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8538 SW 207th Ter, Cutler Bay, FL 33189

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For Sale
Sale Pending

$576,900

4 beds • 2 baths • 1,459 sqft

Estimated Payment

$ 3,158 /mo. †

6.76% APR for 30 yrs.
$1,934 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $395.41
    Price per square foot

  • 31-40 Years Old
    Age

Explore this Property

Welcome to your dream family home in Cutler Bay! This spacious 4-bedroom, 2-bathroom residence is nestled in a gated community, offering the perfect blend of comfort and style for modern families. The heart of the home is a spacious kitchen with ample countertops and generous storage, ideal for cooking and entertaining. A cozy family room provides additional living space for relaxation and gatherings. **TOTAL A/C IS 1832 SQ FT** Step outside to a charming backyard featuring a large mango tree and a storage shed to meet all your needs. The community boasts its very own beach just a short walk away. Enjoy the best of family living with nearby shopping, top-rated schools, and parks.
MLS# A11734762

Courtesy Of EXP REALTY LLC

(888) 883-8509

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Patio, Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Exterior Type
    Block
  • Floor Covering
    Laminate
  • Heating System
    Central Furnace

Map and Directions

Directions to 8538 SW 207th Ter, Cutler Bay, FL 33189

Home seller CENTURY 21 World Connection

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CENTURY 21 World Connection

(786) 900-0155
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,996
  • Property Taxes
    $161
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,158

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Dr. Edward L. Whigham Elementary School

Grades PK-5 Public School

Cutler Bay, FL 33189 0.7 miles
21545 sw 87th ave

665 total students
15:1 Student teacher ratio

School Rating: B-

School Details

Cutler Bay Academy Of Advanced Studies, Cutler Ridge Campus

Grades 6-8 Public School

Cutler Bay, FL 33157 1.6 miles
19400 gulfstream rd

952 total students
17:1 Student teacher ratio

School Rating: C

School Details

Miami Southridge Senior High School

Grades 9-12 Public School

Miami, FL 33157 3.1 miles
19355 sw 114th ave

1973 total students
20:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Cutler Bay Senior High School 0.3 miles Public 9-12 A
Golden Horizon Academy - Cutler Bay 0.6 miles Private KG-7
Mater Academy Bay Elementary School 0.9 miles Public KG-5 A
Mater Academy Bay Middle School 0.9 miles Public 6-8 A+
Mater Academy Bay High School 0.9 miles Public 9-12 B+
Whispering Pines Elementary School 1.2 miles Public PK-5 A
Gulfstream Elementary School 1.3 miles Public PK-5 B+
Cutler Ridge Elementary School 1.7 miles Public PK-5 C+
Bel-aire Elementary School 2 miles Public PK-5 B+
Our Lady Of The Holy Rosary-st Richard School 2 miles Private PK-8
Klc Academy And Learning Center 2.1 miles Private KG-2
Mlmpi Preparatory Academy 3 2.1 miles Private 6-12
Mlmpi Preparatory Academy 3 2.1 miles Private 6-12
Palmer Trinity School 2.2 miles Private 6-12
Alexander Montessori School 2.4 miles Private PK-KG
Alexander Montessori School 2.4 miles Private PK-5
Career Preparatory Academy Of South 2.4 miles Private 7-12
Coral Reef Montessori Academy Charter 2.4 miles Public KG-8 B-

Cutler Bay Senior High School

Distance: 0.3 miles

Type Public

Grades: 9-12

A

Golden Horizon Academy - Cutler Bay

Distance: 0.6 miles

Type Private

Grades: KG-7

Mater Academy Bay Elementary School

Distance: 0.9 miles

Type Public

Grades: KG-5

A

Mater Academy Bay Middle School

Distance: 0.9 miles

Type Public

Grades: 6-8

A+

Mater Academy Bay High School

Distance: 0.9 miles

Type Public

Grades: 9-12

B+

Whispering Pines Elementary School

Distance: 1.2 miles

Type Public

Grades: PK-5

A

Gulfstream Elementary School

Distance: 1.3 miles

Type Public

Grades: PK-5

B+

Cutler Ridge Elementary School

Distance: 1.7 miles

Type Public

Grades: PK-5

C+

Bel-aire Elementary School

Distance: 2 miles

Type Public

Grades: PK-5

B+

Our Lady Of The Holy Rosary-st Richard School

Distance: 2 miles

Type Private

Grades: PK-8

Klc Academy And Learning Center

Distance: 2.1 miles

Type Private

Grades: KG-2

Mlmpi Preparatory Academy 3

Distance: 2.1 miles

Type Private

Grades: 6-12

Mlmpi Preparatory Academy 3

Distance: 2.1 miles

Type Private

Grades: 6-12

Palmer Trinity School

Distance: 2.2 miles

Type Private

Grades: 6-12

Alexander Montessori School

Distance: 2.4 miles

Type Private

Grades: PK-KG

Alexander Montessori School

Distance: 2.4 miles

Type Private

Grades: PK-5

Career Preparatory Academy Of South

Distance: 2.4 miles

Type Private

Grades: 7-12

Coral Reef Montessori Academy Charter

Distance: 2.4 miles

Type Public

Grades: KG-8

B-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Cutler Bay, FL 33189

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Cutler Bay, FL 33189

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are below the national average.

90° August
Hottest Average Month
59° January
Coldest Average Month
9,019 Total Households in Area
-1.6% Increase in population since the year 2010
36.7%
of households
have children
39 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Cutler Bay, FL 33189

Cutler Bay, FL 33189 has a population of 26,453 people in 9,019 households with a median age of 44.7 years old.

-1.6%
Decrease in population
since the year 2010
Population is Trending down
9,294
Total households as of 2010
3.4%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.7 years old. The smallest percentage group is 45-54 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

Hispanic 68%
White 30%
Black 11%
Other 11%
Asian 2%
Native American <1%
The most prevalent ethnicity is Hispanic at 68%, followed by White at 30%, Black at 11%, and Other at 11%.

Economics
for Cutler Bay, FL 33189

4,167 /sq mi
Population Density
$61,622 /yr
Median Household Income
$544,500
Median Sales Price
39 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.22% of the households.

Transportation to Work

  • Drive 85%
  • Work from Home 10%
  • Walk or Bike 3%
  • Public Transit 2%

Occupancy by Type

Owned 5,269 56%
Rented 3,749 40%
Vacant 332 4%

White vs Blue Collar Jobs







White Collar 72%
Blue Collar 28%

Family & Education Facts
for Cutler Bay, FL 33189

44.7 Median Age

Average Household Size

2.9
persons per
household

45%

Married Households

Community Population By Education

High School Graduate 31%
Bachelors Degree 21%
Some College 16%
Some High School 15%
Associates Degree 9%
Graduate Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 30.78% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
36.7% of households have children

Weather
for Cutler Bay, FL 33189

The weather for this area ranges from a high of 90° F in August to a low of 59° F in January

90° August
Hottest Average Month
59° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
59°
76°
Feb
60°
77°
Mar
63°
79°
Apr
66°
82°
May
71°
85°
Jun
74°
88°
Jul
75°
89°
Aug
75°
90°
Sep
75°
88°
Oct
71°
85°
Nov
66°
80°
Dec
60°
77°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 MIAMI Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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