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Palm Harbor, FL 34684

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For Sale
Sale Pending

$334,500

2 beds • 2 baths • 1,332 sqft

Estimated Payment

$ 1,918 /mo. †

6.65% APR for 30 yrs.
$2,399 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $251.13
    Price per square foot

  • 41-50 Years Old
    Age

Explore this Property

Under contract-accepting backup offers. Updated attached home with a pond view and no neighbors out back. You will love the serenity of this meticulously maintained home. The fees are very low with the total of Highland Lakes and the villa fee of only $327. Always feel safe with a fireman's front door key box that permits first responder entry. The oversized garage has plenty of room for your car and golf cart. The garage floors have been finished with beautiful durable epoxy. The garage door is hurricane-rated with a new opener. The air conditioning and roof have been recently replaced. The electric panel has been updated. The windows are double pane hurricane rated and help keep you snug and comfortable. This home features vaulted ceilings with large skylights that brighten the living area. The kitchen and bathrooms all have solid surface tops. From the updated kitchen you can see all the way to the beautiful back yard. The Florida Room is surrounded by windows and is kept cool or heated with a newer mini-split system. The bright main bedroom has a view of the pond. The attached bath is recently remodeled including a large shower with seat. Your pet is welcome here--up to 25 pounds. Highland Lakes is the place to live for active over 55 individuals. Amenities are highlighted by FREE Golf. The other things to make this your favorite place to be include a huge, heated pool, modern clubhouse with rooms for socializing, a library, pool tables, card rooms, and a beautiful auditorium for dances, shows and meals. If you enjoy woodworking or ceramics, there are facilities for that too. How about free boat rides on beautiful Lake Tarpon or a place to store your boat or RV? Did I mention friendly and active Pickleball and Tennis clubs and fun-loving people enjoying shuffleboard and bocci? If you enjoy something else there is probably a club or group for that too.
MLS# TB8342938

Courtesy Of Charles Rutenberg Realty, Inc

(727) 538-9200

Property Features

  • Age
    41-50 Years Old
  • Amenities
    Sky light, Ceiling Fan
  • Appliances
    Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Block
  • Floor Covering
    Carpet, Tile, Tile - Ceramic
  • Heating System
    Central Furnace, Wall Unit
  • Lot Size
    0.1 Acres
  • Rooms
    Dining Room, Kitchen, Living Room

Area Map

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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $1,718
  • Property Taxes
    $199
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $1,918

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Highland Lakes Elementary

Grades PK-5 Public School

Palm Harbor, FL 34684 0.6 miles
1230 highlands blvd

487 total students
14:1 Student teacher ratio

School Rating: A-

School Details

Carwise Middle School

Grades 6-8 Public School

Palm Harbor, FL 34684 1.1 miles
3301 bentley dr

1241 total students
19:1 Student teacher ratio

School Rating: B

School Details

Palm Harbor University High

Grades 9-12 Public School

Palm Harbor, FL 34683 2.4 miles
1900 omaha st

2513 total students
23:1 Student teacher ratio

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
Huntington Learning Center 0.7 miles Private 1-12
Center Academy 1.1 miles Private 4-12
Lake St. George Elementary 1.1 miles Public PK-5 A-
Spring Valley School 1.4 miles Private UG
Westlake Christian School 1.5 miles Private KG-8
Palm Harbor Middle School 1.7 miles Public 6-8 B-
Curlew Creek Elementary 1.8 miles Public PK-5 A+
Elisa Nelson Elementary School 2.1 miles Public 1-5 A+
Sutherland Elementary 2.2 miles Public PK-5 A+
Waldorf School Of Tampa Bay 2.3 miles Private PK-8
Plato Academy Palm Harbor Charter School 2.5 miles Public KG-8 A
Ignite Academy 2.7 miles Private KG-4
Ozona Elementary 2.9 miles Public PK-5 A
Chi Chi Rodriquez Academy 3 miles Public 4-8 D-
Garrison - Jones Elementary 3.2 miles Public PK-5 A-
Discovery Academy Of Science 3.5 miles Public KG-8 A-
Guardian Angels Catholic School 3.5 miles Private KG-8

Huntington Learning Center

Distance: 0.7 miles

Type Private

Grades: 1-12

Center Academy

Distance: 1.1 miles

Type Private

Grades: 4-12

Lake St. George Elementary

Distance: 1.1 miles

Type Public

Grades: PK-5

A-

Spring Valley School

Distance: 1.4 miles

Type Private

Grades: UG

Westlake Christian School

Distance: 1.5 miles

Type Private

Grades: KG-8

Palm Harbor Middle School

Distance: 1.7 miles

Type Public

Grades: 6-8

B-

Curlew Creek Elementary

Distance: 1.8 miles

Type Public

Grades: PK-5

A+

Elisa Nelson Elementary School

Distance: 2.1 miles

Type Public

Grades: 1-5

A+

Sutherland Elementary

Distance: 2.2 miles

Type Public

Grades: PK-5

A+

Waldorf School Of Tampa Bay

Distance: 2.3 miles

Type Private

Grades: PK-8

Plato Academy Palm Harbor Charter School

Distance: 2.5 miles

Type Public

Grades: KG-8

A

Ignite Academy

Distance: 2.7 miles

Type Private

Grades: KG-4

Ozona Elementary

Distance: 2.9 miles

Type Public

Grades: PK-5

A

Chi Chi Rodriquez Academy

Distance: 3 miles

Type Public

Grades: 4-8

D-

Garrison - Jones Elementary

Distance: 3.2 miles

Type Public

Grades: PK-5

A-

Discovery Academy Of Science

Distance: 3.5 miles

Type Public

Grades: KG-8

A-

Guardian Angels Catholic School

Distance: 3.5 miles

Type Private

Grades: KG-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Palm Harbor, FL 34684

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Palm Harbor, FL 34684

This community’s employment is highest in the administrative support and food industries. The area’s overall household expenses are above the national average.

91° August
Hottest Average Month
50° January
Coldest Average Month
13,101 Total Households in Area
0.9% Increase in population since the year 2010
19.6%
of households
have children
25 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Palm Harbor, FL 34684

Palm Harbor, FL 34684 has a population of 27,218 people in 13,101 households with a median age of 54.4 years old.

0.9%
Increase in population
since the year 2010
Population is Trending up
12,905
Total households as of 2010
2.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 54.4 years old. The smallest percentage group is 65-74 years and the largest percentage is the 0-5 years age range.

Community Population By Ethnicity

White 85%
Hispanic 9%
Asian 3%
Black 2%
Other 2%
Native American <1%
The most prevalent ethnicity is White at 85%, followed by Hispanic at 9%, Asian at 3%, and Black at 2%.

Economics
for Palm Harbor, FL 34684

3,494 /sq mi
Population Density
$66,716 /yr
Median Household Income
$329,000
Median Sales Price
25 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 20.05% of the households.

Transportation to Work

  • Drive 84%
  • Work from Home 13%
  • Walk or Bike 2%
  • Public Transit 0%

Occupancy by Type

Owned 9,792 68%
Rented 3,308 23%
Vacant 1,262 9%

White vs Blue Collar Jobs







White Collar 84%
Blue Collar 16%

Family & Education Facts
for Palm Harbor, FL 34684

54.4 Median Age

Average Household Size

2
persons per
household

45.8%

Married Households

Community Population By Education

High School Graduate 25%
Bachelors Degree 24%
Some College 24%
Associates Degree 12%
Graduate Degree 11%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 25.09% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
19.5% of households have children

Weather
for Palm Harbor, FL 34684

The weather for this area ranges from a high of 91° F in August to a low of 50° F in January

91° August
Hottest Average Month
50° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
50°
71°
Feb
52°
73°
Mar
57°
77°
Apr
61°
81°
May
67°
86°
Jun
72°
89°
Jul
74°
90°
Aug
74°
91°
Sep
72°
89°
Oct
66°
84°
Nov
58°
78°
Dec
52°
72°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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