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Lot 37 N Mountain Lane, Mill Spring, NC 28756

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For Sale

$100,000

4.17 acres

Estimated Payment

$ 524 /mo. †

6.85% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • 4.2 acres
    Lot size

Explore this Property

4.17 ACRE PROPERTY IN LAKE ADGER- BEAUTIFUL MOUNTAIN VIEW AND DEEDED MARINA SLIP! Build your dream home on this 4.17 acre property in the breathtaking Lake Adger Community! Nestled in the North Carolina Mountains, this property offers mountain views and a deeded marina slip, making it perfect for boating, fishing, enjoying lake life. Additional features include * a shared well access for convenience, * scenic trails nearby for walking and horseback riding, * a peaceful private setting with access to outdoor adventures. Located in one of Western North Carolina's most sought after communities, this property provides the perfect balance of seclusion and accessibility. Whether you are looking for a tranquil getaway or a full time residence, this property has everything you need to enjoy lake living at its finest.
MLS# 4217086

Courtesy Of Jim Smith & Associates

(864) 583-8150

Property Features

  • Architecture Style
    Other
  • Lot Size
    4.17 Acres
  • View Type
    Mountain

Map and Directions

Directions to Lot 37 N Mountain Lane, Mill Spring, NC 28756

Home seller CENTURY 21 Mountain Lifestyles

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Mountain Lifestyles

(828) 692-8275
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $524
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $524

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Sunny View Elementary School

Grades PK-5 Public School

Mill Spring, NC 28756 3 miles
86 sunny view school rd

131 total students
12:1 Student teacher ratio

School Rating: B-

School Details

Polk County Middle School

Grades 6-8 Public School

Mill Spring, NC 28756 3.9 miles
321 wolverine trl

486 total students
12:1 Student teacher ratio

School Rating: B-

School Details

Polk County High School

Grades 9-12 Public School

Columbus, NC 28722 5.4 miles
1681 nc 108 hwy e

619 total students
15:1 Student teacher ratio

School Rating: B-

School Details
Other Nearby Schools Distance Type Grades School Rating
Lake Lure Classical Academy 5 miles Public KG-12 B

Lake Lure Classical Academy

Distance: 5 miles

Type Public

Grades: KG-12

B

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Mill Spring, NC 28756

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Mill Spring, NC 28756

This community’s employment is highest in the personal care and food industries. The area’s overall household expenses are above the national average.

89° July
Hottest Average Month
28° January
Coldest Average Month
1,945 Total Households in Area
4.8% Increase in population since the year 2010
27.4%
of households
have children
28 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Mill Spring, NC 28756

Mill Spring, NC 28756 has a population of 4,400 people in 1,945 households with a median age of 52.3 years old.

4.8%
Increase in population
since the year 2010
Population is Trending up
1,848
Total households as of 2010
3.3%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 52.3 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 88%
Hispanic 6%
Other 3%
Black 2%
Native American <1%
Asian <1%
The most prevalent ethnicity is White at 88%, followed by Hispanic at 6%, Other at 3%, and Black at 2%.

Economics
for Mill Spring, NC 28756

50 /sq mi
Population Density
$53,249 /yr
Median Household Income
$193,750
Median Sales Price
28 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.66% of the households.

Transportation to Work

  • Drive 91%
  • Work from Home 7%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 1,569 58%
Vacant 778 29%
Rented 375 14%

White vs Blue Collar Jobs







White Collar 71%
Blue Collar 29%

Family & Education Facts
for Mill Spring, NC 28756

52.3 Median Age

Average Household Size

2.3
persons per
household

49.5%

Married Households

Community Population By Education

High School Graduate 34%
Some College 20%
Associates Degree 12%
Bachelors Degree 12%
Graduate Degree 11%
Some High School 11%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 34.12% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
27.4% of households have children

Weather
for Mill Spring, NC 28756

The weather for this area ranges from a high of 89° F in July to a low of 28° F in January

89° July
Hottest Average Month
28° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
28°
52°
Feb
31°
56°
Mar
37°
64°
Apr
45°
73°
May
53°
80°
Jun
61°
86°
Jul
65°
89°
Aug
64°
88°
Sep
58°
82°
Oct
46°
73°
Nov
37°
63°
Dec
30°
54°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Mill Spring, NC 28756!
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Copyright © 2025 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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