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86 Loudermilk Road, Whitley City, KY 42653

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For Sale
Sale Pending

$120,000

2 beds • 1 baths • 1,120 sqft

Estimated Payment

$ 615 /mo. †

6.63% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $107.14
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

Nestled in a convenient location close to town, this charming two-bedroom, one-bathroom home Featuring hardwood floors throughout and boasting a detached garage, this property offers both comfort and practicality for its inhabitants. Stepping inside, you're welcomed into a cozy living space adorned with gleaming hardwood floors that exude warmth and character. Large windows allow natural light to flood the room, creating an inviting atmosphere for relaxation or entertaining guests. The open layout seamlessly connects the living area to the adjacent dining space, providing an ideal setting for intimate meals and gatherings. Down the hallway, you'll find two comfortably sized bedrooms, each boasting hardwood floors and ample closet space. Below, an unfinished basement offers additional potential for expansion and customization. Whether used for storage, a home gym, or a workshop, this versatile space provides endless possibilities to suit your lifestyle needs. detached garage provides convenient parking and storage space for vehicles, outdoor gear, and household essentials.
MLS# 24026521

Courtesy Of Weichert Realtors Ford Brothers

(606) 679-2656

Property Features

  • Age
    21-30 Years Old
  • Appliances
    Range
  • Architecture Style
    Ranch
  • Cooling System
    Heat Pumps
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Laminate, Wood
  • Heating System
    Heat Pump
  • Lot Size
    0.6 Acres
  • Rooms
    Kitchen, Living Room

Map and Directions

Directions to 86 Loudermilk Road, Whitley City, KY 42653

Home seller CENTURY 21 Advantage Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Advantage Realty

(606) 451-1021
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $615
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $615

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Whitley City Elementary School

Grades KG-5 Public School

Whitley City, KY 42653 1.8 miles
2819 n highway 27

497 total students
15:1 Student teacher ratio

School Rating: B+

School Details

Mccreary County Middle School

Grades 6-8 Public School

Stearns, KY 42647 2.2 miles
180 raider way

601 total students
17:1 Student teacher ratio

School Rating: D+

School Details

Mccreary Central High School

Grades 9-12 Public School

Stearns, KY 42647 2 miles
400 raider way

843 total students
18:1 Student teacher ratio

School Rating: C-

School Details
Other Nearby Schools Distance Type Grades School Rating
Mccreary County Preschool North 1.8 miles Public PK

Mccreary County Preschool North

Distance: 1.8 miles

Type Public

Grades: PK

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Whitley City, KY 42653

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Whitley City, KY 42653

This community’s employment is highest in the food and administrative support industries. The area’s overall household expenses are below the national average.

86° July
Hottest Average Month
24° January
Coldest Average Month
2,060 Total Households in Area
-0.6% Increase in population since the year 2010
37.9%
of households
have children
28 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Whitley City, KY 42653

Whitley City, KY 42653 has a population of 4,804 people in 2,060 households with a median age of 38.3 years old.

-0.6%
Decrease in population
since the year 2010
Population is Trending down
1,881
Total households as of 2010
8.9%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 38.3 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 93%
Black 2%
Hispanic 1%
Other <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 93%, followed by Black at 2%, Hispanic at 1%, and Other at <1%.

Economics
for Whitley City, KY 42653

46 /sq mi
Population Density
$34,213 /yr
Median Household Income
$150,500
Median Sales Price
28 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 27.05% of the households.

Transportation to Work

  • Drive 92%
  • Walk or Bike 6%
  • Work from Home 2%
  • Public Transit 0%

Occupancy by Type

Owned 1,296 56%
Rented 764 33%
Vacant 235 10%

White vs Blue Collar Jobs







White Collar 60%
Blue Collar 40%

Family & Education Facts
for Whitley City, KY 42653

38.3 Median Age

Average Household Size

2.3
persons per
household

55%

Married Households

Community Population By Education

High School Graduate 40%
Some High School 22%
Some College 21%
Associates Degree 10%
Bachelors Degree 4%
Graduate Degree 3%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 40.32% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
37.9% of households have children

Weather
for Whitley City, KY 42653

The weather for this area ranges from a high of 86° F in July to a low of 24° F in January

86° July
Hottest Average Month
24° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
24°
45°
Feb
26°
49°
Mar
34°
58°
Apr
42°
69°
May
51°
76°
Jun
59°
83°
Jul
63°
86°
Aug
62°
86°
Sep
55°
80°
Oct
43°
70°
Nov
34°
58°
Dec
27°
48°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Whitley City, KY 42653!
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Copyright © 2025 Lexington-Bluegrass Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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