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97 Homestead, White Lake, NY 12786

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For Sale

$1,200,000

3 beds • 2 baths • 1 half baths • 3,200 sqft

Estimated Payment

$ 8,150 /mo. †

6.63% APR for 30 yrs.
$24,000 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • 2007
    Year built

  • $375.00
    Price per square foot

  • 6-10 Years Old
    Age

Explore this Property

You'll love pulling into your driveway to this multi level, custom built home situated on 5 private lakefront acres in the gated community of Chapin Estates The Peninsula. Located in Bethel NY, only 90 minutes from NYC, and minutes from the famous Bethel Woods Performing Arts Center. Once entering, your stress and worries will fade. With 3 levels, great room, and spacious deck, there is plenty of room for family, friends, and natures playground for the little ones and fur babies. Once you walk through the amazing redwood "Taos" door, you'll be swept into the flagstone entryway, then into the great room with beautiful hickory floors and flanked by 2 massive stone fireplaces. The wall of windows, over looks the Toronto Reservoir and brings in the natural light. A great place for entertaining with the "chef's kitchen, with commercial range/oven and hood. Custom cherry cabinets, granite counter tops and a Brazilian soapstone Island completes the picture. Also on the main level you will find office space, and the master bedroom with fireplace, and a huge master bath, half bath and laundry room. walking to the lower level is sitting room with another fireplace and 3 additional nice sized rooms, currently used for those friends and family who love coming to the lake. Also full bath and utility area. Upstairs from main level is also 2 large rooms to be used for whatever you feel, additional bedroom, art studio, office, yoga room. Moving outside from the great room you will find an extensive covered deck with yet another fireplace and room for dining alfresco, overlooking the lake and woods. That makes the 5th fireplace. This home is amazing and is priced to sell. So if you are looking for a private lakefront retreat, that is reasonably priced, come take a look. You will not be disappointed. Reduced to $1,300,000. Great price with bonus new roof going on 11/23.
MLS# 6246261

Listed By CENTURY 21 Country Realty

Property Features

  • Age
    6-10 Years Old
  • Appliances
    Dishwasher, Dryer, Microwave, Range / Oven, Refrigerator, Washer
  • Area Amenities
    Aquatic Activities, Boating, Casino / Gambling, Golf, Area Fishing, Area Hiking, Area Skiing
  • Area Description
    Country Living, Fishing, Privacy
  • Basement
    Full
  • Bath Features
    Stall Shower and Tub, Tub and Shower
  • Body of Water
    Reservoir
  • Cooling
    Central A/C - Gas
  • Exterior Description
    Wood Siding
  • Exterior Living Space
    Deck, Porch
  • Fireplace Count
    4+ Fireplaces
  • Fireplace Description
    Gas, Stone, Wood Burning
  • Flooring
    Hardwood, Tile, Stone
  • Heating - Fuel Type
    Propane
  • Heating Type
    Forced Air, Radiant Floor
  • Interior
    Exercise Area, Fireplace in Master BR, Cathedral Ceilings
  • Kitchen Features
    Granite Countertops, Eat-in Kitchen, Center Island, Country Kitchen
  • Location
    Lakefront
  • Lot Size
    2-5 Acres, 5.05 Acres
  • Pre-Wiring
    Cable
  • Road Type
    Private Road
  • Roof
    Asphalt Shingle Roof
  • Sewer
    Private
  • Style
    Contemporary
  • Water
    Well

Map and Directions

Directions to 97 Homestead, White Lake, NY 12786

Home seller Meet the Agent,
Ellie Hyde

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Ellie Hyde

of CENTURY 21 Country Realty

(845) 798-3086
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $6,150
  • Property Taxes
    $2,000
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $8,150

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Kenneth L Rutherford School

Grades 3-5 Public School

Monticello, NY 12701 7.7 miles
26 patricia pl

510 total students
11:1 Student teacher ratio

School Rating: C-

School Details

Robert J Kaiser Middle School

Grades 6-8 Public School

Monticello, NY 12701 7.6 miles
45 breakey ave

672 total students
11:1 Student teacher ratio

School Rating: D-

School Details

Monticello High School

Grades 9-12 Public School

Monticello, NY 12701 7.6 miles
39 breakey ave

885 total students
12:1 Student teacher ratio

School Rating: D+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for White Lake, NY 12786

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White Lake, NY 12786

This community’s employment is highest in the sales and administrative support industries. The area’s overall household expenses are above the national average.

80° July
Hottest Average Month
12° January
Coldest Average Month
297 Total Households in Area
-0.8% Increase in population since the year 2010
23.1%
of households
have children
20 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for White Lake, NY 12786

White Lake, NY 12786 has a population of 644 people in 297 households with a median age of 57.4 years old.

-0.8%
Decrease in population
since the year 2010
Population is Trending down
287
Total households as of 2010
7.8%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 57.4 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 83%
Hispanic 11%
Other 5%
Black 2%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 83%, followed by Hispanic at 11%, Other at 5%, and Black at 2%.

Economics
for White Lake, NY 12786

37 /sq mi
Population Density
$74,080 /yr
Median Household Income
$244,500
Median Sales Price
20 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.36% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 10%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Vacant 359 55%
Owned 227 35%
Rented 71 11%

White vs Blue Collar Jobs







White Collar 72%
Blue Collar 28%

Family & Education Facts
for White Lake, NY 12786

57.4 Median Age

Average Household Size

2.1
persons per
household

54.1%

Married Households

Community Population By Education

High School Graduate 31%
Bachelors Degree 31%
Some College 18%
Associates Degree 10%
Graduate Degree 6%
Some High School 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 31.31% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
23% of households have children

Weather
for White Lake, NY 12786

The weather for this area ranges from a high of 80° F in July to a low of 12° F in January

80° July
Hottest Average Month
12° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
12°
31°
Feb
13°
33°
Mar
22°
43°
Apr
33°
55°
May
43°
67°
Jun
52°
75°
Jul
56°
80°
Aug
55°
78°
Sep
48°
71°
Oct
37°
60°
Nov
29°
47°
Dec
18°
35°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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