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989 Chiloway Road, Roscoe, NY 13856

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For Sale

$625,000

4 beds • 2 baths • 700 sqft

Estimated Payment

$ 3,373 /mo. †

6.67% APR for 30 yrs.
$1,875 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $892.86
    Price per square foot

  • 21-30 Years Old
    Age

Explore this Property

This charming single-family river view home located at 989 Chiloway Rd in Roscoe, NY was beautifully renovated in 2024 and offers a cozy spectacular retreat on 2 acres of land. With 4 bedrooms, 2 bathrooms and a finished area of 700 sq. ft. (plus a 700 sq. ft. basement), this property provides ample space for comfortable living. The home features modern trendy amenities and a spacious layout, perfect for entertaining or relaxing in the mountains with loved ones. Situated in a peaceful and picturesque setting, this property is ideal for those seeking a tranquil river view escape in the heart of nature, with top restaurants,golfing, fishing, breweries, distilleries and tons of water activities such as kayaking.
MLS# L3592342

Courtesy Of Karten Real Estate Services

(917) 502-2635

Property Features

  • Age
    21-30 Years Old
  • Amenities
    Water Front
  • Appliances
    Dryer, Freezer, Microwave
  • Architecture Style
    Ranch
  • Exterior Type
    Wood Siding
  • Floor Covering
    Hardwood
  • Heating System
    Baseboard, Forced Air
  • Lot Size
    21.33 Acres
  • Rooms
    Kitchen

Map and Directions

Directions to 989 Chiloway Road, Roscoe, NY 13856

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $3,216
  • Property Taxes
    $156
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $3,373

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Roscoe Central School

Grades PK-12 Public School

Roscoe, NY 12776 6.2 miles
6 academy st

234 total students
9:1 Student teacher ratio

School Rating: C

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Roscoe, NY 13856

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Roscoe, NY 13856

This community’s employment is highest in the administrative support and sales industries. The area’s overall household expenses are above the national average.

79° July
Hottest Average Month
11° January
Coldest Average Month
2,915 Total Households in Area
1% Increase in population since the year 2010
31.4%
of households
have children
21 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Roscoe, NY 13856

Roscoe, NY 13856 has a population of 6,535 people in 2,915 households with a median age of 46.7 years old.

1%
Increase in population
since the year 2010
Population is Trending up
2,901
Total households as of 2010
3.2%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 46.7 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 90%
Hispanic 3%
Black 2%
Other 1%
Asian 1%
Native American <1%
The most prevalent ethnicity is White at 90%, followed by Hispanic at 3%, Black at 2%, and Other at 1%.

Economics
for Roscoe, NY 13856

36 /sq mi
Population Density
$54,198 /yr
Median Household Income
$105,000
Median Sales Price
21 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 18.14% of the households.

Transportation to Work

  • Drive 78%
  • Work from Home 11%
  • Walk or Bike 11%
  • Public Transit 0%

Occupancy by Type

Owned 2,081 52%
Vacant 1,060 27%
Rented 834 21%

White vs Blue Collar Jobs







White Collar 63%
Blue Collar 37%

Family & Education Facts
for Roscoe, NY 13856

46.7 Median Age

Average Household Size

2.2
persons per
household

51.3%

Married Households

Community Population By Education

High School Graduate 47%
Some College 16%
Some High School 12%
Graduate Degree 10%
Bachelors Degree 9%
Associates Degree 6%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 47.12% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
31.4% of households have children

Weather
for Roscoe, NY 13856

The weather for this area ranges from a high of 79° F in July to a low of 11° F in January

79° July
Hottest Average Month
11° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
11°
30°
Feb
12°
32°
Mar
21°
41°
Apr
31°
54°
May
41°
66°
Jun
50°
75°
Jul
55°
79°
Aug
54°
77°
Sep
47°
70°
Oct
36°
59°
Nov
28°
45°
Dec
17°
34°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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