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1312 Oneal Street, Commerce, TX 75428

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For Sale

$145,000

3 beds • 2 baths • 1,295 sqft

Estimated Payment

$      /mo. †

APR for 30 years

Change Loan Terms

  • Single Family Detached
    Property type

  • $111.97
    Price per square foot

  • Over 50 Years Old
    Age

Explore this Property

Welcome to small-town living with all the conveniences of being near Texas A&M Commerce University! This charming 3 bedroom, 2 bathroom home offers the perfect blend of comfort, modern touches, and rental potential. Located just a short walk from the heart of downtown, you'll enjoy easy access to shops, restaurants, and local events. The property features a spacious, fully fenced backyard, perfect for relaxing or entertaining, with mature trees in the front yard providing both shade and beauty. The kitchen boasts a sleek, modern cabinet system along with custom rod iron shelving for stylish and functional storage. Wood slat floors run throughout the home, adding a rustic yet refined touch. One of the standout features of this home is its three separate entrances, offering a unique opportunity for rental income ideal for college students attending the nearby university. Whether you're looking to make this your forever home, a rental investment, or both, this property provides incredible versatility.
MLS# 20758178

Courtesy Of Century 21 First Group, Listed By Crystal Mcgahan

(903) 885-3146

Property Features

  • Age
    Over 50 Years Old
  • Amenities
    Porch, Patio, Ceiling Fan
  • Appliances
    Dishwasher, Garbage Disposer, Washer
  • Architecture Style
    Other
  • Cooling System
    Ceiling Fan(s)
  • Floor Covering
    Wood
  • Heating System
    Central Furnace
  • Lot Size
    0.34 Acres

Map and Directions

Directions to 1312 Oneal Street, Commerce, TX 75428

Home seller CENTURY 21 Patterson Agency

Get to know the neighborhood. A local affiliated CENTURY 21 office will help you set up tours, give advice, and negotiate with sellers.

CENTURY 21 Patterson Agency

(903) 455-9414
Learn More About Us

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Monthly Payment Breakdown

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Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

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Copyright © 2025 North Texas Real Estate Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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