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949 W Hwy 22, Union City, TN 38261

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For Sale
Price Reduced

$274,500

3 beds • 2 baths • 1,533 sqft

Estimated Payment

$ 1,447 /mo. †

6.65% APR for 30 yrs.
$450 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 1984
    Year built

  • $179.06
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Escape to the country with this charming 3 bedroom, 2 bathroom home nestled on 1.39 acres, offering 2 lg workshops perfectly situated between the conveniences of Union City and the recreational paradise of Reelfoot Lake! This move-in ready home offers 1,533 sq ft of comfortable living space, featuring a spacious living room with vaulted ceilings and a cozy gas fireplace, perfect for those chilly evenings. The updated kitchen boasts stainless steel appliances and a breakfast nook, ideal for casual dining. The master suite is a true retreat with a remodeled bathroom. But that's not all! This property is a dream for hobbyists and those needing extra storage with two large workshops. The first workshop (30x40) is fully insulated with vinyl metal siding and 110/220 wiring, ready for your projects. The second workshop (24x34) provides ample space for all your storage needs. Additional acreage available with 30x50 barn MLS#45177 - 16.29 Acres - Denson Rd
MLS# 45172

Listed By CENTURY 21 Golden Service Realty & Auction, Inc.

Property Features

  • Age
    Over 50 Years Old
  • Appliances
    Dishwasher, Dryer, Microwave, Range / Oven, Refrigerator, Washer
  • Area Amenities
    Area Fishing, Area Hunting
  • Basement
    Crawl Space
  • Cooling
    Central A/C - Electric
  • Exterior Description
    Brick, Vinyl Siding
  • Fireplace Count
    1 Fireplace
  • Fireplace Description
    Gas
  • Flooring
    Mixed
  • Garage Description
    Carport, Detached Garage
  • General
    Workshop, Ceiling Fan(s)
  • Heating - Fuel Type
    Gas
  • Heating Type
    Forced Air
  • Lot Size
    1-2 Acres, 1.4 Acres
  • Road Type
    County Street
  • Roof
    Asphalt Shingle Roof
  • Sewer
    Septic
  • Style
    Traditional
  • Water
    City Water

Map and Directions

Directions to 949 W Hwy 22, Union City, TN 38261

Home seller Meet the Agent,
Ben Parker

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Ben Parker

of CENTURY 21 Golden Service Realty & Auction, Inc.

(731) 446-7066
Learn More About Me

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $1,410
  • Property Taxes
    $37
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,447

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Room Dimensions

  • Master Bedroom
    16 ft x 16 ft
  • Bedroom 2
    11 ft x 15 ft
  • Bedroom 3
    12 ft x 10 ft
  • Kitchen/Dining
    10 ft x 21 ft
  • Living Room
    21 ft x 16 ft
  • Utility Room
    5 ft x 5 ft

Schools

Lake Road Elementary School

Grades PK-8 Public School

Union City, TN 38261 3.9 miles
1130 e highway 22

544 total students
14:1 Student teacher ratio

School Rating: C+

School Details

Obion County Central High School

Grades 9-12 Public School

Troy, TN 38260 7 miles
528 n us highway 51

759 total students
14:1 Student teacher ratio

School Rating: C

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Union City, TN 38261

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Union City, TN 38261

This community’s employment is highest in the production occupations and sales industries. The area’s overall household expenses are below the national average.

91° July
Hottest Average Month
26° January
Coldest Average Month
7,099 Total Households in Area
-1% Increase in population since the year 2010
29.8%
of households
have children
18 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Union City, TN 38261

Union City, TN 38261 has a population of 17,034 people in 7,099 households with a median age of 40.9 years old.

-1%
Decrease in population
since the year 2010
Population is Trending down
7,171
Total households as of 2010
-0.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 40.9 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 72%
Black 16%
Hispanic 8%
Other 4%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 72%, followed by Black at 16%, Hispanic at 8%, and Other at 4%.

Economics
for Union City, TN 38261

91 /sq mi
Population Density
$45,789 /yr
Median Household Income
$155,000
Median Sales Price
18 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 16.87% of the households.

Transportation to Work

  • Drive 93%
  • Walk or Bike 5%
  • Work from Home 2%
  • Public Transit 0%

Occupancy by Type

Owned 4,054 52%
Rented 3,045 39%
Vacant 657 8%

White vs Blue Collar Jobs







White Collar 55%
Blue Collar 45%

Family & Education Facts
for Union City, TN 38261

40.9 Median Age

Average Household Size

2.4
persons per
household

42.2%

Married Households

Community Population By Education

High School Graduate 44%
Some College 18%
Some High School 16%
Bachelors Degree 10%
Graduate Degree 6%
Associates Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 43.58% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.8% of households have children

Weather
for Union City, TN 38261

The weather for this area ranges from a high of 91° F in July to a low of 26° F in January

91° July
Hottest Average Month
26° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
26°
45°
Feb
30°
50°
Mar
38°
59°
Apr
48°
70°
May
57°
79°
Jun
65°
87°
Jul
68°
91°
Aug
66°
90°
Sep
59°
83°
Oct
47°
73°
Nov
38°
60°
Dec
30°
49°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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