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Lot 348 Tree Top Circle, Spencer, TN 38585

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For Sale

$11,500

1.05 acres

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • Newly Listed
    Time on Century 21

  • 1 acres
    Lot size

Explore this Property

1.05 Acre lot for sale in Hawks Bluff community. No HOA or fees but light restrictions do apply. Located just off Baker Mtn Rd. road this lot has easy access to Hwy 111 but feels very secluded from the rest of the world! The lot lays level and is easily walked, a seasonal creek runs beside the right boundary. Electricity and Fiber Optic Internet are available at the road, septic and well are needed. Enjoy all the privacy and beauty this lot has to offer while maintaining convenience to Chattanooga, Sparta, McMinnville and Cookeville! Just minutes from Fall Creek Falls and Rock Island State Parks make this an ideal location for an Airbnb which are permitted. Buyer to verify information to make an informed offer.
MLS# 234235

Courtesy Of RE/MAX Finest

(931) 484-4003

Property Features

  • Amenities
    Dock
  • Architecture Style
    Other
  • Lot Size
    1.05 Acres

Map and Directions

Directions to Lot 348 Tree Top Circle, Spencer, TN 38585

Home seller CENTURY 21 Professional Group

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Professional Group

(423) 949-7653
Learn More About Us

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $0
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $0

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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