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Lot 281 Clubhouse Circle, St Marys, GA 31558

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For Sale

$89,900

0.45 acres

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Other Residential
    Property type

  • Newly Listed
    Time on Century 21

  • 0.4 acres
    Lot size

Explore this Property

Discover an exceptional opportunity to build your coastal dream home on this expansive 0.45-acre homesite in the premier gated community of Cumberland Harbour. Situated in an area that does not require flood insurance, this lot offers both peace of mind and ample space for creating a custom residence surrounded by nature, privacy, and luxury living. Cumberland Harbour is renowned for its impressive lineup of resort-style amenities, thoughtfully designed for comfort, wellness, and recreation. Residents enjoy three swimming pools, a fully equipped fitness center, tennis and pickleball courts, scenic walking and biking trails, and beautifully maintained parks and green spaces. The community provides direct access to the Intracoastal Waterway and surrounding waterways with a community day dock ideal for boating, fishing, and exploring the coast. Convenience is also a standout feature. This homesite is just minutes from historic downtown St. Marys, charming shops and restaurants, top-rated schools, and the ferry to Cumberland Island National Seashore. Easy access to I-95, Kings Bay Naval Base, and Jacksonville International Airport makes commuting and travel effortless. With its generous size, excellent location, and no flood insurance requirement, this Cumberland Harbour lot is an outstanding canvas for crafting your perfect coastal retreat.
MLS# 1658329

Courtesy Of Monarch and Third Real Estate

(912) 567-6749

Property Features

  • Architecture Style
    Other
  • Lot Size
    0.45 Acres

Map and Directions

Directions to Lot 281 Clubhouse Circle, St Marys, GA 31558

Home seller CENTURY 21 Crest Realty

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Crest Realty

(912) 882-7378
Learn More About Us

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Monthly Payment Breakdown

  • Principle and Interest
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  • Property Taxes
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  • Hazard Insurance
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  • Private Mortgage Insurance
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  • HOA Dues
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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.