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9859 38th Ter, Branford, FL 32008

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For Sale

$475,000

3 beds • 2 baths • 1,959 sqft

Estimated Payment

$ 2,693 /mo. †

6.65% APR for 30 yrs.
$3,047 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $242.47
    Price per square foot

  • 31-40 Years Old
    Age

Explore this Property

PERFECT LOCATION....SITTING ON THE BANK OF THE SUWANNEE RIVER only 1/4 mile from the confluence with the SANTA FE RIVER making easy boat rides to several springs and the Ichetucknee River. Also navigable to the Gulf of Mexico to the south. This 3 BD/ 2 BA home is situated on a high bank on 1/2 acre with a concrete block SEA WALL along the 100 ft of river frontage! This is a rare find! At the top of the bank is also a covered deck and steps going down to a floating dock. The home is placed on the lot so that you see WONDERFUL VIEWS of the river from the family room picture windows. The large home (1959 sf) has an open concept living, dining, kitchen floor plan with split plan bedrooms. This kitchen has cabinets galore and a breakfast bar. The dining area boasts a built-in display cabinet with additional storage. In addition to the large, comfortable living room, there is a family room with large windows that face the river and also lead onto a covered porch where you can also sit in the hot tub or just lounge and enjoy wonderful views of the relaxing river and back yard. Don't miss fun on the river the rest of the summer! Call soon to set up your viewing of this amazing property!
MLS# 791139

Courtesy Of Hometown Realty of North Florida, Inc.

(352) 463-9001

Property Features

  • Age
    31-40 Years Old
  • Amenities
    Dock, Porch, Ceiling Fan, Water Front, Wired
  • Appliances
    Dishwasher, Range, Refrigerator, Trash Compactor, Washer
  • Architecture Style
    Other
  • Exterior Type
    Vinyl Siding
  • Floor Covering
    Carpet, Vinyl
  • Heating System
    Central Furnace
  • Lot Size
    0.52 Acres
  • Roof Type
    Metal
  • View Type
    Water

Map and Directions

Directions to 9859 38th Ter, Branford, FL 32008

Home seller CENTURY 21 Dianne Chewning & Associates

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Dianne Chewning & Associates

(352) 542-8568
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,439
  • Property Taxes
    $253
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,693

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Bell Elementary School

Grades PK-5 Public School

Bell, FL 32619 9.1 miles
2771 e bell ave

560 total students
16:1 Student teacher ratio

School Rating: B+

School Details

Bell Middle/high School

Grades 6-12 Public School

Bell, FL 32619 9 miles
930 s main st

553 total students
13:1 Student teacher ratio

School Rating: C+

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Branford, FL 32008

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Branford, FL 32008

This community’s employment is highest in the transportation and sales industries. The area’s overall household expenses are below the national average.

92° July
Hottest Average Month
41° January
Coldest Average Month
1,904 Total Households in Area
6.9% Increase in population since the year 2010
29.9%
of households
have children
29 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Branford, FL 32008

Branford, FL 32008 has a population of 4,712 people in 1,904 households with a median age of 46.2 years old.

6.9%
Increase in population
since the year 2010
Population is Trending up
1,851
Total households as of 2010
-0.7%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46.2 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 89%
Hispanic 7%
Other 3%
Black 1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 89%, followed by Hispanic at 7%, Other at 3%, and Black at 1%.

Economics
for Branford, FL 32008

27 /sq mi
Population Density
$46,548 /yr
Median Household Income
$53,400
Median Sales Price
29 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $35-49,999k representing 21.17% of the households.

Transportation to Work

  • Drive 89%
  • Work from Home 5%
  • Walk or Bike 5%
  • Public Transit 0%

Occupancy by Type

Owned 1,592 66%
Vacant 522 22%
Rented 313 13%

White vs Blue Collar Jobs







Blue Collar 53%
White Collar 47%

Family & Education Facts
for Branford, FL 32008

46.2 Median Age

Average Household Size

2.5
persons per
household

50.5%

Married Households

Community Population By Education

High School Graduate 54%
Some High School 18%
Some College 14%
Bachelors Degree 8%
Associates Degree 5%
Graduate Degree 1%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 53.62% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
29.9% of households have children

Weather
for Branford, FL 32008

The weather for this area ranges from a high of 92° F in July to a low of 41° F in January

92° July
Hottest Average Month
41° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
41°
67°
Feb
44°
70°
Mar
49°
76°
Apr
54°
82°
May
62°
88°
Jun
69°
91°
Jul
71°
92°
Aug
71°
92°
Sep
68°
89°
Oct
58°
82°
Nov
49°
75°
Dec
43°
68°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Dixie-Gilchrist-Levy Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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