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8520 N Lagoon Drive, Panama City, FL 32408

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For Sale

$275,000

2 beds • 2 baths

Estimated Payment

$      /mo. †

APR for 30 years

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  • Townhouse
    Property type

  • Newly Listed
    Time on Century 21

  • 41-50 Years Old
    Age

Explore this Property

No-HOA Coastal Townhome on North Lagoon Dr. Steps to the Beach + Proven ROI This charming 2-bedroom, 2-bath coastal townhome sits in one of the most desirable pockets of Panama City Beach-less than half a mile to the sand and free from the restrictions and fees of an HOA. Whether you're looking for a personal getaway, a second home, or an income-producing property, this one delivers on all fronts. With extra sleeping space and an ideal layout for vacationers, this townhome has already proven itself as a strong performer, grossing just over $27K in 2025 with more potential to unlock. Highlights: - No HOA: Flexibility, freedom, and lower overhead. - Prime Location: Quick beach access, close to top dining, boating, and entertainment along North Lagoon. - 2 Bedrooms + Extra Sleeping Area: Comfortably hosts families or groups. - 2 Full Baths: Convenience for guests and personal use. - Turnkey Investment: A cozy, coastal escape that's already generating impressive ROI. - Perfect for a Second Home: Use it when you want-earn income when you're away. A rare, no-HOA opportunity this close to the beach doesn't come around often. Your coastal investment-and personal retreat-awaits.
MLS# 782549

Courtesy Of Dalton Wade

(888) 668-8283

Property Features

  • Age
    41-50 Years Old

Map and Directions

Directions to 8520 N Lagoon Drive, Panama City, FL 32408

Home seller CENTURY 21 Ryan Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Ryan Realty

(850) 233-7926
Learn More About Us

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Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.