relaxing in the Florida sun, or creating a retreat for pets and loved ones. Located just minutes from the Gulf of Mexico, local springs, and serene Lake Rousseau, the home offers easy access to natural beauty with just a short drive to restaurants, shopping, and everyday conveniences. Free from HOA restrictions, this property provides the freedom to make it your own. Inside, the home is designed for comfort and functionality. A kitchen with modern appliances and a cozy bay window breakfast nook serves as the heart of the home, while an extra-large laundry room and patio-accessible bathroom add to its practicality. Natural light flows throughout the living spaces, highlighting features such as sliding doors leading to the back patio from the master bedroom, dining area, and a secondary bedroom all seamlessly blending indoor and outdoor living. Additional amenities include covered parking and two spacious sheds, offering ample storage for tools, recreational equipment, or gardening supplies. Whether you envision starting a garden, enjoying leisurely bike rides, or simply relaxing in the tranquility of this inviting neighborhood, this home is a must-see. Don t miss the chance to own a property that combines modern upgrades, outdoor charm, and a prime location, offering a lifestyle tailored to your needs.
MLS# 840130

Courtesy Of EXIT Riverside Realty

(352) 462-7170

Property Features

  • Age
    21-30 Years Old
  • Appliances
    Cooktop, Dishwasher, Garbage Disposer, Microwave, Oven, Refrigerator, Washer
  • Architecture Style
    Ranch
  • Exterior Type
    Stucco
  • Floor Covering
    Tile, Vinyl
  • Heating System
    Central Furnace
  • Lot Size
    1.06 Acres
  • Roof Type
    Asphalt

Map and Directions

Directions to 8399 N Bella Ripa Terrace, Crystal River, FL 34428

Home seller CENTURY 21 J W Morton Real Estate, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 J W Morton Real Estate, Inc.

(352) 726-6668
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,818
  • Property Taxes
    $171
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,989

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Citrus Virtual Instruction Program

Grades KG-12 Public School

Inverness, FL 34450 17.8 miles
1007 w main st

School Details

Crystal River Primary School

Grades PK-5 Public School

Crystal River, FL 34428 5.8 miles
8624 w crystal st

621 total students
15:1 Student teacher ratio

School Rating: C+

School Details

Crystal River Middle School

Grades 6-8 Public School

Crystal River, FL 34428 5.7 miles
344 ne crystal st

895 total students
16:1 Student teacher ratio

School Rating: D+

School Details

Crystal River High School

Grades 9-12 Public School

Crystal River, FL 34428 5.3 miles
3195 crystal river high dr

1193 total students
19:1 Student teacher ratio

School Rating: D+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Crystal River, FL 34428

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Crystal River, FL 34428

This community’s employment is highest in the administrative support and healthcare practitioners industries. The area’s overall household expenses are above the national average.

91° July
Hottest Average Month
46° January
Coldest Average Month
4,586 Total Households in Area
8.3% Increase in population since the year 2010
18.2%
of households
have children
23 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Crystal River, FL 34428

Crystal River, FL 34428 has a population of 9,998 people in 4,586 households with a median age of 55.4 years old.

8.3%
Increase in population
since the year 2010
Population is Trending up
4,177
Total households as of 2010
4.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 55.4 years old. The smallest percentage group is 65-74 years and the largest percentage is the 6-11 years age range.

Community Population By Ethnicity

White 88%
Hispanic 5%
Black 2%
Other 1%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 88%, followed by Hispanic at 5%, Black at 2%, and Other at 1%.

Economics
for Crystal River, FL 34428

155 /sq mi
Population Density
$50,984 /yr
Median Household Income
$187,550
Median Sales Price
23 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 18.93% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 11%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 3,422 64%
Rented 1,164 22%
Vacant 775 14%

White vs Blue Collar Jobs







White Collar 77%
Blue Collar 23%

Family & Education Facts
for Crystal River, FL 34428

55.4 Median Age

Average Household Size

2.2
persons per
household

48.4%

Married Households

Community Population By Education

High School Graduate 33%
Some College 25%
Bachelors Degree 13%
Some High School 12%
Associates Degree 9%
Graduate Degree 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 32.88% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
18.2% of households have children

Weather
for Crystal River, FL 34428

The weather for this area ranges from a high of 91° F in July to a low of 46° F in January

91° July
Hottest Average Month
46° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
46°
69°
Feb
48°
71°
Mar
53°
76°
Apr
58°
81°
May
65°
87°
Jun
71°
90°
Jul
73°
91°
Aug
73°
91°
Sep
71°
89°
Oct
63°
84°
Nov
54°
77°
Dec
48°
71°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 REALTORS Association of Citrus County, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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