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897 Ny-40, Schaghticoke, NY 12121

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For Sale
Sale Pending

$225,000

3 beds • 1 baths • 1,242 sqft

Estimated Payment

$ 1,557 /mo. †

6.65% APR for 30 yrs.
$4,820 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $181.16
    Price per square foot

  • Over 50 Years Old
    Age

  • Fireplace
    Heating System

Explore this Property

This charming single-family home features three bedrooms and one bathroom within 1,242 square feet of living space. The property offers a cozy and inviting atmosphere, perfect for someone looking for a peaceful retreat. With a well-maintained interior and accommodating layout, the home provides comfortable living areas and potential for personalization. New 150 Amp electrical service and breaker panel 2024. Wood floors under carpet! The outdoor space also offers opportunities for gardening or relaxation, create your own retreat down by the brook. Located in a quaint community, this home is conveniently situated near local amenities and natural beauty, making it an ideal choice for anyone seeking a blend of comfort and convenience.
MLS# 202427923

Courtesy Of Howard Hanna Real Estate Services

15183714500

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dryer, Microwave, Range, Refrigerator
  • Architecture Style
    Cape Cod
  • Exterior Type
    Wood Siding
  • Fireplace
    Fireplace
  • Floor Covering
    Carpet, Hardwood, Wood
  • Heating System
    Fireplace, Forced Air
  • Lot Size
    2.17 Acres
  • Roof Type
    Slate

Map and Directions

Directions to 897 Ny-40, Schaghticoke, NY 12121

Home seller CENTURY 21 Rural Estates

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(518) 895-2902
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,156
  • Property Taxes
    $401
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,557

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Hoosic Valley Elementary School

Grades PK-6 Public School

Schaghticoke, NY 12154 4.4 miles
22 pleasant ave

446 total students
9:1 Student teacher ratio

School Rating: D

School Details

Hoosic Valley Junior Senior High School

Grades 7-12 Public School

Schaghticoke, NY 12154 4.4 miles
Rt 67

435 total students
10:1 Student teacher ratio

School Rating: C

School Details
Other Nearby Schools Distance Type Grades School Rating
Waterford-halfmoon Elementary School 4.1 miles Public KG-6 C-
Waterford-halfmoon Junior-senior High School 4.1 miles Public 7-12 B+
Turnpike Elementary School 4.7 miles Public PK-2
St Mary's School 5 miles Private PK-7
Mechanicville Junior/senior High School 5.4 miles Public 6-12 C-
Mechanicville Elementary School 5.8 miles Public KG-5 C+

Waterford-halfmoon Elementary School

Distance: 4.1 miles

Type Public

Grades: KG-6

C-

Waterford-halfmoon Junior-senior High School

Distance: 4.1 miles

Type Public

Grades: 7-12

B+

Turnpike Elementary School

Distance: 4.7 miles

Type Public

Grades: PK-2

St Mary's School

Distance: 5 miles

Type Private

Grades: PK-7

Mechanicville Junior/senior High School

Distance: 5.4 miles

Type Public

Grades: 6-12

C-

Mechanicville Elementary School

Distance: 5.8 miles

Type Public

Grades: KG-5

C+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Schaghticoke, NY 12121

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Schaghticoke, NY 12121

This community’s employment is highest in the construction and administrative support industries. The area’s overall household expenses are above the national average.

82° July
Hottest Average Month
11° January
Coldest Average Month
931 Total Households in Area
-1.3% Increase in population since the year 2010
28.4%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Schaghticoke, NY 12121

Schaghticoke, NY 12121 has a population of 2,349 people in 931 households with a median age of 42.5 years old.

-1.3%
Decrease in population
since the year 2010
Population is Trending down
953
Total households as of 2010
2.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 42.5 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 93%
Hispanic 2%
Black <1%
Asian <1%
Other <1%
Native American <1%
The most prevalent ethnicity is White at 93%, followed by Hispanic at 2%, Black at <1%, and Asian at <1%.

Economics
for Schaghticoke, NY 12121

101 /sq mi
Population Density
$103,816 /yr
Median Household Income
$274,097
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $100-124,999k representing 21.92% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 9%
  • Public Transit 1%
  • Walk or Bike 0%

Occupancy by Type

Owned 887 90%
Vacant 55 6%
Rented 45 5%

White vs Blue Collar Jobs







White Collar 72%
Blue Collar 28%

Family & Education Facts
for Schaghticoke, NY 12121

42.5 Median Age

Average Household Size

2.5
persons per
household

61.6%

Married Households

Community Population By Education

High School Graduate 39%
Some College 21%
Bachelors Degree 14%
Associates Degree 13%
Graduate Degree 8%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 39.45% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
28.4% of households have children

Weather
for Schaghticoke, NY 12121

The weather for this area ranges from a high of 82° F in July to a low of 11° F in January

82° July
Hottest Average Month
11° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
11°
30°
Feb
13°
33°
Mar
23°
43°
Apr
34°
56°
May
45°
68°
Jun
54°
77°
Jul
59°
82°
Aug
57°
80°
Sep
49°
72°
Oct
38°
60°
Nov
30°
48°
Dec
18°
35°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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