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8700 Front Beach Road 1312, Panama City Beach, FL 32407

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For Sale

$320,000

2 beds • 2 baths • 1 half baths • 1,325 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Condominium
    Property type

  • 2008
    Year built

  • $241.51
    Price per square foot

Explore this Property

Escape to your own paradise at Island Reserve, a gated community in Panama City Beach. Imagine waking up just minutes from the sandy shores, the sound of gentle waves a constant reminder of your carefree lifestyle. Ditch the worries of yard work and spend your days basking by the expansive lagoon pool, a shimmering centerpiece surrounded by lush landscaping. For the fitness enthusiasts, a state-of-the-art fitness center awaits, equipped with everything you need to maintain your active lifestyle. But Island Reserve isn't just about relaxation within its walls. Step outside and discover a vibrant world at your fingertips. Explore a diverse selection of incredible restaurants, from casual beachside cafes to upscale fine dining. Indulge in a shopping spree at nearby stores, or create lasting memories with your family at Shipwreck Island and family friendly water activities. This wonderful location is perfect for anyone seeking a low-maintenance lifestyle. No more weekends spent mowing lawns or fixing leaky faucets - here, you have the freedom to focus on what truly matters: spending quality time with loved ones, exploring new adventures, and soaking up every moment of your time in paradise. The inviting community room at Island Reserve fosters a sense of belonging. It's the perfect place to connect with your neighbors, host gatherings, or simply relax with a good book. Imagine evenings spent socializing with new friends, making lasting connections that will enrich your life. Island Reserve isn't just a place to live - it's a lifestyle. It's about embracing the carefree spirit of Panama City Beach, indulging in its endless possibilities, and creating memories that will last a lifetime. The pictures of furnishings are not current. Also all existing furnishings are negotiable. Island Reserve is a VA approved condo.
MLS# 756500

Listed By CENTURY 21 Ryan Realty

Property Features

  • Community Type
    Gated
  • Heating - Fuel Type
    Other
  • Style
    Other Style

Map and Directions

Directions to 8700 Front Beach Road 1312, Panama City Beach, FL 32407

Home seller Meet the Agent,
Danielle Kemp

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Danielle Kemp

of CENTURY 21 Ryan Realty

(850) 896-2487
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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