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Lot 2 Cumberland Shores, Monticello, KY 42633

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For Sale

$6,500

1.46 acres

Estimated Payment

$ 34 /mo. †

6.76% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Single Family Acreage
    Property type

  • 1.5 acres
    Lot size

Explore this Property

Spacious, almost an acre and a half lot. If you enjoy hiking, it is a short hike down to the lake. Plus it is close to several ramps for easy lake access. Lots of privacy! Few neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up the place. You don't want a junked up neighborhood do you? Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Despite being next to the lake and giving the feeling of 'being away from it all,' great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours.
MLS# 25001634

Listed By CENTURY 21 Advantage Realty

Property Features

  • Area Amenities
    Aquatic Activities, Boating, Outdoor Activities, Biking, Area Climbing, Area Fishing, Area Hiking, Area Hunting, Area Skiing, Area Boat Ramp
  • Area Description
    Country Living, Fishing, Resort, Green Living, Rock Beach, Cycling, Hunting
  • Body of Water
    Lake
  • Community Type
    Gated
  • Location
    Backs to Park Land
  • Lot Description
    Access Type - Road, Wooded
  • Lot Size
    1/2 - 1 Acre, 1.46 Acres
  • Other
    Association Fee
  • Road Type
    County Street
  • Sewer
    Septic
  • Special Market
    Vacation / Second Home, Resort / Lake
  • Style
    Not Applicable
  • Views
    Mountain, Scenic
  • Water
    City Water

Map and Directions

Directions to Lot 2 Cumberland Shores, Monticello, KY 42633

Home seller Meet the Agent,
Bradley Bigelow

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Bradley Bigelow

of CENTURY 21 Advantage Realty

(606) 271-1896
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $34
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $34

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Bell Elementary School

Grades 1-2 Public School

Monticello, KY 42633 6 miles
278 kenny davis blvd

425 total students
15:1 Student teacher ratio

School Details

Monticello Elementary School

Grades 3-5 Public School

Monticello, KY 42633 6.3 miles
160 cave st

645 total students
16:1 Student teacher ratio

School Rating: D

School Details

Walker Early Learning Center

Grades PK-KG Public School

Monticello, KY 42633 6.4 miles
1080 s main st

360 total students
17:1 Student teacher ratio

School Details

Wayne County Middle School

Grades 6-8 Public School

Monticello, KY 42633 6.3 miles
95 champion dr

694 total students
17:1 Student teacher ratio

School Rating: C-

School Details

Wayne County High School

Grades 9-12 Public School

Monticello, KY 42633 6 miles
2 kenny davis blvd

928 total students
19:1 Student teacher ratio

School Rating: C-

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Monticello, KY 42633

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Monticello, KY 42633

This community’s employment is highest in the production occupations and administrative support industries. The area’s overall household expenses are above the national average.

86° July
Hottest Average Month
24° January
Coldest Average Month
8,342 Total Households in Area
1.5% Increase in population since the year 2010
33.2%
of households
have children
22 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Monticello, KY 42633

Monticello, KY 42633 has a population of 19,187 people in 8,342 households with a median age of 44.3 years old.

1.5%
Increase in population
since the year 2010
Population is Trending up
7,787
Total households as of 2010
5.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 44.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 92%
Hispanic 5%
Other 3%
Black 1%
Asian <1%
Native American <1%
The most prevalent ethnicity is White at 92%, followed by Hispanic at 5%, Other at 3%, and Black at 1%.

Economics
for Monticello, KY 42633

41 /sq mi
Population Density
$44,127 /yr
Median Household Income
$126,850
Median Sales Price
22 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 21.55% of the households.

Transportation to Work

  • Drive 92%
  • Work from Home 6%
  • Walk or Bike 1%
  • Public Transit 0%

Occupancy by Type

Owned 6,061 61%
Rented 2,281 23%
Vacant 1,577 16%

White vs Blue Collar Jobs







White Collar 58%
Blue Collar 42%

Family & Education Facts
for Monticello, KY 42633

44.3 Median Age

Average Household Size

2.3
persons per
household

54.5%

Married Households

Community Population By Education

High School Graduate 42%
Some High School 21%
Some College 16%
Bachelors Degree 10%
Graduate Degree 6%
Associates Degree 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 41.62% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
33.1% of households have children

Weather
for Monticello, KY 42633

The weather for this area ranges from a high of 86° F in July to a low of 24° F in January

86° July
Hottest Average Month
24° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
24°
44°
Feb
27°
49°
Mar
34°
58°
Apr
43°
69°
May
51°
76°
Jun
60°
83°
Jul
64°
86°
Aug
62°
85°
Sep
56°
80°
Oct
44°
70°
Nov
35°
58°
Dec
28°
48°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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