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Lot 78 Surf Rd, Panacea, FL 32346

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For Sale

$27,500

0.58 acres

Estimated Payment

$ 141 /mo. †

6.63% APR for 30 yrs.
$0 in taxes
Change Loan Terms

  • Other Residential
    Property type

  • 0.6 acres
    Lot size

Explore this Property

The Refuge at Panacea offers premier lots in a private, gated community with close proximity to Ochlockonee Bay. These spacious home sites provide an ideal setting to construct your coastal dream home surrounded by lush natural landscapes backing up to the St Marks Refuge. Residents enjoy convenient access to nearby beaches, marinas, and a variety of dining options showcasing the local flavor. Public sewer, water and underground utilities already on site! An opportunity not to be missed for those seeking a luxurious waterfront lifestyle in this highly desirable Florida location.
MLS# 320733

Courtesy Of Waypoint Properties

(850) 926-9100

Property Features

  • Architecture Style
    Other
  • Lot Size
    0.58 Acres

Map and Directions

Directions to Lot 78 Surf Rd, Panacea, FL 32346

Home seller CENTURY 21 Collins Realty, Inc.

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Collins Realty, Inc.

(850) 927-3100
Learn More About Us

Mortgage Calculator

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Loan Term
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Monthly Payment Breakdown

  • Principle and Interest
    $141
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $141

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Medart Elementary School

Grades PK-5 Public School

Crawfordville, FL 32327 7 miles
2558 coastal hwy

341 total students
14:1 Student teacher ratio

School Rating: B

School Details

Wakulla Virtual Franchise

Grades KG-12 Public School

Crawfordville, FL 32327 13.7 miles
69 arran rd

School Details

Wakulla County Virtual Instruction Program

Grades KG-12 Public School

Crawfordville, FL 32327 13.6 miles
69 arran rd

School Details

Wakulla Middle School

Grades 6-8 Public School

Crawfordville, FL 32327 10.3 miles
22 jean dr

507 total students
16:1 Student teacher ratio

School Rating: C+

School Details

Wakulla High School

Grades 9-12 Public School

Crawfordville, FL 32327 8.9 miles
3237 coastal hwy

1441 total students
18:1 Student teacher ratio

School Rating: B

School Details

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Panacea, FL 32346

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Panacea, FL 32346

This community’s employment is highest in the food and sales industries. The area’s overall household expenses are above the national average.

90° July
Hottest Average Month
42° January
Coldest Average Month
791 Total Households in Area
7.5% Increase in population since the year 2010
26.3%
of households
have children
27 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Panacea, FL 32346

Panacea, FL 32346 has a population of 1,632 people in 791 households with a median age of 50.5 years old.

7.5%
Increase in population
since the year 2010
Population is Trending up
721
Total households as of 2010
5.5%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 50.5 years old. The smallest percentage group is 65-74 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 90%
Black 5%
Hispanic <1%
Asian <1%
Native American <1%
Other <1%
The most prevalent ethnicity is White at 90%, followed by Black at 5%, Hispanic at <1%, and Asian at <1%.

Economics
for Panacea, FL 32346

28 /sq mi
Population Density
$42,803 /yr
Median Household Income
$120,000
Median Sales Price
27 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $25-34,999k representing 23.49% of the households.

Transportation to Work

  • Drive 74%
  • Walk or Bike 15%
  • Work from Home 10%
  • Public Transit 0%

Occupancy by Type

Owned 655 51%
Vacant 484 38%
Rented 136 11%

White vs Blue Collar Jobs







White Collar 73%
Blue Collar 27%

Family & Education Facts
for Panacea, FL 32346

50.5 Median Age

Average Household Size

2
persons per
household

57.7%

Married Households

Community Population By Education

High School Graduate 36%
Some College 24%
Some High School 19%
Bachelors Degree 8%
Associates Degree 8%
Graduate Degree 4%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 36.06% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
26.3% of households have children

Weather
for Panacea, FL 32346

The weather for this area ranges from a high of 90° F in July to a low of 42° F in January

90° July
Hottest Average Month
42° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
42°
63°
Feb
45°
66°
Mar
50°
71°
Apr
56°
78°
May
64°
85°
Jun
70°
90°
Jul
72°
90°
Aug
72°
90°
Sep
69°
88°
Oct
59°
81°
Nov
50°
72°
Dec
44°
65°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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There's more to learn about Panacea, FL 32346!
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Copyright © 2025 Realtor® Association of Franklin & Gulf Counties. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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