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231 Arbor Drive E, Palm Harbor, FL 34683

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For Sale
Sale Pending

$490,000

3 beds • 2 baths

Estimated Payment

$ 2,511 /mo. †

6.63% APR for 30 yrs.
$0 in taxes
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  • Single Family Detached
    Property type

Explore this Property

What a Warm & Welcoming Home! This 3/2/2 in Arbor Glen, in the heart of Palm Harbor, has been cared for and Loved by the current owners for 17 years. You'll fall in love with the Beautiful oval clear stained glass front door to the real hardwood floors, updated kitchen with real wood cabinetry & newer Stainless Steel appliances, to the fully renovated bathrooms and the Real Stone mantel & hearth of your wood-burning fireplace, this home makes you feel like you're in a big, warm hug. Plantation Shutters on most windows eliminate the need for blinds or curtains. Vaulted ceilings in Living Room & Large Dining Room even have a solar tube for added light during the day & a warm glow from the moon & stars at night. Many Picture Windows and glass doors bring the beautiful views & weather that Florida is famous for inside. You'll be safe and secure knowing your roof is only 7 years old & the entire house has hurricane safe windows and doors with LOW-e glass that were installed 7 years ago too & will save you hundreds of dollars each year in electric bills. Just 5 years ago the Florida room was remodeled adding 317sf of living space. Your fenced in backyard boasts Florida Friendly Foliage, an outdoor deck shaded by mature landscaping & the owners even had electric added, just in case you want to install a hot tub. In less than 5 miles. You can curl your toes in the sand on the beach at Honeymoon Island State Park, named one of the 5 best beaches in Florida, or enjoy a ferry ride out to Caladesi Island, a shell collector paradise. Many other beaches within a few miles up & down the coast. Eclectic Downtown Palm Harbor, Ozona, Dunedin & Tarpon Springs all have excellent dining from Sun Bather friendly to Fancy Dining. Palm Harbor's Excellent Schools are A rated and Palm Harbor Middle is only a block away. Tampa Bay is well known for having Great Golf Courses & Professional Sports Teams to cheer on year round. Stop wishing you were living in Florida, and start Living the Florida Lifestyle!
MLS# U8162323

Listed By CENTURY 21 Coastal Alliance

Property Features

  • Style
    Other Style

Map and Directions

Directions to 231 Arbor Drive E, Palm Harbor, FL 34683

Home seller Meet the Agent,
Francine C. Spector

Get to know the neighborhood. A local affiliated CENTURY 21 agent will help you set up tours, give advice, and negotiate with sellers.

Francine C. Spector

of CENTURY 21 Coastal Alliance

(727) 479-9906
Learn More About Me

Mortgage Calculator

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Monthly Payment Breakdown

  • Principle and Interest
    $2,511
  • Property Taxes
    $0
  • Hazard Insurance
    $0
  • Private Mortgage Insurance
    $0
  • HOA Dues
    $0
  • Total Monthly Payment:
    $2,511

Calculators provided for estimating purposes only. Consult with your lender to determine precise payment requirements.

Schools

Ozona Elementary

Grades PK-5 Public School

Palm Harbor, FL 34683 1.1 miles
601 tampa rd

731 total students
13:1 Student teacher ratio

School Rating: A

School Details

Palm Harbor Middle School

Grades 6-8 Public School

Palm Harbor, FL 34683 0.1 miles
1800 tampa rd

1163 total students
19:1 Student teacher ratio

School Rating: B-

School Details

Palm Harbor University High

Grades 9-12 Public School

Palm Harbor, FL 34683 1.4 miles
1900 omaha st

2513 total students
23:1 Student teacher ratio

School Rating: A-

School Details
Other Nearby Schools Distance Type Grades School Rating
Elisa Nelson Elementary School 0.5 miles Public 1-5 A+
Spring Valley School 1.1 miles Private UG
Westlake Christian School 1.1 miles Private KG-8
Plato Academy Palm Harbor Charter School 1.2 miles Public KG-8 A
Waldorf School Of Tampa Bay 1.2 miles Private PK-8
Huntington Learning Center 1.2 miles Private 1-12
Center Academy 1.3 miles Private 4-12
Lake St. George Elementary 1.6 miles Public PK-5 A-
Discovery Academy Of Science 1.7 miles Public KG-8 A-
Garrison - Jones Elementary 2.1 miles Public PK-5 A-
Sutherland Elementary 2.3 miles Public PK-5 A+
Carwise Middle School 2.3 miles Public 6-8 B
Highland Lakes Elementary 2.4 miles Public PK-5 A-
Dunedin High School 2.8 miles Public 9-12 B
Curlew Creek Elementary 2.8 miles Public PK-5 A+
Guardian Angels Catholic School 2.9 miles Private KG-8
Our Lady Of Lourdes Catholic School 3 miles Private PK-8

Elisa Nelson Elementary School

Distance: 0.5 miles

Type Public

Grades: 1-5

A+

Spring Valley School

Distance: 1.1 miles

Type Private

Grades: UG

Westlake Christian School

Distance: 1.1 miles

Type Private

Grades: KG-8

Plato Academy Palm Harbor Charter School

Distance: 1.2 miles

Type Public

Grades: KG-8

A

Waldorf School Of Tampa Bay

Distance: 1.2 miles

Type Private

Grades: PK-8

Huntington Learning Center

Distance: 1.2 miles

Type Private

Grades: 1-12

Center Academy

Distance: 1.3 miles

Type Private

Grades: 4-12

Lake St. George Elementary

Distance: 1.6 miles

Type Public

Grades: PK-5

A-

Discovery Academy Of Science

Distance: 1.7 miles

Type Public

Grades: KG-8

A-

Garrison - Jones Elementary

Distance: 2.1 miles

Type Public

Grades: PK-5

A-

Sutherland Elementary

Distance: 2.3 miles

Type Public

Grades: PK-5

A+

Carwise Middle School

Distance: 2.3 miles

Type Public

Grades: 6-8

B

Highland Lakes Elementary

Distance: 2.4 miles

Type Public

Grades: PK-5

A-

Dunedin High School

Distance: 2.8 miles

Type Public

Grades: 9-12

B

Curlew Creek Elementary

Distance: 2.8 miles

Type Public

Grades: PK-5

A+

Guardian Angels Catholic School

Distance: 2.9 miles

Type Private

Grades: KG-8

Our Lady Of Lourdes Catholic School

Distance: 3 miles

Type Private

Grades: PK-8

School information does not guarantee enrollment. School service boundaries are provided as a reference only, may change, and are not guaranteed to be accurate. Contact the school district directly to verify school enrollment eligibility.

Local area information for Palm Harbor, FL 34683

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Palm Harbor, FL 34683

This community’s employment is highest in the administrative support and food industries. The area’s overall household expenses are above the national average.

91° August
Hottest Average Month
50° January
Coldest Average Month
14,490 Total Households in Area
0.6% Increase in population since the year 2010
22.3%
of households
have children
24 minutes
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Demographic facts
for Palm Harbor, FL 34683

Palm Harbor, FL 34683 has a population of 33,462 people in 14,490 households with a median age of 48.4 years old.

0.6%
Increase in population
since the year 2010
Population is Trending up
14,309
Total households as of 2010
2.1%
projected percent change in total
households in 5 years

Community Population By Age

The median age for this area is 48.4 years old. The smallest percentage group is 55-64 years and the largest percentage is the 85+ years age range.

Community Population By Ethnicity

White 85%
Hispanic 8%
Asian 2%
Other 2%
Black 1%
Native American <1%
The most prevalent ethnicity is White at 85%, followed by Hispanic at 8%, Asian at 2%, and Other at 2%.

Economics
for Palm Harbor, FL 34683

2,564 /sq mi
Population Density
$78,086 /yr
Median Household Income
$470,000
Median Sales Price
24 min
Median Commute Time

Household Expenses vs National Average

This location’s average annual expenditures by category compared to the national average. Index score (100=National Average)

Household by Income

Out of the households in this area, the largest income group is $50-74,999k representing 16.82% of the households.

Transportation to Work

  • Drive 81%
  • Work from Home 16%
  • Walk or Bike 3%
  • Public Transit 0%

Occupancy by Type

Owned 11,139 67%
Rented 3,350 20%
Vacant 2,131 13%

White vs Blue Collar Jobs







White Collar 83%
Blue Collar 17%

Family & Education Facts
for Palm Harbor, FL 34683

48.4 Median Age

Average Household Size

2.3
persons per
household

52.1%

Married Households

Community Population By Education

Bachelors Degree 26%
High School Graduate 23%
Some College 20%
Graduate Degree 14%
Associates Degree 13%
Some High School 5%
Of the total people surveyed, the most prevalent educational attainment level is Bachelors Degree, representing 25.68% of the population.

Household Family Expenses vs National Average

This location’s average annual expenditures compared to the national average. Index score (100=National Average)
22.3% of households have children

Weather
for Palm Harbor, FL 34683

The weather for this area ranges from a high of 91° F in August to a low of 50° F in January

91° August
Hottest Average Month
50° January
Coldest Average Month

Average Temperature by Month

Low (°F)
High (°F)
Jan
50°
71°
Feb
52°
73°
Mar
57°
77°
Apr
61°
81°
May
67°
86°
Jun
72°
89°
Jul
74°
90°
Aug
74°
91°
Sep
72°
89°
Oct
66°
84°
Nov
58°
78°
Dec
52°
72°

Average Temperature in Degrees Fahrenheit

Precipitation

Precipitation (inch)

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Data powered by Attom Data Solutions. Copyright© 2025. Information deemed reliable but not guaranteed.

This information is provided for general informational purposes only and should not be relied on in making any home-buying decisions. School information does not guarantee enrollment. Contact a local real estate professional or the school district(s) for current information on schools. This information is not intended for use in determining a person's eligibility to attend a school or to use or benefit from other city, town or local services.

† Based on a 30-year fixed rate of 3.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Interest rates are also subject to credit and property approval based on secondary market guidelines. The rates shown are based on average rates for our best qualified customers. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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