Skip to main content
Back to Search Results
|

E 4th Street, Panama City, FL 32401

Show All 24 Photos
For Sale

$170,000

0.38 acres

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Other Residential
    Property type

  • Newly Listed
    Time on Century 21

  • 0.4 acres
    Lot size

Explore this Property

Don't miss this prime opportunity to build your dream home in The Cove. This 0.38-acre homesite on 4th Street is just steps from the water and within walking or biking distance of downtown Panama City's newly completed Harrison Avenue streetscape-home to local restaurants, boutiques, the arts, and year-round community events. This flat, builder-ready lot in Flood Zone X offers dual access from both 4th Street and the rear alley. Mature landscaping-including magnolia, camellia, camphor, and live oak trees-adds natural beauty and shade, while a small 3-sided storage shed provides convenient space for lawn equipment. Enjoy the charm of The Cove's residential streets with ideal proximity to marinas, waterfront parks, and the Panama City/Bay County government centers. Conveniently located within minutes of Panama City's world-class hospitals and medical specialists. This generous lot is perfectly positioned for a new primary residence, vacation home, or investment build. NO HOA. A recent survey (April 2025) is available, with the subject property identified as ''New Parcel 1.'' Please refer to the survey for precise lot dimensions and layout. Opportunities like this rarely come available in The Cove-secure your homesite today and start planning your build tomorrow. Note: Please give me a courtesy call or text if you plan to walk the property without me present.
MLS# 782506

Courtesy Of Keller Williams Success Realty

(850) 249-0313

Property Features

  • Lot Size
    0.38 Acres

Map and Directions

Directions to E 4th Street, Panama City, FL 32401

Home seller CENTURY 21 Ryan Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Ryan Realty

(850) 233-7926
Learn More About Us

Mortgage Calculator

$
$ %
Loan Term
%
Invalid number

$ /year
$ /year
$ /month

Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

An Equal Opportunity Company

Copyright © 2025 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.