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St Cloud, FL 34772

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For Sale

$470,000

4 beds • 3 baths • 2,566 sqft

Estimated Payment

$ 2,778 /mo. †

6.83% APR for 30 yrs.
$3,827 in taxes
Change Loan Terms

  • Single Family Detached
    Property type

  • $183.16
    Price per square foot

  • 6-10 Years Old
    Age

Explore this Property

This property comes with complete solar panel system pay in full. Welcome to Whaley's Creek community, one of the fastest growing towns in Central Florida. This house is a dream come true. Very comfortable and spacious where it has a full side lanai of 18 x 50 , it has a kitchen, a bedroom and an additional room for an office or sleeping room on first floor. Modern kitchen Cabinets, floors and the luxurious living room make this house a vending place. 4-bedroom, laundry, and two bathrooms are on the second floor Ready to move in without having the problems of making any upgrades, all the appliances are energy efficient and as if that were not enough, it has solar panels included and paid for. The location is close to restaurants, Walmart, Walgreens and other businesses, it is also minutes from the turnpike and Route 192. Approximately 15 minutes from Lake Lona and the Veterans Hospital (VA) This house will not last long on the market, take advantage and talk with your realtor.
MLS# S5120010

Courtesy Of LA ROSA REALTY KISSIMMEE

(407) 930-3530

Property Features

  • Age
    6-10 Years Old
  • Amenities
    Ceiling Fan, Garden
  • Appliances
    Dishwasher, Garbage Disposer, Microwave, Range, Refrigerator, Washer
  • Architecture Style
    Other
  • Exterior Type
    Block, Stucco
  • Floor Covering
    Laminate, Tile, Tile - Ceramic
  • Heating System
    Central Furnace
  • Lot Size
    0.14 Acres
  • Rooms
    Dining Room, Family Room, Great Room, Kitchen

Area Map

Home seller CENTURY 21 Next Level

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CENTURY 21 Next Level

(407) 969-0016
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Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,459
  • Property Taxes
    $318
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,778

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Canoe Creek K-8 School

Grades PK-8 Public School

Saint Cloud, FL 34772 0.2 miles
3600 canoe creek rd

630 total students
16:1 Student teacher ratio

School Rating: A

School Details

Harmony High School

Grades 9-12 Public School

Saint Cloud, FL 34771 8 miles
3601 arthur j gallagher blvd

2243 total students
22:1 Student teacher ratio

School Rating: C+

School Details
Other Nearby Schools Distance Type Grades School Rating
Arts Thereafter Christian School 2.3 miles Private KG-11
St. Cloud Preparatory Academy 3.2 miles Public KG-12
Saint Cloud Elementary School 3.4 miles Public PK-5 C+
Michigan Avenue Elementary School 3.6 miles Public PK-5 C+
Saint Cloud High School 3.7 miles Public 9-12 C-
Hickory Tree Elementary School 3.8 miles Public PK-5 B
Saint Cloud Middle School 3.8 miles Public 6-8 C+
Osceola Technical College St Cloud Campus 4 miles Public 11-12
St Cloud Christian Preparatory 4.1 miles Private PK-12
Osceola Center For Early Learning 4.2 miles Public PK
Osceola Virtual Instruction Program 4.2 miles Public KG-12
Osceola Virtual Instruction (course Offerings) 4.2 miles Public 6-12
Osceola Virtual Franchise (secondary) 4.2 miles Public 6-12 A-
Christ Centered Academics 4.3 miles Private KG-11
American Classical Charter Academy 4.3 miles Public KG-12
Creative Inspiration Journey School Of St Cloud 4.4 miles Public KG-5 D+
St Thomas Aquinas Catholic School 4.8 miles Private PK-8
Lakeview Elementary School 4.9 miles Public PK-5 B
Neptune Elementary School 5 miles Public PK-5 C-

Arts Thereafter Christian School

Distance: 2.3 miles

Type Private

Grades: KG-11

St. Cloud Preparatory Academy

Distance: 3.2 miles

Type Public

Grades: KG-12

Saint Cloud Elementary School

Distance: 3.4 miles

Type Public

Grades: PK-5

C+

Michigan Avenue Elementary School

Distance: 3.6 miles

Type Public

Grades: PK-5

C+

Saint Cloud High School

Distance: 3.7 miles

Type Public

Grades: 9-12

C-

Hickory Tree Elementary School

Distance: 3.8 miles

Type Public

Grades: PK-5

B

Saint Cloud Middle School

Distance: 3.8 miles

Type Public

Grades: 6-8

C+

Osceola Technical College St Cloud Campus

Distance: 4 miles

Type Public

Grades: 11-12

St Cloud Christian Preparatory

Distance: 4.1 miles

Type Private

Grades: PK-12

Osceola Center For Early Learning

Distance: 4.2 miles

Type Public

Grades: PK

Osceola Virtual Instruction Program

Distance: 4.2 miles

Type Public

Grades: KG-12

Osceola Virtual Instruction (course Offerings)

Distance: 4.2 miles

Type Public

Grades: 6-12

Osceola Virtual Franchise (secondary)

Distance: 4.2 miles

Type Public

Grades: 6-12

A-

Christ Centered Academics

Distance: 4.3 miles

Type Private

Grades: KG-11

American Classical Charter Academy

Distance: 4.3 miles

Type Public

Grades: KG-12

Creative Inspiration Journey School Of St Cloud

Distance: 4.4 miles

Type Public

Grades: KG-5

D+

St Thomas Aquinas Catholic School

Distance: 4.8 miles

Type Private

Grades: PK-8

Lakeview Elementary School

Distance: 4.9 miles

Type Public

Grades: PK-5

B

Neptune Elementary School

Distance: 5 miles

Type Public

Grades: PK-5

C-

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for St Cloud, FL 34772

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St Cloud, FL 34772

This community’s employment is highest in the sales and construction industries. The area’s overall household expenses are below the national average.

92° July
Hottest Average Month
49° January
Coldest Average Month
15,865 Total Households in Area
9.1% Increase in population since the year 2010
37.7%
of households
have children
37 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for St Cloud, FL 34772

St Cloud, FL 34772 has a population of 47,997 people in 15,865 households with a median age of 36.5 years old.

9.1%
Increase in population
since the year 2010
Population is Trending up
14,052
Total households as of 2010
12%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 36.5 years old. The smallest percentage group is 35-44 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 48%
Hispanic 46%
Other 16%
Black 9%
Asian 3%
Native American <1%
The most prevalent ethnicity is White at 48%, followed by Hispanic at 46%, Other at 16%, and Black at 9%.

Economics
for St Cloud, FL 34772

360 /sq mi
Population Density
$75,224 /yr
Median Household Income
$389,990
Median Sales Price
37 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $75-99,999k representing 21.18% of the households.

Transportation to Work

  • Drive 90%
  • Work from Home 9%
  • Walk or Bike 1%
  • Public Transit 1%

Occupancy by Type

Owned 13,798 82%
Rented 2,068 12%
Vacant 1,025 6%

White vs Blue Collar Jobs







White Collar 78%
Blue Collar 22%

Family & Education Facts
for St Cloud, FL 34772

36.5 Median Age

Average Household Size

3
persons per
household

59.1%

Married Households

Community Population By Education

High School Graduate 26%
Some College 25%
Bachelors Degree 19%
Associates Degree 11%
Some High School 9%
Graduate Degree 9%
Of the total people surveyed, the most prevalent educational attainment level is High School Graduate, representing 25.56% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
37.7% of households have children

Weather
for St Cloud, FL 34772

The weather for this area ranges from a high of 92° F in July to a low of 49° F in January

92° July
Hottest Average Month
49° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
49°
72°
Feb
51°
75°
Mar
55°
79°
Apr
59°
84°
May
65°
88°
Jun
70°
91°
Jul
72°
92°
Aug
72°
92°
Sep
71°
90°
Oct
65°
85°
Nov
57°
79°
Dec
51°
74°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Copyright © 2025 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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