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93 Oak Drive, Clay City, KY 40312

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For Sale

$199,000

3 beds • 1 baths • 1,000 sqft

Estimated Payment

$ 1,020 /mo. †

6.63% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $199.00
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Welcome to your dream home in the heart of Kentucky! This charming, fully renovated 3-bedroom, 1-bathroom gem boasts 1,000 square feet of cozy living space, perfect for families or first-time buyers. Step inside to discover true hardwood floors that seamlessly flow through each room, leading to a modern kitchen complete with brand-new appliances perfect for whipping up gourmet meals or cozy breakfast pancakes. Nestled on a generous .29-acre lot, enjoy tranquility and privacy in a fully fenced-in yard, ideal for pets or a weekend BBQ. Location is everything, and this home has it all! You're just a stone's throw from the Mountain Parkway, putting you 20 minutes from Winchester, 30 minutes from Lexington, and a quick 10-minute drive to Stanton. And for nature lovers, the breathtaking Red River Gorge awaits nearby for weekend adventures. This home offers the perfect blend of modern convenience and rural charm don't miss your chance to call it yours!
MLS# 24024811

Courtesy Of SimpliHOM

(859) 509-8401

Property Features

  • Age
    41-50 Years Old
  • Appliances
    Dishwasher, Microwave, Washer
  • Architecture Style
    Ranch
  • Cooling System
    Heat Pumps
  • Exterior Type
    Brick, Brick Veneer
  • Floor Covering
    Hardwood, Vinyl
  • Heating System
    Heat Pump
  • Lot Size
    0.29 Acres
  • Roof Type
    Metal
  • Rooms
    Kitchen, Living Room
  • View Type
    Mountain

Map and Directions

Directions to 93 Oak Drive, Clay City, KY 40312

Home seller CENTURY 21 Advantage Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Advantage Realty

(859) 721-0121
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Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,020
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,020

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Clay City Elementary School

Grades PK-5 Public School

Clay City, KY 40312 1.2 miles
4901 main st

451 total students
17:1 Student teacher ratio

School Rating: C-

School Details

Powell County Middle School

Grades 6-8 Public School

Stanton, KY 40380 4 miles
770 w college ave

547 total students
16:1 Student teacher ratio

School Rating: D

School Details

Powell County High School

Grades 9-12 Public School

Stanton, KY 40380 4.1 miles
700 w college ave

656 total students
16:1 Student teacher ratio

School Rating: D-

School Details
Other Nearby Schools Distance Type Grades School Rating
Powell County Academy 4.7 miles Public 6-12
Stanton Elementary School 4.7 miles Public PK-5 C+

Powell County Academy

Distance: 4.7 miles

Type Public

Grades: 6-12

Stanton Elementary School

Distance: 4.7 miles

Type Public

Grades: PK-5

C+

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Clay City, KY 40312

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Clay City, KY 40312

This community’s employment is highest in the sales and transportation industries. The area’s overall household expenses are below the national average.

88° July
Hottest Average Month
23° January
Coldest Average Month
2,265 Total Households in Area
-0.8% Increase in population since the year 2010
29.9%
of households
have children
33 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Clay City, KY 40312

Clay City, KY 40312 has a population of 5,696 people in 2,265 households with a median age of 43.3 years old.

-0.8%
Decrease in population
since the year 2010
Population is Trending down
2,247
Total households as of 2010
3.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 43.3 years old. The smallest percentage group is 25-34 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 95%
Hispanic 1%
Black <1%
Other <1%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 95%, followed by Hispanic at 1%, Black at <1%, and Other at <1%.

Economics
for Clay City, KY 40312

100 /sq mi
Population Density
$34,182 /yr
Median Household Income
$165,000
Median Sales Price
33 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is Under $15k representing 25.06% of the households.

Transportation to Work

  • Drive 96%
  • Work from Home 2%
  • Walk or Bike 0%
  • Public Transit 0%

Occupancy by Type

Owned 1,521 61%
Rented 743 30%
Vacant 234 9%

White vs Blue Collar Jobs







White Collar 55%
Blue Collar 45%

Family & Education Facts
for Clay City, KY 40312

43.3 Median Age

Average Household Size

2.5
persons per
household

42.9%

Married Households

Community Population By Education

High School Graduate 40%
Some High School 19%
Some College 15%
Bachelors Degree 9%
Graduate Degree 9%
Associates Degree 8%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 40.49% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.9% of households have children

Weather
for Clay City, KY 40312

The weather for this area ranges from a high of 88° F in July to a low of 23° F in January

88° July
Hottest Average Month
23° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
23°
44°
Feb
25°
47°
Mar
32°
57°
Apr
41°
68°
May
51°
77°
Jun
60°
84°
Jul
64°
88°
Aug
62°
87°
Sep
55°
81°
Oct
43°
70°
Nov
33°
57°
Dec
26°
46°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Lexington-Bluegrass Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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