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8407 Thomas Drive 2, Panama City Beach, FL 32408

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For Sale

$499,999

2 beds • 1 baths • 1 half baths • 1,279 sqft

Estimated Payment

$ 2,785 /mo. †

6.85% APR for 30 yrs.
$1,963 in taxes
Change Loan Terms

  • Single Family Attached
    Property type

  • 1982
    Year built

  • $390.93
    Price per square foot

  • Electric
    Fireplace Description

Explore this Property

Are you looking for your own private vacation spot on the Beach? Are you no longer wanting to share your space at your home away from home? If so, check out this unit located on the beach side of Thomas Drive. That's right, beachside, so only 100 feet to the Beach with no road in between you and the sparkling teal waters of Panama City Beach. Spacious and clean, this unit is close enough to the Beach to enjoy the sound of the waves from your Master bedroom-covered balcony that overlooks the courtyard and pool area. This property has very low HOAs and only eight owners, so you will enjoy having the place mostly to yourself the majority of the time. Downstairs is very spacious and tastefully complemented with tile floors. The kitchen features solid wood cabinets, lots of cabinet and counter space, a breakfast bar, and a full-sized laundry room just off the kitchen for convenience. The living area features a view of the courtyard and a patio with waterproof decking. Also, the downstairs has a half bath, a large storage closet/pantry, and exterior storage just off the covered patio. Journey upstairs to find two sizeable bedrooms, both big enough to fit a king-size bed with lots of extra space. One bedroom has a large walk-in closet, and the master bedroom has double closets and a covered balcony that overlooks the courtyard and pool area; both the balcony and covered also include weatherproof decking and an additional storage closet, but most importantly, the sound of the waves hitting the coast just outside your master bedroom double glass doors. The four-piece bathroom features a custom double sink vanity with a marble countertop and can be accessed from the hall or the master bedroom. Enjoy many upgrades, including storm glass doors, a custom front door, upgraded lighting, resist light, marble countertops, tile floors, wood floors, LVP, stainless steel appliances, a water heater and pressure tank, and an upgraded washer and dryer that will convey with the sale along with most of the furniture making this property turn-key and ready for your next vacation. Another fantastic feature of this townhome is that the roof is separate for each unit, so you will not have to worry about sharing any roofing costs. This townhome is only 100 feet from Beach Access 20 and are long-term tenants only, so there is no need for concerns about vacationers being in and out of your courtyard and a large community private pool and patio area.
MLS# 752929

Listed By CENTURY 21 Ryan Realty

Property Features

  • Appliances
    Dryer, Garbage Disposal, Washer
  • Exterior Living Space
    Patio
  • Fireplace Description
    Electric
  • Heating - Fuel Type
    Other
  • Roof
    Metal Roof
  • Style
    Other Style

Map and Directions

Directions to 8407 Thomas Drive 2, Panama City Beach, FL 32408

Home seller Meet the Agent,
Melany Hathcock

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Melany Hathcock

of CENTURY 21 Ryan Realty

(850) 628-0253
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,621
  • Property Taxes
    $163
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,785

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Breakfast Point Academy

Grades KG-8 Public School

Panama City Beach, FL 32407 3 miles
601 n richard jackson blvd

1048 total students
15:1 Student teacher ratio

School Rating: B

School Details

J.r. Arnold High School

Grades 9-12 Public School

Panama City Beach, FL 32407 3.2 miles
550 n alf coleman rd

1563 total students
26:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Patronis Elementary School 1.3 miles Public KG-5 B
Hutchison Beach Elementary School 3.9 miles Public KG-5 B+
Lucille Moore Elementary School 4.9 miles Public PK-5 C+
Surfside Middle School 5 miles Public 6-8 B-

Patronis Elementary School

Distance: 1.3 miles

Type Public

Grades: KG-5

B

Hutchison Beach Elementary School

Distance: 3.9 miles

Type Public

Grades: KG-5

B+

Lucille Moore Elementary School

Distance: 4.9 miles

Type Public

Grades: PK-5

C+

Surfside Middle School

Distance: 5 miles

Type Public

Grades: 6-8

B-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Panama City Beach, FL 32408

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Panama City Beach, FL 32408

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
43° January
Coldest Average Month
7,537 Total Households in Area
4.9% Increase in population since the year 2010
27.2%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Panama City Beach, FL 32408

Panama City Beach, FL 32408 has a population of 15,982 people in 7,537 households with a median age of 43.1 years old.

4.9%
Increase in population
since the year 2010
Population is Trending up
6,836
Total households as of 2010
9.6%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.1 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 81%
Hispanic 7%
Black 4%
Other 3%
Asian 2%
Native American <1%
The most prevalent ethnicity is White at 81%, followed by Hispanic at 7%, Black at 4%, and Other at 3%.

Economics
for Panama City Beach, FL 32408

1,394 /sq mi
Population Density
$72,603 /yr
Median Household Income
$417,500
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.96% of the households.

Transportation to Work

  • Drive 90%
  • Work from Home 6%
  • Walk or Bike 2%
  • Public Transit 1%

Occupancy by Type

Vacant 7,061 48%
Owned 5,489 38%
Rented 2,048 14%

White vs Blue Collar Jobs







White Collar 76%
Blue Collar 24%

Family & Education Facts
for Panama City Beach, FL 32408

43.1 Median Age

Average Household Size

2.1
persons per
household

50.4%

Married Households

Community Population By Education

Bachelors Degree 26%
Some College 22%
High School Graduate 20%
Associates Degree 17%
Graduate Degree 11%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 26.01% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
27.2% of households have children

Weather
for Panama City Beach, FL 32408

The weather for this area ranges from a high of 90° F in July to a low of 43° F in January

90° July
Hottest Average Month
43° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
43°
63°
Feb
45°
66°
Mar
51°
71°
Apr
57°
78°
May
65°
84°
Jun
71°
89°
Jul
74°
90°
Aug
73°
90°
Sep
70°
88°
Oct
60°
81°
Nov
51°
72°
Dec
45°
65°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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