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853 Indies Road, Ramrod Key, FL 33042

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For Sale

$999,000

3 beds • 2 baths • 1,248 sqft

Estimated Payment

$ 5,455 /mo. †

6.63% APR for 30 yrs.
$4,022 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $800.48
    Price per square foot

  • 11-20 Years Old
    Age

  • Hot Tub Spa
    Amenities

Explore this Property

MUST SEE! Beautifully maintained 3-bedroom + bonus room, 2-bathroom, canal front home on Ramrod Key. Built in 2006 and lovingly cared for, this home is clean and bright with a well-thought split floor plan that maximizes the space for both family-living and entertaining. The primary bedroom includes an en-suite bath and features a fourth room, perfect for an office, den, nursery, or whatever you might need. The large, screened back porch is accessible from the living room, primary and secondary bedrooms and offers serene canal views while the front deck overlooks pristine salt ponds with spectacular, uninterrupted sunset views. Native foliage preserves the privacy of the yard space while still providing access to one of the best boating canals in the Lower Keys. The outdoor space includes a canoe/kayak/paddleboard launch (less than 1,000 feet to open water), hot tub, outdoor shower, covered storage and parking. Plans for a 40' dock were created in 2001 and deemed permissible by the Army Corps of Engineers. The elevated home was built to withstand 175 mph winds. The new metal roof was installed in 2017. This home checks so many boxes. Don't miss the opportunity to make it your own!
MLS# 612210

Courtesy Of Coldwell Banker Schmitt Real Estate Co. (KW)

(305) 296-7727

Property Features

  • Age
    11-20 Years Old
  • Amenities
    Ceiling Fan, Hot Tub Spa, Water Front
  • Appliances
    Dishwasher, Freezer, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Floor Covering
    Tile
  • Lot Size
    0.14 Acres
  • Roof Type
    Metal

Map and Directions

Directions to 853 Indies Road, Ramrod Key, FL 33042

Home seller CENTURY 21 Circle

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Circle

(305) 292-2921
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $5,120
  • Property Taxes
    $335
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $5,455

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

We don't have all the school attendance zone information for this listing. Contact a local CENTURY 21 office for more information.

Other Nearby Schools Distance Type Grades School Rating
Big Pine Academy 3.2 miles Public PK-5 A

Big Pine Academy

Distance: 3.2 miles

Type Public

Grades: PK-5

A

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Ramrod Key, FL 33042

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Ramrod Key, FL 33042

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are above the national average.

89° August
Hottest Average Month
64° January
Coldest Average Month
2,710 Total Households in Area
-2.7% Increase in population since the year 2010
21.2%
of households
have children
26 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Ramrod Key, FL 33042

Ramrod Key, FL 33042 has a population of 5,661 people in 2,710 households with a median age of 49.5 years old.

-2.7%
Decrease in population
since the year 2010
Population is Trending down
2,625
Total households as of 2010
4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 49.5 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 84%
Hispanic 12%
Other 3%
Black 2%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 84%, followed by Hispanic at 12%, Other at 3%, and Black at 2%.

Economics
for Ramrod Key, FL 33042

45 /sq mi
Population Density
$96,727 /yr
Median Household Income
$800,000
Median Sales Price
26 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 15.94% of the households.

Transportation to Work

  • Drive 80%
  • Work from Home 17%
  • Walk or Bike 4%
  • Public Transit 0%

Occupancy by Type

Owned 2,200 55%
Vacant 1,265 32%
Rented 510 13%

White vs Blue Collar Jobs







White Collar 76%
Blue Collar 24%

Family & Education Facts
for Ramrod Key, FL 33042

49.5 Median Age

Average Household Size

2.1
persons per
household

58.1%

Married Households

Community Population By Education

Bachelors Degree 25%
High School Graduate 24%
Some College 23%
Graduate Degree 16%
Associates Degree 9%
Some High School 3%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 24.74% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
21.2% of households have children

Weather
for Ramrod Key, FL 33042

The weather for this area ranges from a high of 89° F in August to a low of 64° F in January

89° August
Hottest Average Month
64° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
64°
75°
Feb
66°
76°
Mar
68°
79°
Apr
72°
82°
May
75°
85°
Jun
78°
88°
Jul
79°
89°
Aug
79°
89°
Sep
78°
88°
Oct
75°
84°
Nov
71°
80°
Dec
66°
76°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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